Disclaimer

1. Content of this website

The content of this website is researched and created with the greatest possible care. No warranty is given as to the accuracy, completeness or timeliness of the information provided. Analyses, ratings and assessments reflect the state of knowledge at the time of publication or of the most recent update. Any use of this information is at the reader’s own responsibility.

2. No investment advice

The content provided is intended solely for information and educational purposes. It does not constitute investment advice, investment broking, an investment recommendation, or tax or legal advice, and it takes into account neither the personal circumstances nor the investment objectives or risk tolerance of individual readers. Individual advice is neither offered nor provided – including in email correspondence, comments, social media channels and Telegram or WhatsApp groups. For specific investment decisions, a professionally qualified and licensed adviser must be consulted.

3. Risk warning

Investments in P2P loans and comparable asset classes involve substantial risks and may result in the total loss of the capital invested. Past results, returns shown and historical figures are not a reliable indicator of future performance. Liability for financial losses resulting from decisions made on the basis of the content presented here is excluded.

4. Liability

To the extent permitted by law, no liability is accepted for direct, indirect, incidental or consequential damages arising from

• the use or non-use of the content of this website,
• decisions based on this information,
• technical faults, viruses or other impairments of access,
• third-party content accessed via links.

5. External links

This website contains links to external third-party websites over whose content we have no influence. The respective provider or operator is always responsible for the content of the linked pages.

6. Affiliate links

Some of the links on this website are affiliate links. If a registration or an investment is made on the linked platform via such a link, the operator receives a commission. This may take the form of a fixed amount, a share of the amount invested, or an ongoing revenue share. No additional costs arise for users; in many cases, use of the link comes with an additional bonus. Every page containing affiliate links is labelled accordingly at the relevant points.

7. Paid partnerships

In addition to affiliate commissions, paid partnerships with companies from the market environment covered here exist in individual cases, for example for commissioned productions or specialist articles. Such content is separately and clearly labelled as advertising or as a paid partnership. No editorial influence is exerted on ratings, scores or analyses.

8. Own investments and conflicts of interest

The operator is invested with his own capital in some of the platforms covered. The current positions are disclosed on the “My P2P Portfolio” page and are stated separately in the platform analyses.

9. Copyright

All content on this website, in particular texts, graphics, images, tables and
analyses, is protected by copyright. Any reproduction or use requires the
operator’s express written consent.