Posted by A new P2P platform, 7Harvests, has entered the market. According to the company, investors can finance consumer, SME, and real estate loans from multiple countries with a minimum investment of EUR 50. The platform advertises returns from 15%, alongside loyalty and referral bonuses of up to 3%.
Warning Sign #1: 7Harvests often markets itself as “Swiss regulated” on its homepage. However, the fine print in the footer states that its VQF membership application (a Swiss self-regulatory organization, short “SRO”) is still pending. This appears to be a similar approach to Maclear, potentially allowing the platform to operate without obtaining a European Crowdfunding Service Provider (ECSP) license.
Warning Sign #2: The founder and Chairman of 7Harvests is Ricardas Vandzinskas. He joined Aventus Group as CFO in 2020 but left the company before completing his probation period. He later became the CEO and co-founder of Hive5, where he owned a 35% stake. During his tenure at Hive5, the platform was associated with publicly misleading statements regarding profitability, paid Trustpilot reviews, and legal action against critical reporting. In 2025, his shares were sold to Ruptela Group, the company controlled by Hive5’s majority shareholder, Andrius Rupšys.
Conclusion: Beyond its very limited operating history, the existing warning signs should be viewed as important indicators of the platform’s overall risk profile. As a result, an active promotion or monetisation of 7Harvests via re:think P2P is categorically ruled out.