{"id":38369,"date":"2026-09-07T06:00:04","date_gmt":"2026-09-07T04:00:04","guid":{"rendered":"https:\/\/rethink-p2p.de\/les-plateformes-de-crowdlending-les-plus-sures-en-2026\/"},"modified":"2026-09-07T09:38:55","modified_gmt":"2026-09-07T07:38:55","slug":"plateformes-crowdlending-les-plus-sures","status":"publish","type":"page","link":"https:\/\/rethink-p2p.de\/fr\/plateformes-crowdlending-les-plus-sures\/","title":{"rendered":"Les plateformes de crowdlending les plus s\u00fbres en 2026"},"content":{"rendered":"<span class=\"rtp-aktualisiert\">Derni\u00e8re mise \u00e0 jour : 7 septembre 2026<\/span>\n<p dir=\"ltr\">Selon le re:think P2P Risk Score, les plateformes de crowdlending les plus s\u00fbres en 2026 sont <a href=\"https:\/\/rethink-p2p.de\/fr\/inrento-avis\/\">InRento<\/a> (8,4 \/ 10), <a href=\"https:\/\/rethink-p2p.de\/fr\/nectaro-avis\/\">Nectaro<\/a> (8,0), <a href=\"https:\/\/rethink-p2p.de\/fr\/crowdpear-avis\/\">Crowdpear<\/a> (7,8), <a href=\"https:\/\/rethink-p2p.de\/fr\/lande-avis\/\">LANDE<\/a> (7,7) et <a href=\"https:\/\/rethink-p2p.de\/fr\/peerberry-avis\/\">PeerBerry<\/a> (7,6). Le score \u00e9value 31 plateformes europ\u00e9ennes de pr\u00eats P2P selon cinq cat\u00e9gories : r\u00e9gulation et licence, stabilit\u00e9 financi\u00e8re, transparence et divulgation, portefeuille de pr\u00eats et pertes des investisseurs, ainsi qu&#8217;historique et comportement en situation de crise. Important : m\u00eame la plateforme P2P suppos\u00e9e la plus s\u00fbre reste un investissement \u00e0 haut risque.<\/p>\n<hr \/>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_67_1 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table des mati\u00e8res<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/rethink-p2p.de\/fr\/plateformes-crowdlending-les-plus-sures\/#Le_classement_en_un_coup_doeil\" title=\"Le classement en un coup d&#8217;\u0153il\">Le classement en un coup d&#8217;\u0153il<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/rethink-p2p.de\/fr\/plateformes-crowdlending-les-plus-sures\/#Comment_fonctionne_le_systeme_de_classement\" title=\"Comment fonctionne le syst\u00e8me de classement\">Comment fonctionne le syst\u00e8me de classement<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/rethink-p2p.de\/fr\/plateformes-crowdlending-les-plus-sures\/#1_InRento_84_10\" title=\"1. InRento (8,4 \/ 10)\">1. InRento (8,4 \/ 10)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/rethink-p2p.de\/fr\/plateformes-crowdlending-les-plus-sures\/#2_Nectaro_80_10\" title=\"2. Nectaro (8,0 \/ 10)\">2. Nectaro (8,0 \/ 10)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/rethink-p2p.de\/fr\/plateformes-crowdlending-les-plus-sures\/#3_Crowdpear_78_10\" title=\"3. Crowdpear (7,8 \/ 10)\">3. Crowdpear (7,8 \/ 10)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/rethink-p2p.de\/fr\/plateformes-crowdlending-les-plus-sures\/#4_LANDE_77_10\" title=\"4. LANDE (7,7 \/ 10)\">4. LANDE (7,7 \/ 10)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/rethink-p2p.de\/fr\/plateformes-crowdlending-les-plus-sures\/#5_PeerBerry_76_10\" title=\"5. PeerBerry (7,6 \/ 10)\">5. PeerBerry (7,6 \/ 10)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/rethink-p2p.de\/fr\/plateformes-crowdlending-les-plus-sures\/#Ce_que_%C2%AB_sur_%C2%BB_signifie_dans_le_crowdlending\" title=\"Ce que \u00ab s\u00fbr \u00bb signifie dans le crowdlending\">Ce que \u00ab s\u00fbr \u00bb signifie dans le crowdlending<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/rethink-p2p.de\/fr\/plateformes-crowdlending-les-plus-sures\/#Questions_frequentes\" title=\"Questions fr\u00e9quentes\">Questions fr\u00e9quentes<\/a><\/li><\/ul><\/nav><\/div>\n<h2 dir=\"ltr\"><span class=\"ez-toc-section\" id=\"Le_classement_en_un_coup_doeil\"><\/span>Le classement en un coup d&#8217;\u0153il<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p dir=\"ltr\">Le tableau pr\u00e9sente les 31 plateformes P2P \u00e9valu\u00e9es, class\u00e9es selon leur Score de S\u00e9curit\u00e9 actuel. Les scores sont actualis\u00e9s en continu d\u00e8s que de nouvelles informations sont disponibles.<\/p>\n<div class=\"ss-table-wrap\">\n<table class=\"ss-table\">\n  <thead>\n    <tr>\n      <th class=\"ss-sortable\">#<\/th>\n      <th>Plateforme<\/th>\n      <th class=\"ss-sortable\">Reg.<\/th>\n      <th class=\"ss-sortable\">Fin.<\/th>\n      <th class=\"ss-sortable\">Tra.<\/th>\n      <th class=\"ss-sortable\">Cr\u00e9d.<\/th>\n      <th class=\"ss-sortable\">Track<\/th>\n      <th class=\"ss-sortable\">RF<\/th>\n      <th class=\"ss-sortable ss-desc\">Score<\/th>\n    <\/tr>\n  <\/thead>\n  <tbody>\n    <tr>\n      <td>1<\/td>\n      <td><a href=\"https:\/\/rethink-p2p.de\/fr\/inrento-avis\/\" target=\"_blank\" rel=\"noopener noreferrer\">InRento<\/a><\/td>\n      <td>15<\/td>\n      <td>15<\/td>\n      <td>15<\/td>\n      <td>25<\/td>\n      <td>14<\/td>\n      <td>0<\/td>\n      <td class=\"ss-td-low\">8.4<\/td>\n    <\/tr>\n    <tr>\n      <td>2<\/td>\n      <td><a href=\"https:\/\/rethink-p2p.de\/fr\/nectaro-avis\/\" target=\"_blank\" rel=\"noopener noreferrer\">Nectaro<\/a><\/td>\n      <td>15<\/td>\n      <td>14<\/td>\n      <td>15<\/td>\n      <td>25<\/td>\n      <td>11<\/td>\n      <td>0<\/td>\n      <td class=\"ss-td-low\">8.0<\/td>\n    <\/tr>\n    <tr>\n      <td>3<\/td>\n      <td><a href=\"https:\/\/rethink-p2p.de\/fr\/crowdpear-avis\/\" target=\"_blank\" rel=\"noopener noreferrer\">Crowdpear<\/a><\/td>\n      <td>15<\/td>\n      <td>15<\/td>\n      <td>15<\/td>\n      <td>20<\/td>\n      <td>13<\/td>\n      <td>0<\/td>\n      <td class=\"ss-td-low\">7.8<\/td>\n    <\/tr>\n    <tr>\n      <td>4<\/td>\n      <td><a href=\"https:\/\/rethink-p2p.de\/fr\/lande-avis\/\" target=\"_blank\" rel=\"noopener noreferrer\">LANDE<\/a><\/td>\n      <td>15<\/td>\n      <td>15<\/td>\n      <td>15<\/td>\n      <td>17<\/td>\n      <td>15<\/td>\n      <td>0<\/td>\n      <td class=\"ss-td-low\">7.7<\/td>\n    <\/tr>\n    <tr>\n      <td>5<\/td>\n      <td><a href=\"https:\/\/rethink-p2p.de\/fr\/peerberry-avis\/\" target=\"_blank\" rel=\"noopener noreferrer\">PeerBerry<\/a><\/td>\n      <td>0<\/td>\n      <td>11<\/td>\n      <td>15<\/td>\n      <td>25<\/td>\n      <td>25<\/td>\n      <td>0<\/td>\n      <td class=\"ss-td-low\">7.6<\/td>\n    <\/tr>\n    <tr>\n      <td>6<\/td>\n      <td><a href=\"https:\/\/rethink-p2p.de\/fr\/twino-avis\/\" target=\"_blank\" rel=\"noopener noreferrer\">TWINO<\/a><\/td>\n      <td>15<\/td>\n      <td>18<\/td>\n      <td>5<\/td>\n      <td>17<\/td>\n      <td>10<\/td>\n      <td>0<\/td>\n      <td class=\"ss-td-mid\">6.5<\/td>\n    <\/tr>\n    <tr>\n      <td>6<\/td>\n      <td><a href=\"https:\/\/rethink-p2p.de\/fr\/profitus-avis\/\" target=\"_blank\" rel=\"noopener noreferrer\">Profitus<\/a><\/td>\n      <td>15<\/td>\n      <td>0<\/td>\n      <td>15<\/td>\n      <td>14<\/td>\n      <td>21<\/td>\n      <td>0<\/td>\n      <td class=\"ss-td-mid\">6.5<\/td>\n    <\/tr>\n    <tr>\n      <td>8<\/td>\n      <td><a href=\"https:\/\/rethink-p2p.de\/fr\/afranga-avis\/\" target=\"_blank\" rel=\"noopener noreferrer\">Afranga<\/a><\/td>\n      <td>15<\/td>\n      <td>0<\/td>\n      <td>10<\/td>\n      <td>25<\/td>\n      <td>14<\/td>\n      <td>0<\/td>\n      <td class=\"ss-td-mid\">6.4<\/td>\n    <\/tr>\n    <tr>\n      <td>8<\/td>\n      <td><a href=\"https:\/\/rethink-p2p.de\/fr\/lendermarket-avis\/\" target=\"_blank\" rel=\"noopener noreferrer\">Lendermarket<\/a><\/td>\n      <td>15<\/td>\n      <td>12<\/td>\n      <td>15<\/td>\n      <td>20<\/td>\n      <td>14<\/td>\n      <td>-12<\/td>\n      <td class=\"ss-td-mid\">6.4<\/td>\n    <\/tr>\n    <tr>\n      <td>10<\/td>\n      <td><a href=\"https:\/\/rethink-p2p.de\/fr\/digilo-avis\/\" target=\"_blank\" rel=\"noopener noreferrer\">Digilo<\/a><\/td>\n      <td>15<\/td>\n      <td>0<\/td>\n      <td>15<\/td>\n      <td>25<\/td>\n      <td>8<\/td>\n      <td>0<\/td>\n      <td class=\"ss-td-mid\">6.3<\/td>\n    <\/tr>\n    <tr>\n      <td>11<\/td>\n      <td><a href=\"https:\/\/rethink-p2p.de\/fr\/mintos-avis\/\" target=\"_blank\" rel=\"noopener noreferrer\">Mintos<\/a><\/td>\n      <td>15<\/td>\n      <td>16<\/td>\n      <td>15<\/td>\n      <td>3<\/td>\n      <td>13<\/td>\n      <td>0<\/td>\n      <td class=\"ss-td-mid\">6.2<\/td>\n    <\/tr>\n    <tr>\n      <td>11<\/td>\n      <td><a href=\"https:\/\/rethink-p2p.de\/fr\/neo-finance-avis\/\" target=\"_blank\" rel=\"noopener noreferrer\">NEO Finance<\/a><\/td>\n      <td>10<\/td>\n      <td>16<\/td>\n      <td>10<\/td>\n      <td>5<\/td>\n      <td>21<\/td>\n      <td>0<\/td>\n      <td class=\"ss-td-mid\">6.2<\/td>\n    <\/tr>\n    <tr>\n      <td>11<\/td>\n      <td><a href=\"https:\/\/rethink-p2p.de\/fr\/income-marketplace-avis\/\" target=\"_blank\" rel=\"noopener noreferrer\">Income Marketplace<\/a><\/td>\n      <td>0<\/td>\n      <td>8<\/td>\n      <td>15<\/td>\n      <td>20<\/td>\n      <td>19<\/td>\n      <td>0<\/td>\n      <td class=\"ss-td-mid\">6.2<\/td>\n    <\/tr>\n    <tr>\n      <td>14<\/td>\n      <td><a href=\"https:\/\/rethink-p2p.de\/fr\/debitum-avis\/\" target=\"_blank\" rel=\"noopener noreferrer\">Debitum<\/a><\/td>\n      <td>15<\/td>\n      <td>18<\/td>\n      <td>15<\/td>\n      <td>20<\/td>\n      <td>11<\/td>\n      <td>-19<\/td>\n      <td class=\"ss-td-mid\">6.0<\/td>\n    <\/tr>\n    <tr>\n      <td>14<\/td>\n      <td><a href=\"https:\/\/rethink-p2p.de\/fr\/indemo-avis\/\" target=\"_blank\" rel=\"noopener noreferrer\">Indemo<\/a><\/td>\n      <td>15<\/td>\n      <td>13<\/td>\n      <td>8<\/td>\n      <td>10<\/td>\n      <td>14<\/td>\n      <td>0<\/td>\n      <td class=\"ss-td-mid\">6.0<\/td>\n    <\/tr>\n    <tr>\n      <td>16<\/td>\n      <td><a href=\"https:\/\/rethink-p2p.de\/fr\/insoil-finance-avis\/\" target=\"_blank\" rel=\"noopener noreferrer\">InSoil Finance<\/a><\/td>\n      <td>15<\/td>\n      <td>11<\/td>\n      <td>15<\/td>\n      <td>8<\/td>\n      <td>15<\/td>\n      <td>-7<\/td>\n      <td class=\"ss-td-mid\">5.7<\/td>\n    <\/tr>\n    <tr>\n      <td>16<\/td>\n      <td><a href=\"https:\/\/rethink-p2p.de\/fr\/robocash-avis\/\" target=\"_blank\" rel=\"noopener noreferrer\">Robocash<\/a><\/td>\n      <td>0<\/td>\n      <td>0<\/td>\n      <td>15<\/td>\n      <td>25<\/td>\n      <td>24<\/td>\n      <td>-7<\/td>\n      <td class=\"ss-td-mid\">5.7<\/td>\n    <\/tr>\n    <tr>\n      <td>18<\/td>\n      <td><a href=\"https:\/\/rethink-p2p.de\/fr\/modena-avis\/\" target=\"_blank\" rel=\"noopener noreferrer\">Modena<\/a><\/td>\n      <td>0<\/td>\n      <td>15<\/td>\n      <td>8<\/td>\n      <td>25<\/td>\n      <td>8<\/td>\n      <td>0<\/td>\n      <td class=\"ss-td-mid\">5.6<\/td>\n    <\/tr>\n    <tr>\n      <td>19<\/td>\n      <td><a href=\"https:\/\/rethink-p2p.de\/fr\/bondora-go-and-grow-avis\/\" target=\"_blank\" rel=\"noopener noreferrer\">Bondora<\/a><\/td>\n      <td>0<\/td>\n      <td>20<\/td>\n      <td>15<\/td>\n      <td>3<\/td>\n      <td>17<\/td>\n      <td>0<\/td>\n      <td class=\"ss-td-mid\">5.5<\/td>\n    <\/tr>\n    <tr>\n      <td>19<\/td>\n      <td><a href=\"https:\/\/rethink-p2p.de\/fr\/fintown-avis\/\" target=\"_blank\" rel=\"noopener noreferrer\">Fintown<\/a><\/td>\n      <td>0<\/td>\n      <td>3<\/td>\n      <td>15<\/td>\n      <td>25<\/td>\n      <td>12<\/td>\n      <td>0<\/td>\n      <td class=\"ss-td-mid\">5.5<\/td>\n    <\/tr>\n    <tr>\n      <td>21<\/td>\n      <td><a href=\"https:\/\/rethink-p2p.de\/fr\/viainvest-avis\/\" target=\"_blank\" rel=\"noopener noreferrer\">Viainvest<\/a><\/td>\n      <td>15<\/td>\n      <td>18<\/td>\n      <td>0<\/td>\n      <td>10<\/td>\n      <td>16<\/td>\n      <td>-5<\/td>\n      <td class=\"ss-td-mid\">5.4<\/td>\n    <\/tr>\n    <tr>\n      <td>22<\/td>\n      <td><a href=\"https:\/\/rethink-p2p.de\/fr\/lonvest-avis\/\" target=\"_blank\" rel=\"noopener noreferrer\">Lonvest<\/a><\/td>\n      <td>0<\/td>\n      <td>0<\/td>\n      <td>15<\/td>\n      <td>25<\/td>\n      <td>12<\/td>\n      <td>0<\/td>\n      <td class=\"ss-td-mid\">5.2<\/td>\n    <\/tr>\n    <tr>\n      <td>23<\/td>\n      <td><a href=\"https:\/\/rethink-p2p.de\/fr\/esketit-avis\/\" target=\"_blank\" rel=\"noopener noreferrer\">Esketit<\/a><\/td>\n      <td>0<\/td>\n      <td>0<\/td>\n      <td>15<\/td>\n      <td>25<\/td>\n      <td>13<\/td>\n      <td>-5<\/td>\n      <td class=\"ss-td-mid\">4.8<\/td>\n    <\/tr>\n    <tr>\n      <td>23<\/td>\n      <td><a href=\"https:\/\/rethink-p2p.de\/fr\/monefit-smartsaver-avis\/\" target=\"_blank\" rel=\"noopener noreferrer\">Monefit SmartSaver<\/a><\/td>\n      <td>0<\/td>\n      <td>20<\/td>\n      <td>3<\/td>\n      <td>10<\/td>\n      <td>15<\/td>\n      <td>0<\/td>\n      <td class=\"ss-td-mid\">4.8<\/td>\n    <\/tr>\n    <tr>\n      <td>25<\/td>\n      <td><a href=\"https:\/\/rethink-p2p.de\/fr\/loanch-avis\/\" target=\"_blank\" rel=\"noopener noreferrer\">Loanch<\/a><\/td>\n      <td>0<\/td>\n      <td>0<\/td>\n      <td>15<\/td>\n      <td>25<\/td>\n      <td>9<\/td>\n      <td>-10<\/td>\n      <td class=\"ss-td-high\">3.9<\/td>\n    <\/tr>\n    <tr>\n      <td>26<\/td>\n      <td><a href=\"https:\/\/rethink-p2p.de\/fr\/estateguru-avis\/\" target=\"_blank\" rel=\"noopener noreferrer\">EstateGuru<\/a><\/td>\n      <td>15<\/td>\n      <td>12<\/td>\n      <td>15<\/td>\n      <td>0<\/td>\n      <td>13<\/td>\n      <td>-17<\/td>\n      <td class=\"ss-td-high\">3.8<\/td>\n    <\/tr>\n    <tr>\n      <td>27<\/td>\n      <td><a href=\"https:\/\/rethink-p2p.de\/fr\/maclear-avis\/\" target=\"_blank\" rel=\"noopener noreferrer\">Maclear<\/a><\/td>\n      <td>5<\/td>\n      <td>0<\/td>\n      <td>8<\/td>\n      <td>10<\/td>\n      <td>17<\/td>\n      <td>-21<\/td>\n      <td class=\"ss-td-high\">1.9<\/td>\n    <\/tr>\n    <tr>\n      <td>28<\/td>\n      <td><a href=\"https:\/\/rethink-p2p.de\/fr\/crowdestor-avis\/\" target=\"_blank\" rel=\"noopener noreferrer\">Crowdestor<\/a><\/td>\n      <td>0<\/td>\n      <td>0<\/td>\n      <td>15<\/td>\n      <td>0<\/td>\n      <td>10<\/td>\n      <td>-7<\/td>\n      <td class=\"ss-td-high\">1.8<\/td>\n    <\/tr>\n    <tr>\n      <td>29<\/td>\n      <td><a href=\"https:\/\/rethink-p2p.de\/fr\/bondster-avis\/\" target=\"_blank\" rel=\"noopener noreferrer\">Bondster<\/a><\/td>\n      <td>0<\/td>\n      <td>0<\/td>\n      <td>3<\/td>\n      <td>0<\/td>\n      <td>10<\/td>\n      <td>0<\/td>\n      <td class=\"ss-td-high\">1.3<\/td>\n    <\/tr>\n    <tr>\n      <td>30<\/td>\n      <td><a href=\"https:\/\/rethink-p2p.de\/fr\/hive5-avis\/\" target=\"_blank\" rel=\"noopener noreferrer\">Hive5<\/a><\/td>\n      <td>0<\/td>\n      <td>14<\/td>\n      <td>8<\/td>\n      <td>10<\/td>\n      <td>14<\/td>\n      <td>-34<\/td>\n      <td class=\"ss-td-high\">1.2<\/td>\n    <\/tr>\n    <tr>\n      <td>31<\/td>\n      <td><a href=\"https:\/\/rethink-p2p.de\/fr\/7harvests-avis\/\" target=\"_blank\" rel=\"noopener noreferrer\">7Harvests<\/a><\/td>\n      <td>0<\/td>\n      <td>0<\/td>\n      <td>0<\/td>\n      <td>10<\/td>\n      <td>8<\/td>\n      <td>-17<\/td>\n      <td class=\"ss-td-high\">0.1<\/td>\n    <\/tr>\n  <\/tbody>\n<\/table>\n<\/div>\n\n<hr \/>\n<h2 dir=\"ltr\"><span class=\"ez-toc-section\" id=\"Comment_fonctionne_le_systeme_de_classement\"><\/span>Comment fonctionne le syst\u00e8me de classement<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p dir=\"ltr\">Le re:think P2P Risk Score \u00e9value les plateformes sur une \u00e9chelle de 0 \u00e0 10 selon cinq cat\u00e9gories : r\u00e9gulation et licence, stabilit\u00e9 financi\u00e8re, transparence et divulgation, portefeuille de pr\u00eats et pertes des investisseurs, ainsi qu&#8217;historique et comportement en situation de crise. Il s&#8217;appuie sur des sources primaires v\u00e9rifiables publiquement. La m\u00e9thodologie compl\u00e8te est document\u00e9e sur la page <a href=\"https:\/\/rethink-p2p.de\/fr\/risque-plateformes-p2p\/\">Risque des plateformes P2P<\/a>.<\/p>\n<p dir=\"ltr\">Les entreprises qui te doivent r\u00e9ellement de l&#8217;argent sont, dans de nombreux cas, les pr\u00eateurs derri\u00e8re les plateformes. J&#8217;\u00e9value leur stabilit\u00e9 financi\u00e8re s\u00e9par\u00e9ment dans le <a href=\"https:\/\/rethink-p2p.de\/fr\/preteur\/\">comparatif des pr\u00eateurs P2P<\/a>.<\/p>\n<hr \/>\n<h2 dir=\"ltr\"><span class=\"ez-toc-section\" id=\"1_InRento_84_10\"><\/span>1. InRento (8,4 \/ 10)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p dir=\"ltr\">La premi\u00e8re place du classement des plateformes de crowdlending les plus s\u00fbres revient actuellement \u00e0 <a href=\"https:\/\/rethink-p2p.de\/fr\/inrento-avis\/\">InRento<\/a> avec 8,4 points sur 10. La plateforme de crowdfunding bas\u00e9e en Lituanie, sp\u00e9cialis\u00e9e depuis 2020 dans le financement de pr\u00eats locatifs (buy-to-let) garantis par hypoth\u00e8que de premier rang, se distingue par sa licence au titre du r\u00e8glement ECSP, ses solides donn\u00e9es financi\u00e8res et l&#8217;excellente qualit\u00e9 de son portefeuille de pr\u00eats.<\/p>\n<p><a href=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Avis-P2P-2026-.jpg\"><img decoding=\"async\" loading=\"lazy\" class=\"alignnone size-full wp-image-37904 lazyload\" data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Avis-P2P-2026-.jpg\" alt=\"\" width=\"800\" height=\"200\" data-srcset=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Avis-P2P-2026-.jpg 800w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Avis-P2P-2026--300x75.jpg 300w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Avis-P2P-2026--768x192.jpg 768w\" data-sizes=\"(max-width: 800px) 100vw, 800px\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 800px; --smush-placeholder-aspect-ratio: 800\/200;\" \/><noscript><img decoding=\"async\" loading=\"lazy\" class=\"alignnone size-full wp-image-37904\" src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Avis-P2P-2026-.jpg\" alt=\"\" width=\"800\" height=\"200\" srcset=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Avis-P2P-2026-.jpg 800w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Avis-P2P-2026--300x75.jpg 300w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Avis-P2P-2026--768x192.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/noscript><\/a><\/p>\n<p dir=\"ltr\">Les seules d\u00e9ductions concernent l&#8217;exp\u00e9rience de march\u00e9 encore limit\u00e9e, la taille de march\u00e9 insuffisante et le fait que la plateforme n&#8217;a pas encore eu \u00e0 traverser de crise s\u00e9rieuse dans laquelle elle aurait pu r\u00e9ellement faire ses preuves.<\/p>\n<hr \/>\n<h2 dir=\"ltr\"><span class=\"ez-toc-section\" id=\"2_Nectaro_80_10\"><\/span>2. Nectaro (8,0 \/ 10)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p dir=\"ltr\">Avec 8,0 points, <a href=\"https:\/\/rethink-p2p.de\/fr\/nectaro-avis\/\">Nectaro<\/a> occupe la deuxi\u00e8me place du Risk Score. La plateforme P2P bas\u00e9e en Lettonie, qui appartient \u00e0 l&#8217;entreprise am\u00e9ricaine DYNINNO Group, est supervis\u00e9e depuis 2023 par le r\u00e9gulateur financier letton et r\u00e9gul\u00e9e selon MiFID II. Comme pour InRento, il n&#8217;y a eu jusqu&#8217;\u00e0 pr\u00e9sent aucune difficult\u00e9 de remboursement ni d\u00e9faut au niveau des pr\u00eateurs, ce qui permet aux investisseurs d&#8217;obtenir de mani\u00e8re fiable des rendements \u00e0 deux chiffres depuis plusieurs ann\u00e9es.<\/p>\n<p><a href=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/07\/Nectaro-Avis-P2P-2026-.jpg\"><img decoding=\"async\" loading=\"lazy\" class=\"alignnone size-full wp-image-36872 lazyload\" data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/07\/Nectaro-Avis-P2P-2026-.jpg\" alt=\"\" width=\"800\" height=\"200\" data-srcset=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/07\/Nectaro-Avis-P2P-2026-.jpg 800w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/07\/Nectaro-Avis-P2P-2026--300x75.jpg 300w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/07\/Nectaro-Avis-P2P-2026--768x192.jpg 768w\" data-sizes=\"(max-width: 800px) 100vw, 800px\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 800px; --smush-placeholder-aspect-ratio: 800\/200;\" \/><noscript><img decoding=\"async\" loading=\"lazy\" class=\"alignnone size-full wp-image-36872\" src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/07\/Nectaro-Avis-P2P-2026-.jpg\" alt=\"\" width=\"800\" height=\"200\" srcset=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/07\/Nectaro-Avis-P2P-2026-.jpg 800w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/07\/Nectaro-Avis-P2P-2026--300x75.jpg 300w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/07\/Nectaro-Avis-P2P-2026--768x192.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/noscript><\/a><\/p>\n<p dir=\"ltr\">Les investisseurs doivent garder un \u0153il sur la d\u00e9pendance et les conflits d&#8217;int\u00e9r\u00eats au sein du groupe, ainsi que sur le manque de rentabilit\u00e9 de la plateforme et son standard d&#8217;audit encore perfectible.<\/p>\n<hr \/>\n<h2 dir=\"ltr\"><span class=\"ez-toc-section\" id=\"3_Crowdpear_78_10\"><\/span>3. Crowdpear (7,8 \/ 10)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p dir=\"ltr\"><a href=\"https:\/\/rethink-p2p.de\/fr\/crowdpear-avis\/\">Crowdpear<\/a> atteint la troisi\u00e8me place de l&#8217;\u00e9valuation des plateformes P2P les plus s\u00fbres avec 7,8 points. Tout comme InRento, la plateforme est bas\u00e9e en Lituanie et d\u00e9tient une licence au titre du r\u00e8glement europ\u00e9en sur le crowdfunding.<\/p>\n<p><a href=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/07\/Crowdpear-Avis-P2P-2026-.jpg\"><img decoding=\"async\" loading=\"lazy\" class=\"alignnone size-full wp-image-36828 lazyload\" data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/07\/Crowdpear-Avis-P2P-2026-.jpg\" alt=\"\" width=\"800\" height=\"200\" data-srcset=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/07\/Crowdpear-Avis-P2P-2026-.jpg 800w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/07\/Crowdpear-Avis-P2P-2026--300x75.jpg 300w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/07\/Crowdpear-Avis-P2P-2026--768x192.jpg 768w\" data-sizes=\"(max-width: 800px) 100vw, 800px\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 800px; --smush-placeholder-aspect-ratio: 800\/200;\" \/><noscript><img decoding=\"async\" loading=\"lazy\" class=\"alignnone size-full wp-image-36828\" src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/07\/Crowdpear-Avis-P2P-2026-.jpg\" alt=\"\" width=\"800\" height=\"200\" srcset=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/07\/Crowdpear-Avis-P2P-2026-.jpg 800w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/07\/Crowdpear-Avis-P2P-2026--300x75.jpg 300w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/07\/Crowdpear-Avis-P2P-2026--768x192.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/noscript><\/a><\/p>\n<p dir=\"ltr\">Si les investisseurs n&#8217;ont subi aucune perte \u00e0 ce jour, plusieurs pr\u00eats se trouvent actuellement en proc\u00e9dure de recouvrement. La qualit\u00e9 du portefeuille conserve donc un potentiel d&#8217;am\u00e9lioration.<\/p>\n<hr \/>\n<h2 dir=\"ltr\"><span class=\"ez-toc-section\" id=\"4_LANDE_77_10\"><\/span>4. LANDE (7,7 \/ 10)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p dir=\"ltr\">La quatri\u00e8me place revient actuellement \u00e0 <a href=\"https:\/\/rethink-p2p.de\/fr\/lande-avis\/\">LANDE<\/a> avec 7,7 points. La plateforme lettone, sp\u00e9cialis\u00e9e dans les pr\u00eats agricoles, fait elle aussi partie des alternatives les plus s\u00fbres dans le march\u00e9 P2P actuel. Les raisons : sa licence ECSP, ses solides donn\u00e9es financi\u00e8res et un haut degr\u00e9 de transparence et de divulgation.<\/p>\n<p><a href=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/07\/LANDE-Avis-P2P-2026-.jpg\"><img decoding=\"async\" loading=\"lazy\" class=\"alignnone size-full wp-image-36856 lazyload\" data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/07\/LANDE-Avis-P2P-2026-.jpg\" alt=\"\" width=\"800\" height=\"200\" data-srcset=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/07\/LANDE-Avis-P2P-2026-.jpg 800w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/07\/LANDE-Avis-P2P-2026--300x75.jpg 300w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/07\/LANDE-Avis-P2P-2026--768x192.jpg 768w\" data-sizes=\"(max-width: 800px) 100vw, 800px\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 800px; --smush-placeholder-aspect-ratio: 800\/200;\" \/><noscript><img decoding=\"async\" loading=\"lazy\" class=\"alignnone size-full wp-image-36856\" src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/07\/LANDE-Avis-P2P-2026-.jpg\" alt=\"\" width=\"800\" height=\"200\" srcset=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/07\/LANDE-Avis-P2P-2026-.jpg 800w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/07\/LANDE-Avis-P2P-2026--300x75.jpg 300w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/07\/LANDE-Avis-P2P-2026--768x192.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/noscript><\/a><\/p>\n<p dir=\"ltr\">Chez LANDE \u00e9galement, la qualit\u00e9 du portefeuille de pr\u00eats laisse une marge d&#8217;optimisation, en particulier dans le traitement des pr\u00eats en proc\u00e9dure de recouvrement.<\/p>\n<hr \/>\n<h2 dir=\"ltr\"><span class=\"ez-toc-section\" id=\"5_PeerBerry_76_10\"><\/span>5. PeerBerry (7,6 \/ 10)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p dir=\"ltr\"><a href=\"https:\/\/rethink-p2p.de\/fr\/peerberry-avis\/\">PeerBerry<\/a> compl\u00e8te le top 5 des plateformes P2P les plus s\u00fbres avec 7,6 points. La place de march\u00e9 P2P bas\u00e9e en Croatie est l&#8217;un des acteurs les plus grands et les plus \u00e9tablis de tout le secteur en termes d&#8217;historique op\u00e9rationnel, de nombre d&#8217;investisseurs et d&#8217;encours g\u00e9r\u00e9. De plus, avec la r\u00e9cup\u00e9ration de plus de 50 millions d&#8217;euros de pr\u00eats affect\u00e9s par la guerre, PeerBerry a d\u00e9montr\u00e9 de mani\u00e8re impressionnante ce qu&#8217;est une gestion de crise solide et responsable.<\/p>\n<p><a href=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/07\/PeerBerry-Avis-P2P-2026-.jpg\"><img decoding=\"async\" loading=\"lazy\" class=\"alignnone size-full wp-image-36876 lazyload\" data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/07\/PeerBerry-Avis-P2P-2026-.jpg\" alt=\"\" width=\"800\" height=\"200\" data-srcset=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/07\/PeerBerry-Avis-P2P-2026-.jpg 800w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/07\/PeerBerry-Avis-P2P-2026--300x75.jpg 300w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/07\/PeerBerry-Avis-P2P-2026--768x192.jpg 768w\" data-sizes=\"(max-width: 800px) 100vw, 800px\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 800px; --smush-placeholder-aspect-ratio: 800\/200;\" \/><noscript><img decoding=\"async\" loading=\"lazy\" class=\"alignnone size-full wp-image-36876\" src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/07\/PeerBerry-Avis-P2P-2026-.jpg\" alt=\"\" width=\"800\" height=\"200\" srcset=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/07\/PeerBerry-Avis-P2P-2026-.jpg 800w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/07\/PeerBerry-Avis-P2P-2026--300x75.jpg 300w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/07\/PeerBerry-Avis-P2P-2026--768x192.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/noscript><\/a><\/p>\n<p dir=\"ltr\">Seul obstacle \u00e0 un r\u00e9sultat encore meilleur : PeerBerry est la seule plateforme du top 5 \u00e0 ne pas \u00eatre r\u00e9gul\u00e9e, ce qui signifie qu&#8217;il n&#8217;existe aucun cadre institutionnel de protection pour les investisseurs.<\/p>\n<hr \/>\n<h2 dir=\"ltr\"><span class=\"ez-toc-section\" id=\"Ce_que_%C2%AB_sur_%C2%BB_signifie_dans_le_crowdlending\"><\/span>Ce que \u00ab s\u00fbr \u00bb signifie dans le crowdlending<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p dir=\"ltr\">Les pr\u00eats P2P ne sont couverts par aucun syst\u00e8me de garantie des d\u00e9p\u00f4ts. Contrairement \u00e0 un compte \u00e9pargne, il n&#8217;existe aucun m\u00e9canisme de protection \u00e9tatique pour rattraper ton capital en cas d&#8217;urgence. Un Score de S\u00e9curit\u00e9 \u00e9lev\u00e9 ne signifie donc pas qu&#8217;une plateforme est s\u00fbre, mais qu&#8217;elle pr\u00e9sente comparativement les risques les plus faibles au sein d&#8217;une classe d&#8217;actifs \u00e0 haut risque.<\/p>\n<p dir=\"ltr\">De plus, le score n&#8217;est qu&#8217;un instantan\u00e9 bas\u00e9 sur les crit\u00e8res choisis, les pond\u00e9rations et les donn\u00e9es disponibles \u00e0 un moment donn\u00e9. Ind\u00e9pendamment du classement, les investissements doivent \u00eatre r\u00e9alis\u00e9s avec soin et dans le cadre de ta tol\u00e9rance personnelle au risque.<\/p>\n<p dir=\"ltr\">Comment fonctionnent les pr\u00eats P2P en g\u00e9n\u00e9ral, quels sont les risques et ce que la garantie de rachat apporte r\u00e9ellement : je l&#8217;explique en d\u00e9tail dans mon <a href=\"https:\/\/rethink-p2p.de\/fr\/comparaison-plateformes-p2p\/\">guide des pr\u00eats P2P<\/a>.<\/p>\n<hr \/>\n<h2 dir=\"ltr\"><span class=\"ez-toc-section\" id=\"Questions_frequentes\"><\/span>Questions fr\u00e9quentes<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3 dir=\"ltr\">Les pr\u00eats P2P sont-ils s\u00fbrs ?<\/h3>\n<p dir=\"ltr\">Non. Les pr\u00eats P2P sont une classe d&#8217;actifs \u00e0 haut risque, dans laquelle une perte totale est possible dans le pire des cas. Les risques varient toutefois consid\u00e9rablement d&#8217;une plateforme \u00e0 l&#8217;autre. Et ce sont pr\u00e9cis\u00e9ment ces diff\u00e9rences que le re:think P2P Risk Score rend mesurables.<\/p>\n<h3 dir=\"ltr\">Quelle est la plateforme de crowdlending la plus s\u00fbre ?<\/h3>\n<p dir=\"ltr\">Selon l&#8217;\u00e9tat actuel du re:think P2P Risk Score, InRento est en t\u00eate du classement avec 8,4 points sur 10, devant Nectaro (8,0) et Crowdpear (7,8).<\/p>\n<h3 dir=\"ltr\">\u00c0 quelle fr\u00e9quence ce classement est-il actualis\u00e9 ?<\/h3>\n<p dir=\"ltr\">En continu. D\u00e8s que de nouveaux rapports annuels, d\u00e9cisions r\u00e9glementaires ou incidents pertinents sont disponibles, ils sont int\u00e9gr\u00e9s \u00e0 l&#8217;\u00e9valuation. La date de la derni\u00e8re mise \u00e0 jour figure en haut de cette page.<\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-centered.php","meta":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.8.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Les plateformes de crowdlending les plus s\u00fbres 2026 \u2013 Classement Risk Score<\/title>\n<meta name=\"description\" content=\"Quelles plateformes de crowdlending sont les plus s\u00fbres en 2026 ? Classement ind\u00e9pendant selon le re:think P2P Risk Score \u2013 r\u00e9gulation, historique et qualit\u00e9 des pr\u00eateurs.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/rethink-p2p.de\/fr\/plateformes-crowdlending-les-plus-sures\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Les plateformes de crowdlending les plus s\u00fbres 2026 \u2013 Classement Risk Score\" \/>\n<meta property=\"og:description\" content=\"Quelles plateformes de crowdlending sont les plus s\u00fbres en 2026 ? Classement ind\u00e9pendant selon le re:think P2P Risk Score \u2013 r\u00e9gulation, historique et qualit\u00e9 des pr\u00eateurs.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/rethink-p2p.de\/fr\/plateformes-crowdlending-les-plus-sures\/\" \/>\n<meta property=\"og:site_name\" content=\"re:think P2P\" \/>\n<meta property=\"article:publisher\" content=\"http:\/\/fb.me\/rethinkp2p\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-07T07:38:55+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Avis-P2P-2026-.jpg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data1\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/rethink-p2p.de\/fr\/plateformes-crowdlending-les-plus-sures\/\",\"url\":\"https:\/\/rethink-p2p.de\/fr\/plateformes-crowdlending-les-plus-sures\/\",\"name\":\"Les plateformes de crowdlending les plus s\u00fbres 2026 \u2013 Classement Risk Score\",\"isPartOf\":{\"@id\":\"https:\/\/rethink-p2p.de\/fr\/#website\"},\"datePublished\":\"2026-09-07T04:00:04+00:00\",\"dateModified\":\"2026-09-07T07:38:55+00:00\",\"description\":\"Quelles plateformes de crowdlending sont les plus s\u00fbres en 2026 ? Classement ind\u00e9pendant selon le re:think P2P Risk Score \u2013 r\u00e9gulation, historique et qualit\u00e9 des pr\u00eateurs.\",\"breadcrumb\":{\"@id\":\"https:\/\/rethink-p2p.de\/fr\/plateformes-crowdlending-les-plus-sures\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/rethink-p2p.de\/fr\/plateformes-crowdlending-les-plus-sures\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/rethink-p2p.de\/fr\/plateformes-crowdlending-les-plus-sures\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/rethink-p2p.de\/fr\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Les plateformes de crowdlending les plus s\u00fbres en 2026\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/rethink-p2p.de\/fr\/#website\",\"url\":\"https:\/\/rethink-p2p.de\/fr\/\",\"name\":\"re:think P2P\",\"description\":\"Analyses et Comparaisons des Plateformes de Pr\u00eat P2P\",\"publisher\":{\"@id\":\"https:\/\/rethink-p2p.de\/fr\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/rethink-p2p.de\/fr\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/rethink-p2p.de\/fr\/#organization\",\"name\":\"re:think P2P\",\"url\":\"https:\/\/rethink-p2p.de\/fr\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/rethink-p2p.de\/fr\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/Logo-2026-HD-1.png\",\"contentUrl\":\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/Logo-2026-HD-1.png\",\"width\":1348,\"height\":302,\"caption\":\"re:think P2P\"},\"image\":{\"@id\":\"https:\/\/rethink-p2p.de\/fr\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"http:\/\/fb.me\/rethinkp2p\",\"https:\/\/www.instagram.com\/dennydna\/\",\"https:\/\/www.linkedin.com\/in\/denny-neidhardt\/\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Les plateformes de crowdlending les plus s\u00fbres 2026 \u2013 Classement Risk Score","description":"Quelles plateformes de crowdlending sont les plus s\u00fbres en 2026 ? Classement ind\u00e9pendant selon le re:think P2P Risk Score \u2013 r\u00e9gulation, historique et qualit\u00e9 des pr\u00eateurs.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/rethink-p2p.de\/fr\/plateformes-crowdlending-les-plus-sures\/","og_locale":"fr_FR","og_type":"article","og_title":"Les plateformes de crowdlending les plus s\u00fbres 2026 \u2013 Classement Risk Score","og_description":"Quelles plateformes de crowdlending sont les plus s\u00fbres en 2026 ? Classement ind\u00e9pendant selon le re:think P2P Risk Score \u2013 r\u00e9gulation, historique et qualit\u00e9 des pr\u00eateurs.","og_url":"https:\/\/rethink-p2p.de\/fr\/plateformes-crowdlending-les-plus-sures\/","og_site_name":"re:think P2P","article_publisher":"http:\/\/fb.me\/rethinkp2p","article_modified_time":"2026-09-07T07:38:55+00:00","og_image":[{"url":"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Avis-P2P-2026-.jpg"}],"twitter_card":"summary_large_image","twitter_misc":{"Dur\u00e9e de lecture estim\u00e9e":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/rethink-p2p.de\/fr\/plateformes-crowdlending-les-plus-sures\/","url":"https:\/\/rethink-p2p.de\/fr\/plateformes-crowdlending-les-plus-sures\/","name":"Les plateformes de crowdlending les plus s\u00fbres 2026 \u2013 Classement Risk Score","isPartOf":{"@id":"https:\/\/rethink-p2p.de\/fr\/#website"},"datePublished":"2026-09-07T04:00:04+00:00","dateModified":"2026-09-07T07:38:55+00:00","description":"Quelles plateformes de crowdlending sont les plus s\u00fbres en 2026 ? Classement ind\u00e9pendant selon le re:think P2P Risk Score \u2013 r\u00e9gulation, historique et qualit\u00e9 des pr\u00eateurs.","breadcrumb":{"@id":"https:\/\/rethink-p2p.de\/fr\/plateformes-crowdlending-les-plus-sures\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/rethink-p2p.de\/fr\/plateformes-crowdlending-les-plus-sures\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/rethink-p2p.de\/fr\/plateformes-crowdlending-les-plus-sures\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/rethink-p2p.de\/fr\/"},{"@type":"ListItem","position":2,"name":"Les plateformes de crowdlending les plus s\u00fbres en 2026"}]},{"@type":"WebSite","@id":"https:\/\/rethink-p2p.de\/fr\/#website","url":"https:\/\/rethink-p2p.de\/fr\/","name":"re:think P2P","description":"Analyses et Comparaisons des Plateformes de Pr\u00eat P2P","publisher":{"@id":"https:\/\/rethink-p2p.de\/fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/rethink-p2p.de\/fr\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/rethink-p2p.de\/fr\/#organization","name":"re:think P2P","url":"https:\/\/rethink-p2p.de\/fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/rethink-p2p.de\/fr\/#\/schema\/logo\/image\/","url":"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/Logo-2026-HD-1.png","contentUrl":"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/Logo-2026-HD-1.png","width":1348,"height":302,"caption":"re:think P2P"},"image":{"@id":"https:\/\/rethink-p2p.de\/fr\/#\/schema\/logo\/image\/"},"sameAs":["http:\/\/fb.me\/rethinkp2p","https:\/\/www.instagram.com\/dennydna\/","https:\/\/www.linkedin.com\/in\/denny-neidhardt\/"]}]}},"_links":{"self":[{"href":"https:\/\/rethink-p2p.de\/fr\/wp-json\/wp\/v2\/pages\/38369"}],"collection":[{"href":"https:\/\/rethink-p2p.de\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/rethink-p2p.de\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/rethink-p2p.de\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/rethink-p2p.de\/fr\/wp-json\/wp\/v2\/comments?post=38369"}],"version-history":[{"count":2,"href":"https:\/\/rethink-p2p.de\/fr\/wp-json\/wp\/v2\/pages\/38369\/revisions"}],"predecessor-version":[{"id":38373,"href":"https:\/\/rethink-p2p.de\/fr\/wp-json\/wp\/v2\/pages\/38369\/revisions\/38373"}],"wp:attachment":[{"href":"https:\/\/rethink-p2p.de\/fr\/wp-json\/wp\/v2\/media?parent=38369"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}