The latest news from the P2P lending market at a glance.
InRento has published its quarterly report. According to the figures, €23.49 million was financed in the third quarter, an increase of 76.4% compared with the same quarter last year. Investors …
TWINO was targeted in a cyberattack on October 15 and 16, during which unauthorized individuals gained access to investors’ personal data. According to the platform, around 8% of active investors …
Income Marketplace has published the audited financial statements of lender Hoovi Finance. Revenue increased by 79% to €3.9 million, while net profit rose by 178% to €867,000. The net profit …
Since May 2025, Fincard, by far the largest lender on TWINO (96% of the portfolio), has been under investigation by Poland’s consumer protection authority, UOKiK. The allegation: Circumvention of the …
Starting November 1, Income Marketplace will charge €10 per month for inactive accounts. An account is considered inactive if it holds no active investments and has had no deposits, withdrawals, …
A total of €2.06 million was financed through LANDE in September, spread across 58 projects, with an average loan size of around €35,500. The average interest rate was 11.76%, a …
A few weeks ago, Modena CEO Oliver Matt had already told me about the platform’s plans to pursue regulation in 2027. Now, the Estonia-based platform has also made a public …
Danabijak, which has been part of Income Marketplace since day one (January 2021), has since become one of the smallest remaining active lenders on the marketplace, with an outstanding portfolio …
Following bonds, crypto ETPs, ETFs, and real estate, Mintos now also offers stock investments. According to the platform, more than 4,000 stocks from US, European, and global markets are available, …
A new platform in my portfolio, McDonald’s instead of Go & Grow, and a growing portfolio despite more withdrawals than deposits. In my latest portfolio update, I explain how this …
Spain is overhauling its housing legislation in the middle of an election campaign. This is relevant for Indemo because the platform purchases Spanish mortgage claims at a discount and recovers …
Triple Dragon Funding has published its figures for the second quarter of 2026, including its balance sheet and income statement. Revenue amounted to €601,101, while net profit came in at …
Income Marketplace has published Autofino’s audited annual figures for 2025. According to the report, revenue increased by 16% to €1.6 million, while net profit rose from €51,000 to €55,000. Nevertheless, …
Esketit has added a new lender called Lionpro to its platform. The brand is operated by Latvian SIA L.J. Linen, a family-owned company that has been trading raw materials for …
Lendermarket has added a new lender to its marketplace in the form of French company Aiffin Drive SASU. The company finances vehicle leasing for micro-businesses and self-employed individuals in France, …
Income Marketplace has published its latest figures for September, along with some general information on the platform’s development. According to the data, €11.9 million in loans were financed last month, …
PeerBerry has published its figures for September. According to the data, the outstanding portfolio increased to €155.35 million, up from €150.23 million in the previous month. In September alone, loans …
Three months, five newcomers and a new number 1. That is the short summary of my P2P Risk Score, which grew from 26 to 31 rated platforms in the third …
Last week, I reported that the Latvian central bank had granted SIA IBC Invest an investment firm license. However, my conclusion that this meant Esketit was being placed on a …
Alongside Bondora Go & Grow and Monefit SmartSaver, Modena is often mentioned as the third alternative among liquidity-focused investment products. Unlike the other two products, however, Modena has neither a …
Last week, the Latvian central bank granted SIA IBC Invest an investment firm license. The accompanying photo on LinkedIn shows Esketit CEO Ieva Grigaļūne and Esketit shareholder Davis Barons. A …
The lender Current Auto has exited Income Marketplace with its Latvian entity. All loans issued by Current Auto LV were bought back on September 18, including all accrued interest. Hence, …
Estateguru has published its figures for August. In the Baltic states, €4.82 million in new loans were financed, including €1.80 million in Estonia, €1.66 million in Lithuania, and €1.36 million …
Income Marketplace lender DanaKredi (formerly DanaRupiah) has published its figures for 2025. For context, this is a one-page consolidated statement explicitly labeled as unaudited. There is no auditor’s report, no …
On September 15, Bernardas Preikšaitis became the new CEO at InRento. He previously served as COO, where he was responsible for the company’s day-to-day operations and accompanied the platform’s expansion …
LANDE has published its performance report for August. According to the report, 63 projects worth a total of €1.7 million were financed across its four core markets, corresponding to an …
Debitum has launched a new liquidity product called Flow. The product is advertised with 8% per year, daily interest accrual, a minimum investment of €10, and no exit fee. Withdrawals …
InRento has published some figures on the development of its platform. According to the company, a total of €124 million had been financed by the end of August, after the …
There are two new developments at TWINO. First, the platform has introduced a new feature that automatically transfers repayments from fixed-income ABS investments to the FLEXI Wallet. Investors can choose …
Robocash has launched a new product called Robo Flow, designed to offer investors greater liquidity. The product invests fully automatically and comes with no minimum investment and no lock-up period. …
With Crediflow, PeerBerry has added another new lender from South Africa to its marketplace. The new loans are offered with a return of 8.5% per year and are secured by …
Edgars Tālums, active in the secured lending business since 2008 and co-founder of LANDE, has launched a new crowdfunding platform called Digilo (short for Digital Loans). The ECSP-licensed platform, based …
Stikcredit has signed a guarantee declaration in favour of investors who invest in Tiberus loans on Afranga. The guarantee has been effective since August 31, 2026, and is fully available …
Lendermarket has published its financial statements for 2025. The annual report was audited by Azets Audit Services Ireland and prepared in accordance with Irish accounting standards. At the platform level, …
Last year, I launched the loan originator comparison page on the blog, which has proven to be very popular based on your feedback. Thanks to your suggestions, I have now …
With the Romanian company Best Credit Invest IFN S.A., Lendermarket has already added its second new loan originator to the marketplace this week. The company is licensed by the National …
After being introduced on August 10, Income Marketplace has now communicated a structural change for their new loan originator One Leasing. According to the announcement, the parent company, Virtus Invesco …
Mintos has launched a new bonus campaign for new investors. From August 24 to September 30, investors can receive a bonus of up to €500 by using the code INVEST26, …
Lendermarket has added O.C.N. “OK Credit” S.R.L. as a new loan originator from Moldova. The company has been operating since 2014, is supervised by the National Bank of Moldova, and …
Afranga will update its Terms and Conditions on August 27, 2026. The main change in the new version is the introduction of a secondary market, allowing investors to trade loan …
More than €122 million in financed loans, an average realized return of 11.68%, and no defaults or investor losses. This is the impressive track record of the Lithuanian crowdfunding platform …
LANDE has published its Performance Report for July. Across its four core markets, the platform financed 67 projects worth €2.1 million, averaging €31,389 per project. The average return earned by …
Loan originator Spanda Capital is exiting the Esketit marketplace after selling its loan portfolio to an international NPL investor. The repayment of the remaining outstanding loans is expected to take …
Income Marketplace now offers two-factor authentication (2FA) on its platform. In addition to the password, users will be asked to enter a one-time code generated by an authenticator app (Google …
Nectaro has two updates at once. First, the platform has launched a German-language interface, which is now set as the default language for visitors from Germany, Austria, and Switzerland. Secondly, …
PeerBerry has added Paydayloanplus (Lineura Canada Inc.) as a new Canadian loan originator to its marketplace. It is a classic payday loan provider offering small loans of up to CAD …
Bondora has introduced a new product called Go & Grow Pocket. It works as a separate product alongside the regular Go & Grow account, offering an expected return of 4.89% …
Income loan originator Sandfield Capital has published its financial results for 2025. For context: These are unaudited company figures and not an audited financial statement. The company reported a net …
Triple Dragon Funding has launched a new product on the platform called TD Bonds. These are direct debt securities issued by the UK-based parent company Triple Dragon Limited, offering 14% …
There have been three changes to the Platform Risk Score over the past week: 🔻 Maclear: 2.5 → 1.8 The CrowdIndex investigation by P2P Empire documents a review website that …
Income has added One Leasing as a new loan originator to its marketplace. The company was founded in 2018 in North Macedonia and specializes in financing used vehicles through leasing. …
In July 2026, my outstanding P2P portfolio generated €2,090 in income. This marks the highest monthly income I have ever achieved from my P2P investments. The result was supported by …
On October 5, LANDE will update its Terms and Conditions. The key change is the introduction of a new inactivity fee. Investors will now be charged €10 per month during …
Four and a half years after the outbreak of the war in Ukraine, which severely disrupted money transfers from Russia, TWINO has now fully repaid all war-affected Russian loans (€6.9 …
The operator of P2P Empire has recently investigated a review website called CrowdIndex. The site ranks Maclear as the best P2P platform in Europe with a score of 9.2 out …
Starting on 16 August 2026, Lendermarket will adjust the exit fee for Auto Invest FLEX. Instead of the previous fee of 50% of the annual interest rate, a flat fee …
Afranga has introduced a new early withdrawal feature for SaveSmart. Investors can now withdraw up to 30% of their investment before maturity, subject to a maximum of €5,000. In addition, …
PeerBerry has released updated figures on the development of its portfolio and investor community. According to the platform, the outstanding portfolio has now reached EUR 144 million, representing an increase …
While analysing the Swiss P2P platform 7Harvests, I came across several additional red flags. First: The website advertises a minimum investment of EUR 50 and returns starting at 15%. However, …
Investors can now buy individual ETFs on Mintos instead of being limited to the pre-built Core ETF portfolios. The platform now offers access to more than 1,000 UCITS ETFs from …
LANDE has published its monthly performance report for June. Across its four core markets, the platform financed 69 projects with a total volume of EUR 2.33 million, averaging EUR 33,753 …
The latest financial statements of eight PeerBerry loan originators, including Acredit (Romania), Cash Express (Philippines), Credit365 (Moldova), One Credit (Kazakhstan), and PůjčkaPlus (Czech Republic) have recently been analysed. Compared to …
On its website, 7Harvests prominently promotes terms such as “Swiss regulated”, “Swiss regulatory principles”, and “Swiss-grade protection”. However, this claim is qualified in the platform’s FAQ section and footer, where …
Few P2P platforms are currently being promoted as aggressively on YouTube as Loanch. The marketing is heavily focused on cashback campaigns, platform visits, “yield hunter” narratives, and a framing that …
The latest update to my Loan Originator Comparison now includes the three companies currently listed on Loanch: Tambadana (Malaysia), Ammana (Indonesia), and AhaPay (Malaysia). The results paint a rather clear …
PeerBerry has published its 2025 Annual Report. As in previous years, the financial statements were not audited by an external audit firm and were prepared under Croatian accounting standards, which …
A new P2P platform, 7Harvests, has entered the market. According to the company, investors can finance consumer, SME, and real estate loans from multiple countries with a minimum investment of …
The Aventus Group has released selected financial figures for the first half of 2026. According to the company, it originated EUR 851.6 million in new loans, while its loan portfolio …
Bondora has published its long-awaited 2025 Annual Report, once again audited by KPMG and prepared in accordance with IFRS standards. The figures are highly impressive. Revenue increased by 19% to …
How risky is a P2P platform? That is a complex question that cannot be answered in a single sentence. However, it can be analysed in a structured and systematic way. …
INDEMO has launched a new feature called “Dynamic Portfolio Revaluation”, designed to provide investors with a more up-to-date and indicative view of their active portfolio. The feature combines several dynamic …
Creditstar Group AS, the company behind Lendermarket and Monefit SmartSaver, has published its audited consolidated financial statements for 2025. The report was audited by KPMG and prepared in accordance with …
TWINO has updated its MiFID II suitability limits, which had last been reviewed in 2023. The new thresholds are based on the latest Eurostat data on average salaries across the …
A lot has happened over the past few weeks. In total, I covered 18 news updates across 11 different P2P platforms in my latest portfolio update for June 2026. Feel …
Crowdpear has now also published its financial results for 2025. The report was audited by UAB Audifina and prepared in accordance with Lithuanian accounting standards. According to the report, the …
On 16 June 2026, the Polish Office of Competition and Consumer Protection (UOKiK) made proceedings against TWINO lender Fincard public, concerning the circumvention of regulations on the maximum interest rate …
Mojo Capital, an Esketit loan originator that provides business financing to other fintech companies associated with Esketit’s founders, has published a small set of financial figures for 2025. The net …
PeerBerry has added another new loan originator to its marketplace: TU AMIGO SIEMPRE S.A.S., which operates under the brand name TuParcero. The short-term loans are currently offered with an annual …
Ventus Energy is history. The BaFin order of 5 May 2026, which required the platform to immediately cease and wind down the deposit business it had been operating without authorisation, …
Switzerland-based crowdfunding platform Maclear has, against all expectations, now released at least some figures for the 2024 (!) financial year. Up front: My earlier criticisms continue to be confirmed. On …
Afranga has expanded its product offering and now also features real estate loans on the platform. The first project (Modern Housing; Ovcha Kupel) targets a return of 9% p.a. with …
The Polish company Fincard is currently facing the next wave of regulatory changes. While the final implementation of the new European CCD II framework remains uncertain, the company’s financial stability …
Decreasing interest rates, a stagnating portfolio and plenty of cash drag for investors: Measured against the standards and expectations that surround PeerBerry, 2025 was an average year at best. My …
Ventus Energy has informed its investors that it will cease normal business operations and initiate a court-supervised restructuring process. According to the company, three factors triggered this decision: The order …
Income Marketplace has now published its financial results for 2025 as well. The figures are largely in line with expectations and contain no major surprises. As assets under management increased …
98% of my investments on Nectaro are allocated to the Romanian loan originator ECOFINANCE IFN S.A., which, according to my own analysis, has the strongest financial stability on the marketplace …
The Latvian central bank has granted TWINO authorization to provide crypto-asset services under the European Union’s Markets in Crypto-Assets (MiCA) regulation. MiCA represents the world’s first comprehensive regulatory framework for …
LANDE has shared its financial results for 2025. The report, prepared as in the previous year by the Latvian firm Orients Audit & Finance, was not audited under IFRS standards …
Thanks to rising loan volumes from existing business partners and the continued expansion of the Aventus Group, the growth trajectory on #PeerBerry continues. In May alone, nearly EUR 36 million …
The upcoming regulatory changes in the Polish consumer lending market, driven by the Europe-wide implementation of the new CCD II Directive, are beginning to take shape. According to TWINO, the …
Over the past week, several new financial statements have been analysed. Among them: LFDF, Credirect, Lendivo, Lev Credit, Stik Credit, PůjčkaPlus (CZ), CreditPlus (KZ), Automoney (KZ), Acredit (RO), Credito365 (CO), …
With Flowpay, Lendermarket has added a new loan originator to its marketplace. The company, founded in 2021, focuses on SME financing solutions in the CEE region. On Lendermarket, Flowpay loans …
Just over a year ago, the Kosovan lender Virtus Lending was added to #Income Marketplace and has since financed an impressive EUR 10 million in loans. The outstanding portfolio currently …
As previously covered, interest payments on Nera Capital loans have been suspended since March 26. The reason behind this is the ongoing solvency reviews conducted by the UK’s Solicitors Regulation …
In the current monthly review, I discuss as usual my P2P income (a new record high), the performance of individual platforms, and the (8) transactions from the previous month. Among …
A new conversation with Jakub from P2P Empire is now online. In the second episode of “P2P Unscripted”, we discussed current market conditions, geopolitical risks in the Baltics, the Nera …
From now on, investors on Nectaro with a short-term investment horizon can invest in financial instruments with maturities of up to 30 days. This makes Nectaro the next P2P platform …
On May 13, Ventus Energy has sent an email to its German investors. The message: The company was in a “constructive dialogue” with German regulatory stakeholders and needed to adjust …
The situation surrounding Mintos loan originator Nera Capital, an Irish lender specializing in litigation financing, continues to create uncertainty and concern. The reason for the delayed repayments is reportedly an …
Income Marketplace has recently made adjustments to its offering by adding two new loan originators to the platform: Mocasa and Pinjam Yuk. In particular, the growth of the Indonesian loan …
Earlier this year, an investigative report alleged that LFDF had acquired assets at inflated prices through a network of related companies. Now, Debitum lender LFDF has recently published its audited …
Just a few weeks ago, TWINO launched FLEXI. The first daily liquidity product of its kind that is operating within a regulated framework. How exactly does the product and its …
After a longer break, LANDE has re-started publishing quarterly reports again. Here are the key highlights from Q1/2026. Financing volume reached EUR 7.8 million in the first quarter of 2026, …
Unfortunately, there are no longer any consolidated financial statements available for the VIA SMS Group. Therefore, the focus is now on SIA VIAINVEST, whose reports have been audited by BDO …
With “AutoPilot”, #Nectaro has now introduced a third way to invest on the platform. The new functionality is a predefined auto-invest strategy in which funds are automatically invested into available …
TWINO has introduced a new investment product called FLEXI, designed to meet the growing demand for more liquidity. Similar to Bondora Go & Grow, FLEXI offers a fixed return of …
The Aventus Group has expanded its offering on PeerBerry by adding two new loan originators from Latin America: Lendi from Argentina (founded in March 2025) and Prestamo365 from Peru (founded …
The two #Esketit shareholders have introduced their next loan originator project on Esketit. It is the Malaysia-based company Nimbura, which was founded in November 2025. According to its own statements, …
