Posted by Ventus Energy is history. The BaFin order of 5 May 2026, which required the platform to immediately cease and wind down the deposit business it had been operating without authorisation, has set off a chain reaction.
A question that I have been asked fairly often since then: Which other P2P platforms might now be affected as well? To answer this, I first took a close look at the precise allegations against Ventus Energy and then analysed the contractual structures and user agreements of various platforms.
My latest article is an attempt to answer how investors can try to assess the “BaFin risk” themselves, and how I read the situation at Bondora, Monefit SmartSaver, PeerBerry, Income Marketplace, Devon, Asterra Estate and Triple Dragon.