Posted by Income Marketplace lender DanaKredi (formerly DanaRupiah) has published its figures for 2025. For context, this is a one-page consolidated statement explicitly labeled as unaudited. There is no auditor’s report, no notes to the accounts, and no indication of the accounting standard used.
According to the figures, the company’s financial performance more than halved. Revenue fell from €25 million to €10.9 million, while profit declined from €13.8 million to €4.3 million. Receivables decreased from €49.1 million to €29.9 million, while cash on hand fell from €3.8 million to €2.1 million. The marketing budget was also cut substantially, from €2.6 million to €0.4 million, while administrative expenses increased slightly.
The balance-sheet figures look solid at first glance. The equity ratio increased from 68.2% to 74.4%, the debt ratio fell from 0.47 to 0.34, and liquidity remained almost unchanged at 3.00 (3.13 in 2024). However, these improvements are not the result of stronger operating performance, but rather due to a decreasing balance sheet. The document contains no information on loan defaults.