P2P Portfolio

On this page you will find my personal P2P portfolio as well as my terminated P2P investments. Further developments are published in my monthly P2P portfolio updates.

Last update: 01.05.2023

My current P2P Portfolio

P2P PlatformPortfolioXIRRInvested SinceStatusSign Up
PeerBerry€ 19.06912,94%Jun 2021Active0,5% Cashback
Bondora Go&Grow€ 10.7246,75%Jun 2018Active5 Euro Bonus
Estateguru€ 9.4397,35%Nov 2018Paused0,5% Cashback
Esketit€ 9.2849,77%Sep 2022Active0,5% Cashback
LANDE€ 5.43610,22%Dec 2021Active1% Cashback
Income Marketplace€ 5.34211,64%Apr 2021Active1% Cashback
Twino€ 4.11410,37%Dec 2020Paused20 Euro Bonus
Viainvest€ 2.92911,10%Apr 2019Active10 Euro Bonus
Bondora Portfolio Pro€ 2.3252,10%Oct 2017Expiring5 Euro Bonus
NEO Finance€ 1.36110,50%Apr 2019Expiring1% Cashback
Debitum€ 4558,84%Jun 2019Paused25 Euro Bonus

My terminated P2P Investments

P2P PlatformXIRRStartEndSign Up
Mintos7,22%Oct 2017Oct 202250 Euro Bonus

FAQ P2P Portfolio

✅ What is my P2P Lending Portfolio?

My P2P lending portfolio consists of my personal investments in the P2P environment. My active P2P portfolio is shown as well as my terminated investments. In addition, investors can find information about my current return, the investment start and the current investment status.

✅ Why do I show my P2P Portfolio publicly?

I want my readers to get an understanding how much “skin in the game” I have with different P2P platforms. Transparency is an important aspect to underline the credibility of my content as well as to reveal possible conflicts of interest.

✅ How long do I invest in P2P?

I started to invest in P2P lending in October 2017. At the time I started with € 2,000 each at Bondora and Mintos.

✅ Should investors copy my P2P Portfolio?

Every investor should think about their preferences and therefore which platforms fit into their own P2P portfolio. My personal P2P portfolio can be seen as an inspiration, but I would not recommend a 1:1 replication.