{"id":29370,"date":"2025-09-19T06:00:27","date_gmt":"2025-09-19T04:00:27","guid":{"rendered":"https:\/\/rethink-p2p.de\/preteur-apercu-et-comparaison\/"},"modified":"2026-09-18T10:56:24","modified_gmt":"2026-09-18T08:56:24","slug":"preteur","status":"publish","type":"page","link":"https:\/\/rethink-p2p.de\/fr\/preteur\/","title":{"rendered":"Pr\u00eateur : Aper\u00e7u et Comparaison"},"content":{"rendered":"<span class=\"rtp-aktualisiert\">Derni\u00e8re mise \u00e0 jour : 7 octobre 2026<\/span>\n<div style=\"background: #f2f8fb; border: 1px solid #b3d6e6; border-radius: 10px; padding: 1.3rem 1.5rem; margin: 1.75rem 0;\">\n<p style=\"margin: 0 0 .55rem; font-size: 1.15rem; line-height: 1.3; font-weight: bold; color: #1c1c1a;\">\u00c0 propos du score des pr\u00eateurs re:think P2P<\/p>\n<p style=\"margin: 0;\">Le score des pr\u00eateurs re:think P2P \u00e9value plus de 100 pr\u00eateurs selon six crit\u00e8res de bilan : reporting, rentabilit\u00e9, rendement des actifs, ratio de fonds propres, liquidit\u00e9 et qualit\u00e9 du portefeuille (d\u00e9fauts). L&#8217;\u00e9valuation s&#8217;appuie sur des \u00e9tats financiers audit\u00e9s, lorsqu&#8217;ils sont disponibles. Les plateformes P2P elles-m\u00eames sont \u00e9valu\u00e9es s\u00e9par\u00e9ment par le <a href=\"\/fr\/risque-plateformes-p2p\/\">re:think P2P Risk Score<\/a>.<\/p>\n<\/div>\n<p>Sur de nombreuses plateformes de P2P, les investisseurs peuvent choisir parmi un grand nombre de pr\u00eateurs. L&#8217;exp\u00e9rience a montr\u00e9 \u00e0 plusieurs reprises que la qualit\u00e9 compte souvent davantage que la quantit\u00e9.<\/p>\n<p>Alors, comment identifier les meilleurs initiateurs de pr\u00eats ?<\/p>\n<p>L&#8217;un des facteurs les plus importants est la solidit\u00e9 financi\u00e8re. C&#8217;est pourquoi les pr\u00eateurs pr\u00e9sent\u00e9s sur cette page sont examin\u00e9s selon six crit\u00e8res distincts, pour un score global pouvant atteindre 100 points.<\/p>\n<div class=\"kg-stats\"><input type=\"checkbox\" id=\"kgs-mode-1\" class=\"kgs-input\"><div class=\"kgs-head\"><div class=\"kgs-hero\"><b>110<\/b><span>pr\u00eateurs analys\u00e9s<\/span><\/div><div class=\"kgs-switch\" role=\"group\" aria-label=\"Affichage\"><label for=\"kgs-mode-1\" class=\"kgs-lbl-pct\">Pourcentage<\/label><label for=\"kgs-mode-1\" class=\"kgs-lbl-abs\">Nombre<\/label><\/div><\/div><p class=\"kgs-meta\">M\u00e9diane <b>57,0<\/b> \u00b7 Intervalle <b>15\u201395<\/b> points<\/p><div class=\"kgs-rows\"><div class=\"kgs-row\" data-band=\"stark\"><span class=\"kgs-name\">Solide <span class=\"kgs-range\">(85\u2013100&nbsp;points)<\/span><\/span><span class=\"kgs-track\"><span class=\"kgs-fill\" style=\"width:1.82%\"><\/span><\/span><span class=\"kgs-val\"><span class=\"kgs-pct\">1,8&nbsp;%<\/span><span class=\"kgs-abs\">2<\/span><\/span><\/div><div class=\"kgs-row\" data-band=\"stabil\"><span class=\"kgs-name\">Stable <span class=\"kgs-range\">(70\u201384&nbsp;points)<\/span><\/span><span class=\"kgs-track\"><span class=\"kgs-fill\" style=\"width:24.55%\"><\/span><\/span><span class=\"kgs-val\"><span class=\"kgs-pct\">24,5&nbsp;%<\/span><span class=\"kgs-abs\">27<\/span><\/span><\/div><div class=\"kgs-row\" data-band=\"mittel\"><span class=\"kgs-name\">Medio <span class=\"kgs-range\">(55\u201369&nbsp;points)<\/span><\/span><span class=\"kgs-track\"><span class=\"kgs-fill\" style=\"width:30.91%\"><\/span><\/span><span class=\"kgs-val\"><span class=\"kgs-pct\">30,9&nbsp;%<\/span><span class=\"kgs-abs\">34<\/span><\/span><\/div><div class=\"kgs-row\" data-band=\"risiko\"><span class=\"kgs-name\">Risque <span class=\"kgs-range\">(40\u201354&nbsp;points)<\/span><\/span><span class=\"kgs-track\"><span class=\"kgs-fill\" style=\"width:22.73%\"><\/span><\/span><span class=\"kgs-val\"><span class=\"kgs-pct\">22,7&nbsp;%<\/span><span class=\"kgs-abs\">25<\/span><\/span><\/div><div class=\"kgs-row\" data-band=\"kritisch\"><span class=\"kgs-name\">Critique <span class=\"kgs-range\">(0\u201339&nbsp;points)<\/span><\/span><span class=\"kgs-track\"><span class=\"kgs-fill\" style=\"width:20.00%\"><\/span><\/span><span class=\"kgs-val\"><span class=\"kgs-pct\">20,0&nbsp;%<\/span><span class=\"kgs-abs\">22<\/span><\/span><\/div><\/div><p class=\"kgs-note\">Sont pris en compte tous les pr\u00eateurs disposant d&#039;un score global. Les soci\u00e9t\u00e9s sans portefeuille de cr\u00e9dit propre et les pr\u00eateurs sans rapport exploitable ne sont pas inclus.<\/p><\/div>\n<hr \/>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_67_1 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table des mati\u00e8res<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/rethink-p2p.de\/fr\/preteur\/#Comment_fonctionne_le_score_de_comparaison_des_preteurs\" title=\"Comment fonctionne le score de comparaison des pr\u00eateurs\">Comment fonctionne le score de comparaison des pr\u00eateurs<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/rethink-p2p.de\/fr\/preteur\/#Afranga\" title=\"Afranga\">Afranga<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/rethink-p2p.de\/fr\/preteur\/#Bondora\" title=\"Bondora\">Bondora<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/rethink-p2p.de\/fr\/preteur\/#Debitum\" title=\"Debitum\">Debitum<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/rethink-p2p.de\/fr\/preteur\/#Esketit\" title=\"Esketit\">Esketit<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/rethink-p2p.de\/fr\/preteur\/#Income_Marketplace\" title=\"Income Marketplace\">Income Marketplace<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/rethink-p2p.de\/fr\/preteur\/#Lendermarket\" title=\"Lendermarket\">Lendermarket<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/rethink-p2p.de\/fr\/preteur\/#Lendiball\" title=\"Lendiball\">Lendiball<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/rethink-p2p.de\/fr\/preteur\/#Loanch\" title=\"Loanch\">Loanch<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/rethink-p2p.de\/fr\/preteur\/#Lonvest\" title=\"Lonvest\">Lonvest<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/rethink-p2p.de\/fr\/preteur\/#Mintos\" title=\"Mintos\">Mintos<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/rethink-p2p.de\/fr\/preteur\/#Monefit_SmartSaver\" title=\"Monefit SmartSaver\">Monefit SmartSaver<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/rethink-p2p.de\/fr\/preteur\/#Nectaro\" title=\"Nectaro\">Nectaro<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/rethink-p2p.de\/fr\/preteur\/#PeerBerry\" title=\"PeerBerry\">PeerBerry<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/rethink-p2p.de\/fr\/preteur\/#Robocash\" title=\"Robocash\">Robocash<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/rethink-p2p.de\/fr\/preteur\/#Swaper\" title=\"Swaper\">Swaper<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/rethink-p2p.de\/fr\/preteur\/#Twino\" title=\"Twino\">Twino<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/rethink-p2p.de\/fr\/preteur\/#Viainvest\" title=\"Viainvest\">Viainvest<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/rethink-p2p.de\/fr\/preteur\/#Les_six_criteres_en_detail\" title=\"Les six crit\u00e8res en d\u00e9tail\">Les six crit\u00e8res en d\u00e9tail<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Comment_fonctionne_le_score_de_comparaison_des_preteurs\"><\/span><strong>Comment fonctionne le score de comparaison des pr\u00eateurs<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Il existe six crit\u00e8res au total, chacun not\u00e9 sur une \u00e9chelle de 1 (niveau le plus faible) \u00e0 5 (niveau le plus \u00e9lev\u00e9). Chaque niveau est multipli\u00e9 par son propre coefficient. Additionn\u00e9s, ils donnent un score global pouvant atteindre 100 points. Voici le d\u00e9tail :<\/p>\n<figure class=\"wp-block-table is-style-stripes\">\n<table>\n<thead>\n<tr>\n<th><strong>Crit\u00e8re<\/strong><\/th>\n<th><strong>Coefficient<\/strong><\/th>\n<th><strong>Points max.<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Reporting (qualit\u00e9 de l&#8217;audit)<\/td>\n<td>4<\/td>\n<td>20<\/td>\n<\/tr>\n<tr>\n<td>Rentabilit\u00e9<\/td>\n<td>2<\/td>\n<td>10<\/td>\n<\/tr>\n<tr>\n<td>Rentabilit\u00e9 des actifs (ROA)<\/td>\n<td>2<\/td>\n<td>10<\/td>\n<\/tr>\n<tr>\n<td>Ratio de fonds propres<\/td>\n<td>5<\/td>\n<td>25<\/td>\n<\/tr>\n<tr>\n<td>Liquidit\u00e9<\/td>\n<td>2<\/td>\n<td>10<\/td>\n<\/tr>\n<tr>\n<td>Qualit\u00e9 du portefeuille (d\u00e9fauts)<\/td>\n<td>5<\/td>\n<td>25<\/td>\n<\/tr>\n<tr>\n<td><strong>Total<\/strong><\/td>\n<td><strong>20<\/strong><\/td>\n<td><strong>100<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<hr \/>\n<h3><strong>Score global<\/strong><\/h3>\n<p>Le score de comparaison des pr\u00eateurs condense l&#8217;ensemble des indicateurs financiers disponibles et des informations qualitatives en un seul indicateur de risque. Chaque niveau est multipli\u00e9 par son coefficient, puis les r\u00e9sultats sont additionn\u00e9s sur les six crit\u00e8res.<\/p>\n<p><a href=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2025\/10\/Loan-Originator-Lender-Risk-P2P-Total-Score.png\"><img decoding=\"async\" loading=\"lazy\" class=\"alignnone size-full wp-image-29843 lazyload\" data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2025\/10\/Loan-Originator-Lender-Risk-P2P-Total-Score.png\" alt=\"\" width=\"833\" height=\"125\" data-srcset=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2025\/10\/Loan-Originator-Lender-Risk-P2P-Total-Score.png 833w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2025\/10\/Loan-Originator-Lender-Risk-P2P-Total-Score-300x45.png 300w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2025\/10\/Loan-Originator-Lender-Risk-P2P-Total-Score-768x115.png 768w\" data-sizes=\"(max-width: 833px) 100vw, 833px\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 833px; --smush-placeholder-aspect-ratio: 833\/125;\" \/><noscript><img decoding=\"async\" loading=\"lazy\" class=\"alignnone size-full wp-image-29843\" src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2025\/10\/Loan-Originator-Lender-Risk-P2P-Total-Score.png\" alt=\"\" width=\"833\" height=\"125\" srcset=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2025\/10\/Loan-Originator-Lender-Risk-P2P-Total-Score.png 833w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2025\/10\/Loan-Originator-Lender-Risk-P2P-Total-Score-300x45.png 300w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2025\/10\/Loan-Originator-Lender-Risk-P2P-Total-Score-768x115.png 768w\" sizes=\"(max-width: 833px) 100vw, 833px\" \/><\/noscript><\/a><\/p>\n<p>La fa\u00e7on dont chaque crit\u00e8re est calcul\u00e9 et \u00e9valu\u00e9 est expliqu\u00e9e sous les tableaux : <a href=\"#kriterien\"><strong>\u2192 Les six crit\u00e8res en d\u00e9tail<\/strong><\/a><\/p>\n<hr \/>\n<h3><strong>Comment lire les tableaux<\/strong><\/h3>\n<ul>\n<li><strong>Tri :<\/strong> Les pr\u00eateurs \u00e9valu\u00e9s figurent en premier, class\u00e9s par score global. En dessous se trouvent les soci\u00e9t\u00e9s qui disposent d&#8217;indicateurs financiers mais d&#8217;aucun score global. Tout en bas figurent les pr\u00eateurs sans rapport exploitable.<\/li>\n<li><strong>Pas de score global :<\/strong> Certaines holdings et soci\u00e9t\u00e9s de projet ne poss\u00e8dent pas de portefeuille de cr\u00e9dit propre. Le crit\u00e8re du portefeuille ne leur est donc pas applicable, raison pour laquelle aucun score global n&#8217;est indiqu\u00e9.<\/li>\n<li><strong>Donn\u00e9es manquantes :<\/strong> La transparence est un \u00e9l\u00e9ment central d&#8217;une gestion financi\u00e8re solide. Si un pr\u00eateur ne publie pas un indicateur donn\u00e9, cela est consid\u00e9r\u00e9 comme un risque accru et se traduit par 0 point.<\/li>\n<li><strong>Ann\u00e9e :<\/strong> Renvoie directement au rapport annuel analys\u00e9. Chaque \u00e9valuation est ainsi v\u00e9rifiable \u00e0 la source.<\/li>\n<li><strong>Note (*) :<\/strong> Qualit\u00e9 du portefeuille issue du calcul de substitution fond\u00e9 sur le taux de couverture des provisions.<\/li>\n<li><strong>Cellule vide :<\/strong> Non communiqu\u00e9 dans les comptes annuels.<\/li>\n<\/ul>\n<hr \/>\n<h2><span class=\"ez-toc-section\" id=\"Afranga\"><\/span>Afranga<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Vous trouverez davantage d&#8217;informations sur la plateforme dans mon <a href=\"https:\/\/rethink-p2p.de\/fr\/afranga-avis\/\" target=\"_blank\" rel=\"noopener\"><strong>avis sur Afranga<\/strong><\/a>.<br \/>\n<figure class=\"wp-block-table is-style-regular has-small-font-size kg-wrap\"><table class=\"kg-table\"><thead><tr><th class=\"kg-sort\" data-col=\"0\"><strong>Pr\u00eateur<\/strong><\/th><th class=\"kg-sort\" data-col=\"1\"><strong>Ann\u00e9e<\/strong><\/th><th class=\"kg-sort\" data-col=\"2\"><strong>Audit\u00e9<\/strong><\/th><th class=\"kg-sort\" data-col=\"3\"><strong>Profit<\/strong><\/th><th class=\"kg-sort\" data-col=\"4\"><strong>ROA<\/strong><\/th><th class=\"kg-sort\" data-col=\"5\"><strong>F. Propres<\/strong><\/th><th class=\"kg-sort\" data-col=\"6\"><strong>Liquidit\u00e9<\/strong><\/th><th class=\"kg-sort\" data-col=\"7\"><strong>Pertes<\/strong><\/th><th class=\"kg-sort kg-desc\" data-col=\"8\"><strong>Score<\/strong><\/th><\/tr><\/thead><tbody><tr><td data-sort=\"stik credit bg\">Stik Credit (BG)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/afranga.com\/personal-doc-originator\/1000\/personalDoc_1000_1783326998_1.pdf?lang=en\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"stabil\" data-sort=\"nexia\">Nexia<\/td><td class=\"stark\" data-sort=\"2251218\">EUR 2,3M<\/td><td class=\"stark\" data-sort=\"7.1\">7,1%<\/td><td class=\"stark\" data-sort=\"44.1\">44,1%<\/td><td class=\"stark\" data-sort=\"2.45\">2,45<\/td><td class=\"risiko\" data-sort=\"34.2\">34,2%<\/td><td class=\"stabil\" data-sort=\"81\">81<\/td><\/tr><tr><td data-sort=\"credirect bg\">Credirect (BG)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/afranga.com\/personal-doc-originator\/1003\/personalDoc_1003_1771859528_1.pdf?lang=en\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"stark\" data-sort=\"3487522\">EUR 3,5M<\/td><td class=\"stark\" data-sort=\"52.6\">52,6%<\/td><td class=\"stark\" data-sort=\"91.3\">91,3%<\/td><td class=\"stark\" data-sort=\"11.3\">11,30<\/td><td class=\"kritisch\" data-sort=\"51.8\">51,8%<\/td><td class=\"mittel\" data-sort=\"64\">64<\/td><\/tr><tr><td data-sort=\"lendivo bg\">Lendivo (BG)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/afranga.com\/personal-doc-originator\/1001\/personalDoc_1001_1784799815_1.pdf?lang=en\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"stabil\" data-sort=\"nexia\">Nexia<\/td><td class=\"stark\" data-sort=\"170771\">EUR 171K<\/td><td class=\"stabil\" data-sort=\"4.7\">4,7%<\/td><td class=\"risiko\" data-sort=\"13.8\">13,8%<\/td><td class=\"stabil\" data-sort=\"1.96\">1,96<\/td><td class=\"kritisch\" data-sort=\"57\">57,0%<\/td><td class=\"mittel\" data-sort=\"57\">57<\/td><\/tr><tr><td data-sort=\"lev credit bg\">Lev Credit (BG)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/afranga.com\/personal-doc-originator\/1004\/personalDoc_1004_1771340844_1.pdf?lang=en\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"stark\" data-sort=\"255135\">EUR 255K<\/td><td class=\"stark\" data-sort=\"28.8\">28,8%<\/td><td class=\"stark\" data-sort=\"76.2\">76,2%<\/td><td class=\"\"><\/td><td class=\"kritisch\" data-sort=\"29\">29,0%*<\/td><td class=\"risiko\" data-sort=\"54\">54<\/td><\/tr><tr><td data-sort=\"swiss funds cz\">Swiss Funds (CZ)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/afranga.com\/personal-doc-originator\/1002\/personalDoc_1002_1780994929_1.pdf?lang=en\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"risiko\" data-sort=\"22369\">EUR 22K<\/td><td class=\"risiko\" data-sort=\"0.8\">0,8%<\/td><td class=\"mittel\" data-sort=\"22.3\">22,3%<\/td><td class=\"mittel\" data-sort=\"1.11\">1,11<\/td><td class=\"kritisch\" data-sort=\"24.4\">24,4%*<\/td><td class=\"kritisch\" data-sort=\"38\">38<\/td><\/tr><tr class=\"kg-ph\"><td data-sort=\"tiberus bg\">Tiberus (BG)<\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><\/tr><\/tbody><\/table><\/figure><script data-category=\"functional\" src=\"https:\/\/rethink-p2p.de\/wp-content\/themes\/maxwell\/kreditgeber-sort.js?v=1787559527\"><\/script>\n<hr \/>\n<h2><span class=\"ez-toc-section\" id=\"Bondora\"><\/span>Bondora<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Vous trouverez davantage d&#8217;informations sur la plateforme dans mon <a href=\"https:\/\/rethink-p2p.de\/fr\/bondora-go-and-grow-avis\/\" target=\"_blank\" rel=\"noopener\"><strong>avis sur Bondora Go &amp; Grow<\/strong><\/a>.<br \/>\n<figure class=\"wp-block-table is-style-regular has-small-font-size kg-wrap\"><table class=\"kg-table\"><thead><tr><th class=\"kg-sort\" data-col=\"0\"><strong>Pr\u00eateur<\/strong><\/th><th class=\"kg-sort\" data-col=\"1\"><strong>Ann\u00e9e<\/strong><\/th><th class=\"kg-sort\" data-col=\"2\"><strong>Audit\u00e9<\/strong><\/th><th class=\"kg-sort\" data-col=\"3\"><strong>Profit<\/strong><\/th><th class=\"kg-sort\" data-col=\"4\"><strong>ROA<\/strong><\/th><th class=\"kg-sort\" data-col=\"5\"><strong>F. Propres<\/strong><\/th><th class=\"kg-sort\" data-col=\"6\"><strong>Liquidit\u00e9<\/strong><\/th><th class=\"kg-sort\" data-col=\"7\"><strong>Pertes<\/strong><\/th><th class=\"kg-sort kg-desc\" data-col=\"8\"><strong>Score<\/strong><\/th><\/tr><\/thead><tbody><tr class=\"kg-ns\"><td data-sort=\"bondora group ee\">Bondora Group (EE)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/help.goandgrow.eu\/hc\/en-us\/article_attachments\/37019886405394\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"stark\" data-sort=\"kpmg\">KPMG<\/td><td class=\"stark\" data-sort=\"9511800\">EUR 9,5M<\/td><td class=\"stark\" data-sort=\"29.6\">29,6%<\/td><td class=\"stark\" data-sort=\"74.7\">74,7%<\/td><td class=\"stark\" data-sort=\"3.18\">3,18<\/td><td class=\"\"><\/td><td class=\"\"><\/td><\/tr><\/tbody><\/table><\/figure>\n<hr \/>\n<h2><span class=\"ez-toc-section\" id=\"Debitum\"><\/span>Debitum<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Vous trouverez davantage d&#8217;informations sur la plateforme dans mon <a href=\"https:\/\/rethink-p2p.de\/fr\/debitum-avis\/\" target=\"_blank\" rel=\"noopener\"><strong>avis sur Debitum<\/strong><\/a>.<br \/>\n<figure class=\"wp-block-table is-style-regular has-small-font-size kg-wrap\"><table class=\"kg-table\"><thead><tr><th class=\"kg-sort\" data-col=\"0\"><strong>Pr\u00eateur<\/strong><\/th><th class=\"kg-sort\" data-col=\"1\"><strong>Ann\u00e9e<\/strong><\/th><th class=\"kg-sort\" data-col=\"2\"><strong>Audit\u00e9<\/strong><\/th><th class=\"kg-sort\" data-col=\"3\"><strong>Profit<\/strong><\/th><th class=\"kg-sort\" data-col=\"4\"><strong>ROA<\/strong><\/th><th class=\"kg-sort\" data-col=\"5\"><strong>F. Propres<\/strong><\/th><th class=\"kg-sort\" data-col=\"6\"><strong>Liquidit\u00e9<\/strong><\/th><th class=\"kg-sort\" data-col=\"7\"><strong>Pertes<\/strong><\/th><th class=\"kg-sort kg-desc\" data-col=\"8\"><strong>Score<\/strong><\/th><\/tr><\/thead><tbody><tr><td data-sort=\"sandbox lv\">Sandbox (LV)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/s3.us-east-1.amazonaws.com\/debitum.public-docs\/Sandbox+Funding+2025+Annual+Report.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"mittel\" data-sort=\"bk partneris\">BK Partneris<\/td><td class=\"stark\" data-sort=\"235497\">EUR 235K<\/td><td class=\"stark\" data-sort=\"6.7\">6,7%<\/td><td class=\"stabil\" data-sort=\"31.7\">31,7%<\/td><td class=\"risiko\" data-sort=\"0.83\">0,83<\/td><td class=\"\"><\/td><td class=\"mittel\" data-sort=\"56\">56<\/td><\/tr><tr><td data-sort=\"evergreen ee\">Evergreen (EE)<\/td><td data-sort=\"2024\"><strong><a href=\"https:\/\/s3.us-east-1.amazonaws.com\/debitum.public-docs\/Evergreen.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2024<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"stark\" data-sort=\"279223\">EUR 279K<\/td><td class=\"stark\" data-sort=\"9.2\">9,2%<\/td><td class=\"mittel\" data-sort=\"24.7\">24,7%<\/td><td class=\"stark\" data-sort=\"2.08\">2,08<\/td><td class=\"\"><\/td><td class=\"risiko\" data-sort=\"49\">49<\/td><\/tr><tr><td data-sort=\"juno lv\">Juno (LV)<\/td><td data-sort=\"2024\"><strong><a href=\"https:\/\/s3.us-east-1.amazonaws.com\/debitum.public-docs\/Juno+AS.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2024<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"mittel\" data-sort=\"157866\">EUR 158K<\/td><td class=\"mittel\" data-sort=\"1.4\">1,4%<\/td><td class=\"risiko\" data-sort=\"7.6\">7,6%<\/td><td class=\"kritisch\" data-sort=\"0.1\">0,10<\/td><td class=\"\"><\/td><td class=\"kritisch\" data-sort=\"28\">28<\/td><\/tr><tr><td data-sort=\"triple dragon gb\">Triple Dragon (GB)<\/td><td data-sort=\"2024\"><strong><a href=\"https:\/\/s3.us-east-1.amazonaws.com\/debitum.public-docs\/Triple+Dragon.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2024<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"risiko\" data-sort=\"0\">EUR 0<\/td><td class=\"risiko\" data-sort=\"0\">0,0%<\/td><td class=\"kritisch\" data-sort=\"0\">0,0%<\/td><td class=\"stark\" data-sort=\"3.35\">3,35<\/td><td class=\"\"><\/td><td class=\"kritisch\" data-sort=\"27\">27<\/td><\/tr><tr class=\"kg-ns\"><td data-sort=\"baltic terra lv\">Baltic Terra (LV)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/balticterra.eu\/wp-content\/uploads\/2025\/11\/financial-statement-31.10.-BTC-ENG.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"mittel\" data-sort=\"s. vilc\u0101nes audits\">S. Vilc\u0101nes audits<\/td><td class=\"stabil\" data-sort=\"265739\">EUR 266K<\/td><td class=\"stark\" data-sort=\"91.9\">91,9%<\/td><td class=\"stark\" data-sort=\"99\">99,0%<\/td><td class=\"stark\" data-sort=\"95.54\">95,54<\/td><td class=\"\"><\/td><td class=\"\"><\/td><\/tr><tr class=\"kg-ns\"><td data-sort=\"lfdf lv\">LFDF (LV)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/s3.us-east-1.amazonaws.com\/debitum.public-docs\/LMAF_gada+p%C4%81rskats.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"mittel\" data-sort=\"s. vilc\u0101nes audits\">S. Vilc\u0101nes audits<\/td><td class=\"stark\" data-sort=\"1562617\">EUR 1,6M<\/td><td class=\"stark\" data-sort=\"6.5\">6,5%<\/td><td class=\"risiko\" data-sort=\"7.9\">7,9%<\/td><td class=\"kritisch\" data-sort=\"0.08\">0,08<\/td><td class=\"\"><\/td><td class=\"\"><\/td><\/tr><\/tbody><\/table><\/figure>\n<hr \/>\n<h2><span class=\"ez-toc-section\" id=\"Esketit\"><\/span>Esketit<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Vous trouverez davantage d&#8217;informations sur la plateforme dans mon <a href=\"https:\/\/rethink-p2p.de\/fr\/esketit-avis\/\" target=\"_blank\" rel=\"noopener\"><strong>avis sur Esketit<\/strong><\/a>.<br \/>\n<figure class=\"wp-block-table is-style-regular has-small-font-size kg-wrap\"><table class=\"kg-table\"><thead><tr><th class=\"kg-sort\" data-col=\"0\"><strong>Pr\u00eateur<\/strong><\/th><th class=\"kg-sort\" data-col=\"1\"><strong>Ann\u00e9e<\/strong><\/th><th class=\"kg-sort\" data-col=\"2\"><strong>Audit\u00e9<\/strong><\/th><th class=\"kg-sort\" data-col=\"3\"><strong>Profit<\/strong><\/th><th class=\"kg-sort\" data-col=\"4\"><strong>ROA<\/strong><\/th><th class=\"kg-sort\" data-col=\"5\"><strong>F. Propres<\/strong><\/th><th class=\"kg-sort\" data-col=\"6\"><strong>Liquidit\u00e9<\/strong><\/th><th class=\"kg-sort\" data-col=\"7\"><strong>Pertes<\/strong><\/th><th class=\"kg-sort kg-desc\" data-col=\"8\"><strong>Score<\/strong><\/th><\/tr><\/thead><tbody><tr><td data-sort=\"jet finance kz\">Jet Finance (KZ)<\/td><td data-sort=\"2024\"><strong><a href=\"https:\/\/esketit.cdn.prismic.io\/esketit\/aY3cmt0YXLCxVujV_IFRS2024FSMFOMOGOKZ_ENG.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2024<\/a><\/strong><\/td><td class=\"stark\" data-sort=\"grant thornton\">Grant Thornton<\/td><td class=\"stark\" data-sort=\"1190419\">EUR 1,2M<\/td><td class=\"stabil\" data-sort=\"4.4\">4,4%<\/td><td class=\"mittel\" data-sort=\"20.6\">20,6%<\/td><td class=\"mittel\" data-sort=\"1.15\">1,15<\/td><td class=\"stabil\" data-sort=\"13.4\">13,4%<\/td><td class=\"stabil\" data-sort=\"79\">79<\/td><\/tr><tr><td data-sort=\"spanda capital es\">Spanda Capital (ES)<\/td><td data-sort=\"2024\"><strong><a href=\"https:\/\/esketit.cdn.prismic.io\/esketit\/aJs_zqTt2nPbaOCM_2961-25Audit_Report_SPANDAFINANCEESPAN%CC%83A_SLU2024.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2024<\/a><\/strong><\/td><td class=\"mittel\" data-sort=\"cort\u00e9s y asoc.\">Cort\u00e9s y Asoc.<\/td><td class=\"mittel\" data-sort=\"12073\">EUR 12K<\/td><td class=\"risiko\" data-sort=\"0.4\">0,4%<\/td><td class=\"kritisch\" data-sort=\"0.2\">0,2%<\/td><td class=\"risiko\" data-sort=\"0.85\">0,85<\/td><td class=\"risiko\" data-sort=\"34\">34,0%<\/td><td class=\"risiko\" data-sort=\"41\">41<\/td><\/tr><tr><td data-sort=\"mojo capital ae\">Mojo Capital (AE)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/esketit.cdn.prismic.io\/esketit\/-uwiRQH_wG419NYA_FINANCIALSTATEMENT-MOJO-20251231.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"stabil\" data-sort=\"327466\">EUR 327K<\/td><td class=\"stabil\" data-sort=\"3.9\">3,9%<\/td><td class=\"kritisch\" data-sort=\"1.6\">1,6%<\/td><td class=\"stark\" data-sort=\"17.71\">17,71<\/td><td class=\"\"><\/td><td class=\"kritisch\" data-sort=\"35\">35<\/td><\/tr><tr class=\"kg-ns\"><td data-sort=\"jmd investments lv\">JMD Investments (LV)<\/td><td data-sort=\"2024\"><strong><a href=\"https:\/\/esketit.cdn.prismic.io\/esketit\/aR8OjWGnmrmGqExe_FS_JMD_2024-en-.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2024<\/a><\/strong><\/td><td class=\"mittel\" data-sort=\"baker tilly\">Baker Tilly<\/td><td class=\"stark\" data-sort=\"4636075\">EUR 4,6M<\/td><td class=\"stark\" data-sort=\"32.2\">32,2%<\/td><td class=\"stark\" data-sort=\"51.8\">51,8%<\/td><td class=\"kritisch\" data-sort=\"0.25\">0,25<\/td><td class=\"\"><\/td><td class=\"\"><\/td><\/tr><tr class=\"kg-ph\"><td data-sort=\"a24 group lv\">A24 Group (LV)<\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><\/tr><tr class=\"kg-ph\"><td data-sort=\"credus capital \">Credus Capital<\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><\/tr><tr class=\"kg-ph\"><td data-sort=\"lionpro lv\">Lionpro (LV)<\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><\/tr><tr class=\"kg-ph\"><td data-sort=\"mdi finance lk\">MDI Finance (LK)<\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><\/tr><tr class=\"kg-ph\"><td data-sort=\"nimbura my\">Nimbura (MY)<\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><\/tr><\/tbody><\/table><\/figure>\n<hr \/>\n<h2><span class=\"ez-toc-section\" id=\"Income_Marketplace\"><\/span>Income Marketplace<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Vous trouverez davantage d&#8217;informations sur la plateforme dans mon <a href=\"https:\/\/rethink-p2p.de\/fr\/income-marketplace-avis\/\" target=\"_blank\" rel=\"noopener\"><strong>avis sur Income Marketplace<\/strong><\/a>.<br \/>\n<figure class=\"wp-block-table is-style-regular has-small-font-size kg-wrap\"><table class=\"kg-table\"><thead><tr><th class=\"kg-sort\" data-col=\"0\"><strong>Pr\u00eateur<\/strong><\/th><th class=\"kg-sort\" data-col=\"1\"><strong>Ann\u00e9e<\/strong><\/th><th class=\"kg-sort\" data-col=\"2\"><strong>Audit\u00e9<\/strong><\/th><th class=\"kg-sort\" data-col=\"3\"><strong>Profit<\/strong><\/th><th class=\"kg-sort\" data-col=\"4\"><strong>ROA<\/strong><\/th><th class=\"kg-sort\" data-col=\"5\"><strong>F. Propres<\/strong><\/th><th class=\"kg-sort\" data-col=\"6\"><strong>Liquidit\u00e9<\/strong><\/th><th class=\"kg-sort\" data-col=\"7\"><strong>Pertes<\/strong><\/th><th class=\"kg-sort kg-desc\" data-col=\"8\"><strong>Score<\/strong><\/th><\/tr><\/thead><tbody><tr><td data-sort=\"virtus xk\">Virtus (XK)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/05\/Virtus-Lending-L.L.C-Auditors-Report-and-Financial-Statements-2025-IFRS-compressed.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"stark\" data-sort=\"bdo\">BDO<\/td><td class=\"stark\" data-sort=\"372478\">EUR 372K<\/td><td class=\"stabil\" data-sort=\"3.3\">3,3%<\/td><td class=\"risiko\" data-sort=\"11.4\">11,4%<\/td><td class=\"kritisch\" data-sort=\"0.46\">0,46<\/td><td class=\"stark\" data-sort=\"2.6\">2,6%<\/td><td class=\"stabil\" data-sort=\"75\">75<\/td><\/tr><tr><td data-sort=\"itf group bg\">ITF Group (BG)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/10\/ITF-FS-31.12.25._EN-translation-1.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"stabil\" data-sort=\"ecovis\">Ecovis<\/td><td class=\"stark\" data-sort=\"2790631\">EUR 2,8M<\/td><td class=\"stark\" data-sort=\"11.1\">11,1%<\/td><td class=\"stabil\" data-sort=\"29.8\">29,8%<\/td><td class=\"stabil\" data-sort=\"1.61\">1,61<\/td><td class=\"kritisch\" data-sort=\"43.6\">43,6%<\/td><td class=\"mittel\" data-sort=\"69\">69<\/td><\/tr><tr><td data-sort=\"autofino lt\">Autofino (LT)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/10\/Autofino-FS_2025-audited.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"mittel\" data-sort=\"vitkevicius\">Vitkevicius<\/td><td class=\"stark\" data-sort=\"54639\">EUR 55K<\/td><td class=\"mittel\" data-sort=\"1.3\">1,3%<\/td><td class=\"risiko\" data-sort=\"13.8\">13,8%<\/td><td class=\"risiko\" data-sort=\"0.65\">0,65<\/td><td class=\"stabil\" data-sort=\"8.9\">8,9%<\/td><td class=\"mittel\" data-sort=\"62\">62<\/td><\/tr><tr><td data-sort=\"danakredi id\">DanaKredi (ID)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/09\/Danakredi-FS-Consolidation-Jan-Dec-2025-Group.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"stark\" data-sort=\"4109049\">EUR 4,1M<\/td><td class=\"stark\" data-sort=\"9.4\">9,4%<\/td><td class=\"stark\" data-sort=\"74.4\">74,4%<\/td><td class=\"stark\" data-sort=\"3\">3,00<\/td><td class=\"\"><\/td><td class=\"mittel\" data-sort=\"59\">59<\/td><\/tr><tr><td data-sort=\"simpleros es\">Simpleros (ES)<\/td><td data-sort=\"2024\"><strong><a href=\"https:\/\/getincome.com\/blog\/wp-content\/uploads\/2025\/08\/20250725_Simpleros_report_2025Q2-Santa-Lemsa.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2024<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"stark\" data-sort=\"200762\">EUR 201K<\/td><td class=\"stark\" data-sort=\"12.3\">12,3%<\/td><td class=\"stabil\" data-sort=\"31.3\">31,3%<\/td><td class=\"stark\" data-sort=\"2.28\">2,28<\/td><td class=\"kritisch\" data-sort=\"56.2\">56,2%<\/td><td class=\"mittel\" data-sort=\"59\">59<\/td><\/tr><tr><td data-sort=\"hoovi ee\">Hoovi (EE)<\/td><td data-sort=\"2024\"><strong><a href=\"https:\/\/getincome.com\/blog\/wp-content\/uploads\/2025\/10\/Aruanne_16020217-8.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2024<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"stark\" data-sort=\"661523\">EUR 662K<\/td><td class=\"stark\" data-sort=\"9.9\">9,9%<\/td><td class=\"risiko\" data-sort=\"12.1\">12,1%<\/td><td class=\"risiko\" data-sort=\"0.54\">0,54<\/td><td class=\"stabil\" data-sort=\"12.3\">12,3%<\/td><td class=\"mittel\" data-sort=\"58\">58<\/td><\/tr><tr><td data-sort=\"ibancar es\">Ibancar (ES)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/05\/Ibancar_FY2025.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"stark\" data-sort=\"730000\">EUR 730K<\/td><td class=\"stabil\" data-sort=\"3.4\">3,4%<\/td><td class=\"risiko\" data-sort=\"14.6\">14,6%<\/td><td class=\"\"><\/td><td class=\"stark\" data-sort=\"1\">1,0%<\/td><td class=\"mittel\" data-sort=\"57\">57<\/td><\/tr><tr><td data-sort=\"pinjam yuk id\">Pinjam Yuk (ID)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/04\/Surfin-and-Pinjam-Yuk-Financials-to-Get-Income_Apr-2026-Yang-Li.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"stabil\" data-sort=\"10553191\">EUR 10,6M<\/td><td class=\"stark\" data-sort=\"21.9\">21,9%<\/td><td class=\"stark\" data-sort=\"57\">57,0%<\/td><td class=\"\"><\/td><td class=\"kritisch\" data-sort=\"64.4\">64,4%<\/td><td class=\"risiko\" data-sort=\"52\">52<\/td><\/tr><tr><td data-sort=\"mocasa ph\">Mocasa (PH)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/03\/Mocasa-Financial-Statement_2025.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"kritisch\" data-sort=\"-166762\">EUR (167K)<\/td><td class=\"kritisch\" data-sort=\"-7\">(7,0%)<\/td><td class=\"stark\" data-sort=\"42.8\">42,8%<\/td><td class=\"stabil\" data-sort=\"1.5\">1,50<\/td><td class=\"kritisch\" data-sort=\"67.8\">67,8%<\/td><td class=\"risiko\" data-sort=\"46\">46<\/td><\/tr><tr><td data-sort=\"one leasing mk\">One Leasing (MK)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/07\/Audit-report-ONE-LEASING-2025-eng.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"stabil\" data-sort=\"russell bedford\">Russell Bedford<\/td><td class=\"kritisch\" data-sort=\"-129494\">EUR (129K)<\/td><td class=\"kritisch\" data-sort=\"-11.7\">(11,7%)<\/td><td class=\"kritisch\" data-sort=\"-12.5\">(12,5%)<\/td><td class=\"kritisch\" data-sort=\"0.06\">0,06<\/td><td class=\"kritisch\" data-sort=\"15\">15,0%*<\/td><td class=\"kritisch\" data-sort=\"32\">32<\/td><\/tr><tr><td data-sort=\"current auto lt\">Current Auto (LT)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/09\/Current-LT-FS-2025.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"stabil\" data-sort=\"360491\">EUR 360K<\/td><td class=\"stabil\" data-sort=\"3.4\">3,4%<\/td><td class=\"kritisch\" data-sort=\"0\">0,0%<\/td><td class=\"kritisch\" data-sort=\"0.16\">0,16<\/td><td class=\"\"><\/td><td class=\"kritisch\" data-sort=\"27\">27<\/td><\/tr><tr><td data-sort=\"sandfield gb\">Sandfield (GB)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/getincome.com\/blog\/wp-content\/uploads\/2026\/08\/Sanfield-2025.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"stabil\" data-sort=\"2382174\">EUR 2,4M<\/td><td class=\"stark\" data-sort=\"8.5\">8,5%<\/td><td class=\"kritisch\" data-sort=\"-0.7\">(0,7%)<\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"kritisch\" data-sort=\"27\">27<\/td><\/tr><tr class=\"kg-ns\"><td data-sort=\"danabijak id\">Danabijak (ID)<\/td><td data-sort=\"2023\"><strong><a href=\"https:\/\/getincome.com\/blog\/wp-content\/uploads\/2024\/05\/Final-Report-PT-DMI-2023-18042024-QC3-BOD-Opini.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2023<\/a><\/strong><\/td><td class=\"mittel\" data-sort=\"kreston\">Kreston<\/td><td class=\"stark\" data-sort=\"15943\">EUR 16K<\/td><td class=\"mittel\" data-sort=\"2.6\">2,6%<\/td><td class=\"mittel\" data-sort=\"21.4\">21,4%<\/td><td class=\"risiko\" data-sort=\"0.66\">0,66<\/td><td class=\"\"><\/td><td class=\"\"><\/td><\/tr><\/tbody><\/table><\/figure>\n<hr \/>\n<h2><span class=\"ez-toc-section\" id=\"Lendermarket\"><\/span>Lendermarket<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Vous trouverez davantage d&#8217;informations sur la plateforme dans mon <a href=\"https:\/\/rethink-p2p.de\/fr\/lendermarket-avis\/\" target=\"_blank\" rel=\"noopener\"><strong>avis sur Lendermarket<\/strong><\/a>.<br \/>\n<figure class=\"wp-block-table is-style-regular has-small-font-size kg-wrap\"><table class=\"kg-table\"><thead><tr><th class=\"kg-sort\" data-col=\"0\"><strong>Pr\u00eateur<\/strong><\/th><th class=\"kg-sort\" data-col=\"1\"><strong>Ann\u00e9e<\/strong><\/th><th class=\"kg-sort\" data-col=\"2\"><strong>Audit\u00e9<\/strong><\/th><th class=\"kg-sort\" data-col=\"3\"><strong>Profit<\/strong><\/th><th class=\"kg-sort\" data-col=\"4\"><strong>ROA<\/strong><\/th><th class=\"kg-sort\" data-col=\"5\"><strong>F. Propres<\/strong><\/th><th class=\"kg-sort\" data-col=\"6\"><strong>Liquidit\u00e9<\/strong><\/th><th class=\"kg-sort\" data-col=\"7\"><strong>Pertes<\/strong><\/th><th class=\"kg-sort kg-desc\" data-col=\"8\"><strong>Score<\/strong><\/th><\/tr><\/thead><tbody><tr><td data-sort=\"creditstar group ee\">Creditstar Group (EE)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/creditstar.com\/files\/creditstar_consolidated_annual_report_2025.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"stark\" data-sort=\"kpmg\">KPMG<\/td><td class=\"stark\" data-sort=\"13465000\">EUR 13,5M<\/td><td class=\"mittel\" data-sort=\"3\">3,0%<\/td><td class=\"mittel\" data-sort=\"15.6\">15,6%<\/td><td class=\"kritisch\" data-sort=\"0.44\">0,44<\/td><td class=\"stabil\" data-sort=\"14.6\">14,6%<\/td><td class=\"stabil\" data-sort=\"73\">73<\/td><\/tr><tr><td data-sort=\"rapicredit co\">Rapicredit (CO)<\/td><td data-sort=\"2024\"><strong><a href=\"https:\/\/assets.lendermarket.com\/web\/loan-originator\/RapiCredit\/Rapicredit-2024-Annual-Report.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2024<\/a><\/strong><\/td><td class=\"mittel\" data-sort=\"nexia m&amp;a\">Nexia M&amp;A<\/td><td class=\"stark\" data-sort=\"457428\">EUR 457K<\/td><td class=\"mittel\" data-sort=\"1.6\">1,6%<\/td><td class=\"mittel\" data-sort=\"19.9\">19,9%<\/td><td class=\"stark\" data-sort=\"2.04\">2,04<\/td><td class=\"stabil\" data-sort=\"10.4\">10,4%<\/td><td class=\"stabil\" data-sort=\"73\">73<\/td><\/tr><tr><td data-sort=\"credifiel mx\">Credifiel (MX)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/assets.mintos.com\/399826FE-1922-E9ED-5267-F9DF2E7AE664.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"mittel\" data-sort=\"rsm\">RSM<\/td><td class=\"stark\" data-sort=\"4812210\">EUR 4,8M<\/td><td class=\"stabil\" data-sort=\"3.4\">3,4%<\/td><td class=\"stabil\" data-sort=\"35.7\">35,7%<\/td><td class=\"mittel\" data-sort=\"1.48\">1,48<\/td><td class=\"mittel\" data-sort=\"15.8\">15,8%<\/td><td class=\"stabil\" data-sort=\"71\">71<\/td><\/tr><tr><td data-sort=\"best credit invest ro\">Best Credit Invest (RO)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/assets.lendermarket.com\/docs\/annual-financials\/2025\/best-credit-invest.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"stabil\" data-sort=\"3b expert audit\">3B Expert Audit<\/td><td class=\"stark\" data-sort=\"21221\">EUR 21K<\/td><td class=\"stabil\" data-sort=\"3.2\">3,2%<\/td><td class=\"stabil\" data-sort=\"39\">39,0%<\/td><td class=\"\"><\/td><td class=\"kritisch\" data-sort=\"23.6\">23,6%*<\/td><td class=\"mittel\" data-sort=\"59\">59<\/td><\/tr><tr><td data-sort=\"dineo es\">Dineo (ES)<\/td><td data-sort=\"2024\"><strong><a href=\"https:\/\/assets.lendermarket.com\/web\/loan-originator\/Dineo\/DINEO-2024-Annual_Report.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2024<\/a><\/strong><\/td><td class=\"mittel\" data-sort=\"bnfix\">BNFIX<\/td><td class=\"stark\" data-sort=\"2447836\">EUR 2,4M<\/td><td class=\"stark\" data-sort=\"25\">25,0%<\/td><td class=\"kritisch\" data-sort=\"0.7\">0,7%<\/td><td class=\"stark\" data-sort=\"3.36\">3,36<\/td><td class=\"kritisch\" data-sort=\"46.3\">46,3%<\/td><td class=\"risiko\" data-sort=\"52\">52<\/td><\/tr><tr><td data-sort=\"ok credit md\">Ok Credit (MD)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/assets.lendermarket.com\/docs\/annual-financials\/2025\/ok-credit-balance-sheet.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"stark\" data-sort=\"21200\">EUR 21K<\/td><td class=\"stabil\" data-sort=\"4.9\">4,9%<\/td><td class=\"mittel\" data-sort=\"24.6\">24,6%<\/td><td class=\"stark\" data-sort=\"6.62\">6,62<\/td><td class=\"\"><\/td><td class=\"risiko\" data-sort=\"47\">47<\/td><\/tr><tr><td data-sort=\"flowpay cz\">Flowpay (CZ)<\/td><td data-sort=\"2024\"><strong><a href=\"https:\/\/assets.lendermarket.com\/web\/loan-originator\/Flowpay\/FLOWPAY-Financial-2024.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2024<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"stark\" data-sort=\"106413\">EUR 106K<\/td><td class=\"stark\" data-sort=\"5.3\">5,3%<\/td><td class=\"kritisch\" data-sort=\"4.7\">4,7%<\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"kritisch\" data-sort=\"29\">29<\/td><\/tr><tr class=\"kg-ph\"><td data-sort=\"aiffin drive fr\">Aiffin Drive (FR)<\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><\/tr><tr class=\"kg-ph\"><td data-sort=\"rapicredit iberica \">Rapicredit Iberica<\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><\/tr><\/tbody><\/table><\/figure>\n<hr \/>\n<h2><span class=\"ez-toc-section\" id=\"Lendiball\"><\/span>Lendiball<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<figure class=\"wp-block-table is-style-regular has-small-font-size kg-wrap\"><table class=\"kg-table\"><thead><tr><th class=\"kg-sort\" data-col=\"0\"><strong>Pr\u00eateur<\/strong><\/th><th class=\"kg-sort\" data-col=\"1\"><strong>Ann\u00e9e<\/strong><\/th><th class=\"kg-sort\" data-col=\"2\"><strong>Audit\u00e9<\/strong><\/th><th class=\"kg-sort\" data-col=\"3\"><strong>Profit<\/strong><\/th><th class=\"kg-sort\" data-col=\"4\"><strong>ROA<\/strong><\/th><th class=\"kg-sort\" data-col=\"5\"><strong>F. Propres<\/strong><\/th><th class=\"kg-sort\" data-col=\"6\"><strong>Liquidit\u00e9<\/strong><\/th><th class=\"kg-sort\" data-col=\"7\"><strong>Pertes<\/strong><\/th><th class=\"kg-sort kg-desc\" data-col=\"8\"><strong>Score<\/strong><\/th><\/tr><\/thead><tbody><tr><td data-sort=\"victoria credit md\">Victoria Credit (MD)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/lendiball.com\/wp-content\/uploads\/2026\/05\/Raportul-de-audit-OCN-A2025-public.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"mittel\" data-sort=\"moldauditing\">MOLDAUDITING<\/td><td class=\"stabil\" data-sort=\"39467\">EUR 39K<\/td><td class=\"stark\" data-sort=\"10.3\">10,3%<\/td><td class=\"stark\" data-sort=\"60\">60,0%<\/td><td class=\"\"><\/td><td class=\"kritisch\" data-sort=\"33.3\">33,3%*<\/td><td class=\"mittel\" data-sort=\"60\">60<\/td><\/tr><tr><td data-sort=\"virtula finance ro\">Virtula Finance (RO)<\/td><td data-sort=\"2024\"><strong><a href=\"https:\/\/lendiball.com\/wp-content\/uploads\/2025\/07\/Audited-Financial-Statements-2024-VF-IFN.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2024<\/a><\/strong><\/td><td class=\"stabil\" data-sort=\"astra\">ASTRA<\/td><td class=\"kritisch\" data-sort=\"-12522\">EUR (13K)<\/td><td class=\"kritisch\" data-sort=\"-6.7\">(6,7%)<\/td><td class=\"stark\" data-sort=\"98.4\">98,4%<\/td><td class=\"\"><\/td><td class=\"kritisch\" data-sort=\"52.4\">52,4%<\/td><td class=\"risiko\" data-sort=\"50\">50<\/td><\/tr><\/tbody><\/table><\/figure>\n<hr \/>\n<h2><span class=\"ez-toc-section\" id=\"Loanch\"><\/span>Loanch<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Vous trouverez davantage d&#8217;informations sur la plateforme dans mon <a href=\"https:\/\/rethink-p2p.de\/fr\/loanch-avis\/\" target=\"_blank\" rel=\"noopener\"><strong>avis sur Loanch<\/strong><\/a>.<br \/>\n<figure class=\"wp-block-table is-style-regular has-small-font-size kg-wrap\"><table class=\"kg-table\"><thead><tr><th class=\"kg-sort\" data-col=\"0\"><strong>Pr\u00eateur<\/strong><\/th><th class=\"kg-sort\" data-col=\"1\"><strong>Ann\u00e9e<\/strong><\/th><th class=\"kg-sort\" data-col=\"2\"><strong>Audit\u00e9<\/strong><\/th><th class=\"kg-sort\" data-col=\"3\"><strong>Profit<\/strong><\/th><th class=\"kg-sort\" data-col=\"4\"><strong>ROA<\/strong><\/th><th class=\"kg-sort\" data-col=\"5\"><strong>F. Propres<\/strong><\/th><th class=\"kg-sort\" data-col=\"6\"><strong>Liquidit\u00e9<\/strong><\/th><th class=\"kg-sort\" data-col=\"7\"><strong>Pertes<\/strong><\/th><th class=\"kg-sort kg-desc\" data-col=\"8\"><strong>Score<\/strong><\/th><\/tr><\/thead><tbody><tr><td data-sort=\"tambadana my\">Tambadana (MY)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/dcms.loanch.com\/assets\/8efb1e53-b1d6-4e1e-8ad7-8ad333eea737.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"stabil\" data-sort=\"azlan aziz\">Azlan Aziz<\/td><td class=\"stark\" data-sort=\"1883565\">EUR 1,9M<\/td><td class=\"stark\" data-sort=\"11.5\">11,5%<\/td><td class=\"mittel\" data-sort=\"20.4\">20,4%<\/td><td class=\"mittel\" data-sort=\"1.3\">1,30<\/td><td class=\"kritisch\" data-sort=\"41.6\">41,6%<\/td><td class=\"mittel\" data-sort=\"62\">62<\/td><\/tr><tr><td data-sort=\"ammana sg\">Ammana (SG)<\/td><td data-sort=\"2023\"><strong><a href=\"https:\/\/dcms.loanch.com\/assets\/51cfde0f-aef2-4562-8ce6-8bf525e00d18.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2023<\/a><\/strong><\/td><td class=\"mittel\" data-sort=\"helmi talib\">Helmi Talib<\/td><td class=\"kritisch\" data-sort=\"-3741694\">EUR (3,7M)<\/td><td class=\"kritisch\" data-sort=\"-380.3\">(380,3%)<\/td><td class=\"kritisch\" data-sort=\"-522.5\">(522,5%)<\/td><td class=\"stark\" data-sort=\"2.36\">2,36<\/td><td class=\"kritisch\" data-sort=\"77.1\">77,1%<\/td><td class=\"kritisch\" data-sort=\"36\">36<\/td><\/tr><tr><td data-sort=\"ahapay my\">AhaPay (MY)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/dcms.loanch.com\/assets\/9684e312-5ee0-46ef-9ea1-b2e621de907f.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"stabil\" data-sort=\"sfai\">SFAI<\/td><td class=\"kritisch\" data-sort=\"-824094\">EUR (824K)<\/td><td class=\"kritisch\" data-sort=\"-39.4\">(39,4%)<\/td><td class=\"kritisch\" data-sort=\"-16\">(16,0%)<\/td><td class=\"risiko\" data-sort=\"0.86\">0,86<\/td><td class=\"kritisch\" data-sort=\"191.6\">191,6%<\/td><td class=\"kritisch\" data-sort=\"34\">34<\/td><\/tr><\/tbody><\/table><\/figure>\n<hr \/>\n<h2><span class=\"ez-toc-section\" id=\"Lonvest\"><\/span>Lonvest<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Vous trouverez davantage d&#8217;informations sur la plateforme dans mon <a href=\"https:\/\/rethink-p2p.de\/fr\/lonvest-avis\/\" target=\"_blank\" rel=\"noopener\"><strong>avis sur Lonvest<\/strong><\/a>.<br \/>\n<figure class=\"wp-block-table is-style-regular has-small-font-size kg-wrap\"><table class=\"kg-table\"><thead><tr><th class=\"kg-sort\" data-col=\"0\"><strong>Pr\u00eateur<\/strong><\/th><th class=\"kg-sort\" data-col=\"1\"><strong>Ann\u00e9e<\/strong><\/th><th class=\"kg-sort\" data-col=\"2\"><strong>Audit\u00e9<\/strong><\/th><th class=\"kg-sort\" data-col=\"3\"><strong>Profit<\/strong><\/th><th class=\"kg-sort\" data-col=\"4\"><strong>ROA<\/strong><\/th><th class=\"kg-sort\" data-col=\"5\"><strong>F. Propres<\/strong><\/th><th class=\"kg-sort\" data-col=\"6\"><strong>Liquidit\u00e9<\/strong><\/th><th class=\"kg-sort\" data-col=\"7\"><strong>Pertes<\/strong><\/th><th class=\"kg-sort kg-desc\" data-col=\"8\"><strong>Score<\/strong><\/th><\/tr><\/thead><tbody><tr class=\"kg-ph\"><td data-sort=\"amanahkredit my\">AmanahKredit (MY)<\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><\/tr><tr class=\"kg-ph\"><td data-sort=\"clicredito mx\">Clicredito (MX)<\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><\/tr><tr class=\"kg-ph\"><td data-sort=\"spacecrew finance sg\">SpaceCrew Finance (SG)<\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><\/tr><\/tbody><\/table><\/figure>\n<hr \/>\n<h2><span class=\"ez-toc-section\" id=\"Mintos\"><\/span>Mintos<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Vous trouverez davantage d&#8217;informations sur la plateforme dans mon <a href=\"https:\/\/rethink-p2p.de\/fr\/mintos-avis\/\" target=\"_blank\" rel=\"noopener\"><strong>avis sur Mintos<\/strong><\/a>.<br \/>\n<figure class=\"wp-block-table is-style-regular has-small-font-size kg-wrap\"><table class=\"kg-table\"><thead><tr><th class=\"kg-sort\" data-col=\"0\"><strong>Pr\u00eateur<\/strong><\/th><th class=\"kg-sort\" data-col=\"1\"><strong>Ann\u00e9e<\/strong><\/th><th class=\"kg-sort\" data-col=\"2\"><strong>Audit\u00e9<\/strong><\/th><th class=\"kg-sort\" data-col=\"3\"><strong>Profit<\/strong><\/th><th class=\"kg-sort\" data-col=\"4\"><strong>ROA<\/strong><\/th><th class=\"kg-sort\" data-col=\"5\"><strong>F. Propres<\/strong><\/th><th class=\"kg-sort\" data-col=\"6\"><strong>Liquidit\u00e9<\/strong><\/th><th class=\"kg-sort\" data-col=\"7\"><strong>Pertes<\/strong><\/th><th class=\"kg-sort kg-desc\" data-col=\"8\"><strong>Score<\/strong><\/th><\/tr><\/thead><tbody><tr><td data-sort=\"esto ee\">ESTO (EE)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/assets.mintos.com\/EF1C1716-31FA-1085-1326-596D55BE17A6.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"stark\" data-sort=\"kpmg\">KPMG<\/td><td class=\"stark\" data-sort=\"14426000\">EUR 14,4M<\/td><td class=\"stark\" data-sort=\"18.8\">18,8%<\/td><td class=\"stark\" data-sort=\"46.4\">46,4%<\/td><td class=\"stark\" data-sort=\"3.33\">3,33<\/td><td class=\"stabil\" data-sort=\"9.6\">9,6%<\/td><td class=\"stark\" data-sort=\"95\">95<\/td><\/tr><tr><td data-sort=\"eleving group lu\">Eleving Group (LU)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/core.eleving.com\/storage\/P3ZX1EubsjG3PFCn\/2.%20Integrated%20Annual%20Report%202025.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"stark\" data-sort=\"bdo\">BDO<\/td><td class=\"stark\" data-sort=\"29180953\">EUR 29,2M<\/td><td class=\"stark\" data-sort=\"5.5\">5,5%<\/td><td class=\"mittel\" data-sort=\"18.3\">18,3%<\/td><td class=\"stark\" data-sort=\"3.42\">3,42<\/td><td class=\"mittel\" data-sort=\"21.8\">21,8%<\/td><td class=\"stabil\" data-sort=\"80\">80<\/td><\/tr><tr><td data-sort=\"hipocredit lt\">Hipocredit (LT)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/assets.mintos.com\/4DC8AAF4-0E0B-0F72-CD4D-74CE3E976C6B.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"mittel\" data-sort=\"nexia\">Nexia<\/td><td class=\"stark\" data-sort=\"1117300\">EUR 1,1M<\/td><td class=\"stabil\" data-sort=\"4.2\">4,2%<\/td><td class=\"mittel\" data-sort=\"15.8\">15,8%<\/td><td class=\"stark\" data-sort=\"14.52\">14,52<\/td><td class=\"stark\"><\/td><td class=\"stabil\" data-sort=\"80\">80<\/td><\/tr><tr><td data-sort=\"gocredit mx\">Gocredit (MX)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/assets.mintos.com\/2FB07CF8-5A41-F73C-64B5-7E14E9C0D3A5.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"stark\" data-sort=\"4422401\">EUR 4,4M<\/td><td class=\"stark\" data-sort=\"10.1\">10,1%<\/td><td class=\"stark\" data-sort=\"44.2\">44,2%<\/td><td class=\"stark\" data-sort=\"7.35\">7,35<\/td><td class=\"stabil\" data-sort=\"13.8\">13,8%<\/td><td class=\"stabil\" data-sort=\"79\">79<\/td><\/tr><tr><td data-sort=\"eleving am\">Eleving (AM)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/assets.mintos.com\/85F3901F-9567-BF3C-BBBF-9C11BBCCF2EE.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"stark\" data-sort=\"bdo\">BDO<\/td><td class=\"stark\" data-sort=\"2735835\">EUR 2,7M<\/td><td class=\"stark\" data-sort=\"13.3\">13,3%<\/td><td class=\"stark\" data-sort=\"59.2\">59,2%<\/td><td class=\"stabil\" data-sort=\"1.51\">1,51<\/td><td class=\"kritisch\" data-sort=\"30.3\">30,3%*<\/td><td class=\"stabil\" data-sort=\"78\">78<\/td><\/tr><tr><td data-sort=\"financiera mexi mx\">Financiera Mexi (MX)<\/td><td data-sort=\"2024\"><strong><a href=\"https:\/\/assets.mintos.com\/A26249B5-8AE2-3074-C3B6-00DC2CD2E13B.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2024<\/a><\/strong><\/td><td class=\"mittel\" data-sort=\"bdo\">BDO<\/td><td class=\"stark\" data-sort=\"1758280\">EUR 1,8M<\/td><td class=\"mittel\" data-sort=\"3\">3,0%<\/td><td class=\"stabil\" data-sort=\"35\">35,0%<\/td><td class=\"stark\" data-sort=\"2.66\">2,66<\/td><td class=\"stabil\" data-sort=\"11\">11,0%<\/td><td class=\"stabil\" data-sort=\"78\">78<\/td><\/tr><tr><td data-sort=\"placet group ee\">Placet Group (EE)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/placetgroup.com\/files\/en\/2025\/placet-finance-FY2025.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"mittel\" data-sort=\"kpmg\">KPMG<\/td><td class=\"stark\" data-sort=\"5567887\">EUR 5,6M<\/td><td class=\"stark\" data-sort=\"6.3\">6,3%<\/td><td class=\"stabil\" data-sort=\"38.4\">38,4%<\/td><td class=\"stark\" data-sort=\"4.76\">4,76<\/td><td class=\"mittel\" data-sort=\"20.3\">20,3%<\/td><td class=\"stabil\" data-sort=\"77\">77<\/td><\/tr><tr><td data-sort=\"iutecredit mk\">IuteCredit (MK)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/assets.mintos.com\/EE3A5384-30B3-7387-76D0-1AFE6D7E1CCB.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"stabil\" data-sort=\"moore stephens\">Moore Stephens<\/td><td class=\"stark\" data-sort=\"3686569\">EUR 3,7M<\/td><td class=\"stark\" data-sort=\"7.4\">7,4%<\/td><td class=\"mittel\" data-sort=\"15.2\">15,2%<\/td><td class=\"stark\" data-sort=\"4.31\">4,31<\/td><td class=\"mittel\" data-sort=\"22.9\">22,9%<\/td><td class=\"stabil\" data-sort=\"76\">76<\/td><\/tr><tr><td data-sort=\"sun finance group lv\">Sun Finance Group (LV)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/nasdaqbaltic.com\/market\/upload\/reports\/sun\/2025_ar_en_con.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"stark\" data-sort=\"bdo\">BDO<\/td><td class=\"stark\" data-sort=\"58272000\">EUR 58,3M<\/td><td class=\"stark\" data-sort=\"20.7\">20,7%<\/td><td class=\"stabil\" data-sort=\"33\">33,0%<\/td><td class=\"stark\" data-sort=\"3.54\">3,54<\/td><td class=\"kritisch\" data-sort=\"40\">40,0%<\/td><td class=\"stabil\" data-sort=\"75\">75<\/td><\/tr><tr><td data-sort=\"finclusion ke\">Finclusion (KE)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/assets.mintos.com\/9E778A95-BC39-F483-D38D-4FCB2029FBD9.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"stark\" data-sort=\"pwc\">PwC<\/td><td class=\"stark\" data-sort=\"31274\">EUR 31K<\/td><td class=\"risiko\" data-sort=\"0.3\">0,3%<\/td><td class=\"stabil\" data-sort=\"29.2\">29,2%<\/td><td class=\"\"><\/td><td class=\"stabil\" data-sort=\"13.9\">13,9%<\/td><td class=\"stabil\" data-sort=\"74\">74<\/td><\/tr><tr><td data-sort=\"eleving bw\">Eleving (BW)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/assets.mintos.com\/7EDFBF78-65D7-A858-18CB-AEECDC4DC56B.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"stark\" data-sort=\"bdo\">BDO<\/td><td class=\"stark\" data-sort=\"1314075\">EUR 1,3M<\/td><td class=\"stabil\" data-sort=\"4.6\">4,6%<\/td><td class=\"mittel\" data-sort=\"22.4\">22,4%<\/td><td class=\"\"><\/td><td class=\"stabil\" data-sort=\"14.9\">14,9%<\/td><td class=\"stabil\" data-sort=\"73\">73<\/td><\/tr><tr><td data-sort=\"eleving ge\">Eleving (GE)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/assets.mintos.com\/97F5EB93-799B-A2A3-2A62-FE8D41255CE3.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"stabil\" data-sort=\"1657536\">EUR 1,7M<\/td><td class=\"stark\" data-sort=\"5.6\">5,6%<\/td><td class=\"stark\" data-sort=\"74.9\">74,9%<\/td><td class=\"stark\" data-sort=\"2.22\">2,22<\/td><td class=\"mittel\" data-sort=\"19.5\">19,5%<\/td><td class=\"stabil\" data-sort=\"72\">72<\/td><\/tr><tr><td data-sort=\"credifiel mx\">Credifiel (MX)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/assets.mintos.com\/399826FE-1922-E9ED-5267-F9DF2E7AE664.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"mittel\" data-sort=\"rsm\">RSM<\/td><td class=\"stark\" data-sort=\"4812210\">EUR 4,8M<\/td><td class=\"stabil\" data-sort=\"3.4\">3,4%<\/td><td class=\"stabil\" data-sort=\"35.7\">35,7%<\/td><td class=\"mittel\" data-sort=\"1.48\">1,48<\/td><td class=\"mittel\" data-sort=\"15.8\">15,8%<\/td><td class=\"stabil\" data-sort=\"71\">71<\/td><\/tr><tr><td data-sort=\"iutecredit al\">IuteCredit (AL)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/assets.mintos.com\/1B35FD83-7863-4BD4-97E1-2770AE109A24.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"stark\" data-sort=\"rsm\">RSM<\/td><td class=\"stark\" data-sort=\"4360374\">EUR 4,4M<\/td><td class=\"stabil\" data-sort=\"4.5\">4,5%<\/td><td class=\"mittel\" data-sort=\"24.4\">24,4%<\/td><td class=\"stabil\" data-sort=\"1.76\">1,76<\/td><td class=\"risiko\" data-sort=\"30.8\">30,8%<\/td><td class=\"stabil\" data-sort=\"71\">71<\/td><\/tr><tr><td data-sort=\"mozipo group lt\">Mozipo Group (LT)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/assets.mintos.com\/825F1863-7FBE-28CF-E136-FE7369B80F1F.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"stark\" data-sort=\"grant thornton\">Grant Thornton<\/td><td class=\"stark\" data-sort=\"359000\">EUR 359K<\/td><td class=\"mittel\" data-sort=\"2\">2,0%<\/td><td class=\"stabil\" data-sort=\"29.6\">29,6%<\/td><td class=\"\"><\/td><td class=\"mittel\" data-sort=\"20.4\">20,4%*<\/td><td class=\"stabil\" data-sort=\"71\">71<\/td><\/tr><tr><td data-sort=\"eleving \/ mogo md\">Eleving \/ Mogo (MD)<\/td><td data-sort=\"2024\"><strong><a href=\"https:\/\/core.eleving.com\/storage\/O3GBnB59y8KH1pPJ\/Mogo%20Loans%20SRL%20financial%20statements%202024.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2024<\/a><\/strong><\/td><td class=\"stark\" data-sort=\"bdo\">BDO<\/td><td class=\"stark\" data-sort=\"1294209\">EUR 1,3M<\/td><td class=\"stark\" data-sort=\"6.9\">6,9%<\/td><td class=\"risiko\" data-sort=\"12.3\">12,3%<\/td><td class=\"\"><\/td><td class=\"stabil\" data-sort=\"14.4\">14,4%<\/td><td class=\"stabil\" data-sort=\"70\">70<\/td><\/tr><tr><td data-sort=\"eleving \/ sebo md\">Eleving \/ Sebo (MD)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/assets.mintos.com\/33CF3969-D29A-4F42-F39D-73FD0DC4EF10.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"stark\" data-sort=\"bdo\">BDO<\/td><td class=\"stark\" data-sort=\"2551577\">EUR 2,6M<\/td><td class=\"stark\" data-sort=\"8.7\">8,7%<\/td><td class=\"stabil\" data-sort=\"31.2\">31,2%<\/td><td class=\"\"><\/td><td class=\"risiko\" data-sort=\"31\">31,0%<\/td><td class=\"stabil\" data-sort=\"70\">70<\/td><\/tr><tr><td data-sort=\"id finance es\">ID Finance (ES)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/assets.mintos.com\/689741B5-C55F-4BDF-AEA5-F40D4E92E775.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"stark\" data-sort=\"ey\">EY<\/td><td class=\"stark\" data-sort=\"20372000\">EUR 20,4M<\/td><td class=\"stark\" data-sort=\"15.4\">15,4%<\/td><td class=\"mittel\" data-sort=\"23.5\">23,5%<\/td><td class=\"stark\" data-sort=\"2.23\">2,23<\/td><td class=\"kritisch\" data-sort=\"59.6\">59,6%<\/td><td class=\"stabil\" data-sort=\"70\">70<\/td><\/tr><tr><td data-sort=\"id finance gruppe es\">ID Finance Gruppe (ES)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/idfinance.com\/static\/b2736a0718bf5325e9128916702f1509\/financial-statements-id-finance-spain-2025-audited-1.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"stark\" data-sort=\"ey\">EY<\/td><td class=\"stark\" data-sort=\"11612000\">EUR 11,6M<\/td><td class=\"stark\" data-sort=\"5.2\">5,2%<\/td><td class=\"mittel\" data-sort=\"15.4\">15,4%<\/td><td class=\"stark\" data-sort=\"2.97\">2,97<\/td><td class=\"kritisch\" data-sort=\"59.1\">59,1%<\/td><td class=\"stabil\" data-sort=\"70\">70<\/td><\/tr><tr><td data-sort=\"mozipo group ro\">Mozipo Group (RO)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/assets.mintos.com\/782C4BC4-9FFA-E27F-97FF-D2BECDA8A27B.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"stark\" data-sort=\"60670\">EUR 61K<\/td><td class=\"mittel\" data-sort=\"1\">1,0%<\/td><td class=\"stabil\" data-sort=\"37.4\">37,4%<\/td><td class=\"stark\" data-sort=\"2.29\">2,29<\/td><td class=\"stabil\" data-sort=\"7.1\">7,1%<\/td><td class=\"stabil\" data-sort=\"70\">70<\/td><\/tr><tr><td data-sort=\"cash credit bg\">Cash Credit (BG)<\/td><td data-sort=\"2024\"><strong><a href=\"https:\/\/assets.mintos.com\/FA1F5C5B-E082-34F8-120D-FCB7659EE293.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2024<\/a><\/strong><\/td><td class=\"risiko\" data-sort=\"einzelpr\u00fcfer\">Einzelpr\u00fcfer<\/td><td class=\"stark\" data-sort=\"265360\">EUR 265K<\/td><td class=\"stabil\" data-sort=\"4\">4,0%<\/td><td class=\"stark\" data-sort=\"55.4\">55,4%<\/td><td class=\"stabil\" data-sort=\"1.8\">1,80<\/td><td class=\"risiko\" data-sort=\"1.7\">1,7%<\/td><td class=\"mittel\" data-sort=\"69\">69<\/td><\/tr><tr><td data-sort=\"delfingroup lv\">DelfinGroup (LV)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/assets.mintos.com\/72BBEBBB-D280-0EC9-3795-5A77E736D3EE.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"stark\" data-sort=\"bdo\">BDO<\/td><td class=\"stark\" data-sort=\"9614824\">EUR 9,6M<\/td><td class=\"stark\" data-sort=\"6.6\">6,6%<\/td><td class=\"mittel\" data-sort=\"18.5\">18,5%<\/td><td class=\"kritisch\" data-sort=\"0.45\">0,45<\/td><td class=\"risiko\" data-sort=\"33.1\">33,1%<\/td><td class=\"mittel\" data-sort=\"67\">67<\/td><\/tr><tr><td data-sort=\"iute group ee\">Iute Group (EE)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2026\/03\/Iute-Annual-Report-2025.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"stark\" data-sort=\"kpmg\">KPMG<\/td><td class=\"stark\" data-sort=\"9938000\">EUR 9,9M<\/td><td class=\"mittel\" data-sort=\"2.1\">2,1%<\/td><td class=\"mittel\" data-sort=\"15.8\">15,8%<\/td><td class=\"\"><\/td><td class=\"mittel\" data-sort=\"24.5\">24,5%<\/td><td class=\"mittel\" data-sort=\"66\">66<\/td><\/tr><tr><td data-sort=\"iutecredit md\">IuteCredit (MD)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/assets.mintos.com\/FA3E6A36-F468-CBCF-A114-5E199CDC2328.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"mittel\" data-sort=\"baker tilly\">Baker Tilly<\/td><td class=\"stark\" data-sort=\"256241\">EUR 256K<\/td><td class=\"risiko\" data-sort=\"0.4\">0,4%<\/td><td class=\"stabil\" data-sort=\"25.4\">25,4%<\/td><td class=\"stark\" data-sort=\"2.04\">2,04<\/td><td class=\"risiko\" data-sort=\"25.4\">25,4%<\/td><td class=\"mittel\" data-sort=\"66\">66<\/td><\/tr><tr><td data-sort=\"eleving \/ as mogo lv\">Eleving \/ AS Mogo (LV)<\/td><td data-sort=\"2024\"><strong><a href=\"https:\/\/core.eleving.com\/storage\/NItFFXJPN4InCCRn\/AS%20mogo%20financial%20statements%202024.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2024<\/a><\/strong><\/td><td class=\"stark\" data-sort=\"bdo\">BDO<\/td><td class=\"kritisch\" data-sort=\"-968560\">EUR (969K)<\/td><td class=\"kritisch\" data-sort=\"-2.6\">(2,6%)<\/td><td class=\"stark\" data-sort=\"72.4\">72,4%<\/td><td class=\"stark\" data-sort=\"2.29\">2,29<\/td><td class=\"kritisch\" data-sort=\"43.7\">43,7%<\/td><td class=\"mittel\" data-sort=\"64\">64<\/td><\/tr><tr><td data-sort=\"bb finance ee\">BB Finance (EE)<\/td><td data-sort=\"2024\"><strong><a href=\"https:\/\/assets.mintos.com\/5F5B168F-C713-35D4-B537-495F411FA4BB.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2024<\/a><\/strong><\/td><td class=\"stark\" data-sort=\"kpmg\">KPMG<\/td><td class=\"stark\" data-sort=\"1078881\">EUR 1,1M<\/td><td class=\"stabil\" data-sort=\"5\">5,0%<\/td><td class=\"mittel\" data-sort=\"18\">18,0%<\/td><td class=\"\"><\/td><td class=\"risiko\" data-sort=\"25.8\">25,8%<\/td><td class=\"mittel\" data-sort=\"63\">63<\/td><\/tr><tr><td data-sort=\"restock tech group id\">Restock Tech Group (ID)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/assets.mintos.com\/2CB385EC-DC83-9CD0-DDC5-C05534E54A29.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"stabil\" data-sort=\"136627\">EUR 137K<\/td><td class=\"mittel\" data-sort=\"1.6\">1,6%<\/td><td class=\"mittel\" data-sort=\"17.5\">17,5%<\/td><td class=\"stark\" data-sort=\"6.72\">6,72<\/td><td class=\"stabil\" data-sort=\"8.6\">8,6%<\/td><td class=\"mittel\" data-sort=\"63\">63<\/td><\/tr><tr><td data-sort=\"eleving lt\">Eleving (LT)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/assets.mintos.com\/5432A899-EAEC-4A88-391A-B12866666EF2.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"stabil\" data-sort=\"212867\">EUR 213K<\/td><td class=\"risiko\" data-sort=\"0.9\">0,9%<\/td><td class=\"mittel\" data-sort=\"16.3\">16,3%<\/td><td class=\"stark\" data-sort=\"2.46\">2,46<\/td><td class=\"stabil\" data-sort=\"5\">5,0%<\/td><td class=\"mittel\" data-sort=\"61\">61<\/td><\/tr><tr><td data-sort=\"pinjam yuk sg\">Pinjam Yuk (SG)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/assets.mintos.com\/639E5C61-64B2-7AD2-63D8-9E588E070741.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"stabil\" data-sort=\"1488596\">EUR 1,5M<\/td><td class=\"stark\" data-sort=\"5.2\">5,2%<\/td><td class=\"stark\" data-sort=\"42.8\">42,8%<\/td><td class=\"stabil\" data-sort=\"1.73\">1,73<\/td><td class=\"kritisch\" data-sort=\"79\">79,0%<\/td><td class=\"mittel\" data-sort=\"60\">60<\/td><\/tr><tr><td data-sort=\"eleving al\">Eleving (AL)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/assets.mintos.com\/C541E979-BEA2-A20A-7247-92B3CCFB4F3F.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"stabil\" data-sort=\"6002390\">EUR 6,0M<\/td><td class=\"stark\" data-sort=\"14.5\">14,5%<\/td><td class=\"stabil\" data-sort=\"30.2\">30,2%<\/td><td class=\"\"><\/td><td class=\"mittel\" data-sort=\"23.1\">23,1%<\/td><td class=\"mittel\" data-sort=\"57\">57<\/td><\/tr><tr><td data-sort=\"eleving \/ finmak mk\">Eleving \/ FINMAK (MK)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/assets.mintos.com\/E7D0B8BA-65E2-6F5D-46B3-D376F1F26F2F.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"stabil\" data-sort=\"4417920\">EUR 4,4M<\/td><td class=\"stark\" data-sort=\"17\">17,0%<\/td><td class=\"stark\" data-sort=\"53.6\">53,6%<\/td><td class=\"\"><\/td><td class=\"risiko\" data-sort=\"30.4\">30,4%<\/td><td class=\"mittel\" data-sort=\"57\">57<\/td><\/tr><tr><td data-sort=\"mk kredit ro\">MK Kredit (RO)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/assets.mintos.com\/F825D959-1475-99F0-BF7F-B1D0918F56DF.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"stark\" data-sort=\"1990482\">EUR 2,0M<\/td><td class=\"stabil\" data-sort=\"3.8\">3,8%<\/td><td class=\"mittel\" data-sort=\"19.4\">19,4%<\/td><td class=\"\"><\/td><td class=\"stabil\" data-sort=\"10.2\">10,2%<\/td><td class=\"mittel\" data-sort=\"57\">57<\/td><\/tr><tr><td data-sort=\"watu credit ug\">Watu Credit (UG)<\/td><td data-sort=\"2024\"><strong><a href=\"https:\/\/assets.mintos.com\/246D5CD5-938D-156F-BD62-5350F09673CD.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2024<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"stabil\" data-sort=\"8281962\">EUR 8,3M<\/td><td class=\"stark\" data-sort=\"9.1\">9,1%<\/td><td class=\"stabil\" data-sort=\"28.9\">28,9%<\/td><td class=\"\"><\/td><td class=\"mittel\" data-sort=\"18.7\">18,7%<\/td><td class=\"mittel\" data-sort=\"57\">57<\/td><\/tr><tr><td data-sort=\"vivalia mx\">Vivalia (MX)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/assets.mintos.com\/111FAA5C-9937-2F0F-DD53-B3AF4BC14859.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"stabil\" data-sort=\"96970\">EUR 97K<\/td><td class=\"risiko\" data-sort=\"0.2\">0,2%<\/td><td class=\"stark\" data-sort=\"46.2\">46,2%<\/td><td class=\"\"><\/td><td class=\"mittel\" data-sort=\"15.6\">15,6%<\/td><td class=\"mittel\" data-sort=\"56\">56<\/td><\/tr><tr><td data-sort=\"evergreen finance gb\">Evergreen Finance (GB)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/assets.mintos.com\/FE521800-0AB1-D1CC-9EF3-9CAEAD02D3A8.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"stabil\" data-sort=\"1708575\">EUR 1,7M<\/td><td class=\"stark\" data-sort=\"5.2\">5,2%<\/td><td class=\"mittel\" data-sort=\"22.4\">22,4%<\/td><td class=\"stabil\" data-sort=\"1.59\">1,59<\/td><td class=\"risiko\" data-sort=\"33.6\">33,6%<\/td><td class=\"mittel\" data-sort=\"55\">55<\/td><\/tr><tr><td data-sort=\"credius ro\">Credius (RO)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/assets.mintos.com\/6459A45B-C18E-0A57-18E0-D889ACF32E0F.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"stabil\" data-sort=\"1729701\">EUR 1,7M<\/td><td class=\"stark\" data-sort=\"7.6\">7,6%<\/td><td class=\"stark\" data-sort=\"40.7\">40,7%<\/td><td class=\"\"><\/td><td class=\"kritisch\" data-sort=\"35.6\">35,6%<\/td><td class=\"risiko\" data-sort=\"52\">52<\/td><\/tr><tr><td data-sort=\"mogo kz\">Mogo (KZ)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/assets.mintos.com\/99A9AFE7-4D05-DFB6-E2A3-147B0151C5EB.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"stabil\" data-sort=\"8051115\">EUR 8,1M<\/td><td class=\"stark\" data-sort=\"7.2\">7,2%<\/td><td class=\"mittel\" data-sort=\"16.3\">16,3%<\/td><td class=\"\"><\/td><td class=\"mittel\" data-sort=\"18.4\">18,4%<\/td><td class=\"risiko\" data-sort=\"52\">52<\/td><\/tr><tr><td data-sort=\"mk kredit md\">MK Kredit (MD)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/assets.mintos.com\/CC4BEE0E-B1EC-2165-F231-B7933D04B587.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"stabil\" data-sort=\"241166\">EUR 241K<\/td><td class=\"risiko\" data-sort=\"1\">1,0%<\/td><td class=\"stabil\" data-sort=\"32.7\">32,7%<\/td><td class=\"\"><\/td><td class=\"mittel\" data-sort=\"24.7\">24,7%<\/td><td class=\"risiko\" data-sort=\"51\">51<\/td><\/tr><tr><td data-sort=\"sun finance se\">Sun Finance (SE)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/assets.mintos.com\/2324FA51-02E9-67C8-1434-E4CE111FA0D1.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"risiko\" data-sort=\"einzelpr\u00fcfer\">Einzelpr\u00fcfer<\/td><td class=\"stark\" data-sort=\"2539668\">EUR 2,5M<\/td><td class=\"stark\" data-sort=\"9.2\">9,2%<\/td><td class=\"risiko\" data-sort=\"9.6\">9,6%<\/td><td class=\"mittel\" data-sort=\"1.11\">1,11<\/td><td class=\"kritisch\" data-sort=\"65.7\">65,7%<\/td><td class=\"risiko\" data-sort=\"49\">49<\/td><\/tr><tr><td data-sort=\"monefit ee\">Monefit (EE)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/assets.mintos.com\/4B95034A-7205-0FCE-B105-BFB98652C07B.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"stabil\" data-sort=\"88000\">EUR 88K<\/td><td class=\"risiko\" data-sort=\"0.1\">0,1%<\/td><td class=\"risiko\" data-sort=\"10.2\">10,2%<\/td><td class=\"\"><\/td><td class=\"stabil\" data-sort=\"7.3\">7,3%<\/td><td class=\"risiko\" data-sort=\"46\">46<\/td><\/tr><tr><td data-sort=\"eleving ee\">Eleving (EE)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/assets.mintos.com\/858725C0-F7F6-E4A5-F36F-8B9200E4308E.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"stabil\" data-sort=\"15597\">EUR 16K<\/td><td class=\"risiko\" data-sort=\"0\">0,0%<\/td><td class=\"risiko\" data-sort=\"7.6\">7,6%<\/td><td class=\"risiko\" data-sort=\"0.99\">0,99<\/td><td class=\"mittel\" data-sort=\"20.9\">20,9%<\/td><td class=\"risiko\" data-sort=\"45\">45<\/td><\/tr><tr><td data-sort=\"esto lt\">ESTO (LT)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/assets.mintos.com\/47D06E1E-6B52-8406-C51E-B5E2221D7549.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"risiko\" data-sort=\"tezaurus (eingeschraenkt)\">Tezaurus (eingeschraenkt)<\/td><td class=\"kritisch\" data-sort=\"-863624\">EUR (864K)<\/td><td class=\"kritisch\" data-sort=\"-10.3\">(10,3%)<\/td><td class=\"kritisch\" data-sort=\"-34.9\">(34,9%)<\/td><td class=\"stark\" data-sort=\"2.23\">2,23<\/td><td class=\"mittel\" data-sort=\"18.7\">18,7%<\/td><td class=\"risiko\" data-sort=\"42\">42<\/td><\/tr><tr><td data-sort=\"creditstar fi\">Creditstar (FI)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/assets.mintos.com\/1FAE7A18-11D4-2B0C-26D1-44928BCDBDF1.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"stabil\" data-sort=\"96000\">EUR 96K<\/td><td class=\"risiko\" data-sort=\"0.1\">0,1%<\/td><td class=\"kritisch\" data-sort=\"2.9\">2,9%<\/td><td class=\"\"><\/td><td class=\"stabil\" data-sort=\"10.5\">10,5%<\/td><td class=\"risiko\" data-sort=\"41\">41<\/td><\/tr><tr><td data-sort=\"iutecredit bg\">IuteCredit (BG)<\/td><td data-sort=\"2024\"><strong><a href=\"https:\/\/assets.mintos.com\/0C7808C9-C7F7-3127-748A-80C69E6E2E27.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2024<\/a><\/strong><\/td><td class=\"stabil\" data-sort=\"aelb bulgaria\">AELB Bulgaria<\/td><td class=\"kritisch\" data-sort=\"-1160121\">EUR (1,2M)<\/td><td class=\"kritisch\" data-sort=\"-8.1\">(8,1%)<\/td><td class=\"risiko\" data-sort=\"8.3\">8,3%<\/td><td class=\"mittel\" data-sort=\"1.21\">1,21<\/td><td class=\"kritisch\" data-sort=\"57.8\">57,8%<\/td><td class=\"risiko\" data-sort=\"41\">41<\/td><\/tr><tr><td data-sort=\"hipocredit lv\">Hipocredit (LV)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/assets.mintos.com\/3F6C0DE6-4E9A-57DF-6C9F-280CAC5617BA.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"stabil\" data-sort=\"205630\">EUR 206K<\/td><td class=\"mittel\" data-sort=\"1.2\">1,2%<\/td><td class=\"risiko\" data-sort=\"14.6\">14,6%<\/td><td class=\"stark\" data-sort=\"8.12\">8,12<\/td><td class=\"\"><\/td><td class=\"kritisch\" data-sort=\"38\">38<\/td><\/tr><tr><td data-sort=\"eleving \/ mogo lt\">Eleving \/ mogo (LT)<\/td><td data-sort=\"2024\"><strong><a href=\"https:\/\/core.eleving.com\/storage\/a5SaSxRZE6Qe7J93\/Mogo%20UAB%20financial%20statements%202024.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2024<\/a><\/strong><\/td><td class=\"stabil\" data-sort=\"rosk\">ROSK<\/td><td class=\"risiko\" data-sort=\"-667348\">EUR (667K)<\/td><td class=\"kritisch\" data-sort=\"-2.6\">(2,6%)<\/td><td class=\"risiko\" data-sort=\"7.8\">7,8%<\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"kritisch\" data-sort=\"32\">32<\/td><\/tr><tr><td data-sort=\"idf eurasia kz\">IDF Eurasia (KZ)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/assets.mintos.com\/E2E13064-B794-5079-257B-CCEDB1969EA5.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"risiko\" data-sort=\"-19675690\">EUR (19,7M)<\/td><td class=\"kritisch\" data-sort=\"-8.5\">(8,5%)<\/td><td class=\"risiko\" data-sort=\"11\">11,0%<\/td><td class=\"risiko\" data-sort=\"0.8\">0,80<\/td><td class=\"kritisch\" data-sort=\"61.5\">61,5%<\/td><td class=\"kritisch\" data-sort=\"29\">29<\/td><\/tr><\/tbody><\/table><\/figure>\n<hr \/>\n<h2><span class=\"ez-toc-section\" id=\"Monefit_SmartSaver\"><\/span>Monefit SmartSaver<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Vous trouverez davantage d&#8217;informations sur la plateforme dans mon <a href=\"https:\/\/rethink-p2p.de\/fr\/monefit-smartsaver-avis\/\" target=\"_blank\" rel=\"noopener\"><strong>avis sur Monefit SmartSaver<\/strong><\/a>.<br \/>\n<figure class=\"wp-block-table is-style-regular has-small-font-size kg-wrap\"><table class=\"kg-table\"><thead><tr><th class=\"kg-sort\" data-col=\"0\"><strong>Pr\u00eateur<\/strong><\/th><th class=\"kg-sort\" data-col=\"1\"><strong>Ann\u00e9e<\/strong><\/th><th class=\"kg-sort\" data-col=\"2\"><strong>Audit\u00e9<\/strong><\/th><th class=\"kg-sort\" data-col=\"3\"><strong>Profit<\/strong><\/th><th class=\"kg-sort\" data-col=\"4\"><strong>ROA<\/strong><\/th><th class=\"kg-sort\" data-col=\"5\"><strong>F. Propres<\/strong><\/th><th class=\"kg-sort\" data-col=\"6\"><strong>Liquidit\u00e9<\/strong><\/th><th class=\"kg-sort\" data-col=\"7\"><strong>Pertes<\/strong><\/th><th class=\"kg-sort kg-desc\" data-col=\"8\"><strong>Score<\/strong><\/th><\/tr><\/thead><tbody><tr><td data-sort=\"creditstar group ee\">Creditstar Group (EE)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/creditstar.com\/files\/creditstar_consolidated_annual_report_2025.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"stark\" data-sort=\"kpmg\">KPMG<\/td><td class=\"stark\" data-sort=\"13465000\">EUR 13,5M<\/td><td class=\"mittel\" data-sort=\"3\">3,0%<\/td><td class=\"mittel\" data-sort=\"15.6\">15,6%<\/td><td class=\"kritisch\" data-sort=\"0.44\">0,44<\/td><td class=\"stabil\" data-sort=\"14.6\">14,6%<\/td><td class=\"stabil\" data-sort=\"73\">73<\/td><\/tr><\/tbody><\/table><\/figure>\n<hr \/>\n<h2><span class=\"ez-toc-section\" id=\"Nectaro\"><\/span>Nectaro<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Vous trouverez davantage d&#8217;informations sur la plateforme dans mon <a href=\"https:\/\/rethink-p2p.de\/fr\/nectaro-avis\/\" target=\"_blank\" rel=\"noopener\"><strong>avis sur Nectaro<\/strong><\/a>.<br \/>\n<figure class=\"wp-block-table is-style-regular has-small-font-size kg-wrap\"><table class=\"kg-table\"><thead><tr><th class=\"kg-sort\" data-col=\"0\"><strong>Pr\u00eateur<\/strong><\/th><th class=\"kg-sort\" data-col=\"1\"><strong>Ann\u00e9e<\/strong><\/th><th class=\"kg-sort\" data-col=\"2\"><strong>Audit\u00e9<\/strong><\/th><th class=\"kg-sort\" data-col=\"3\"><strong>Profit<\/strong><\/th><th class=\"kg-sort\" data-col=\"4\"><strong>ROA<\/strong><\/th><th class=\"kg-sort\" data-col=\"5\"><strong>F. Propres<\/strong><\/th><th class=\"kg-sort\" data-col=\"6\"><strong>Liquidit\u00e9<\/strong><\/th><th class=\"kg-sort\" data-col=\"7\"><strong>Pertes<\/strong><\/th><th class=\"kg-sort kg-desc\" data-col=\"8\"><strong>Score<\/strong><\/th><\/tr><\/thead><tbody><tr><td data-sort=\"creditprime ro\">CreditPrime (RO)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/uploads.nectaro.eu\/Ecofinance_IFN_SA_annual_report_2025_2a65f20815.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"stark\" data-sort=\"forvis mazars\">Forvis Mazars<\/td><td class=\"stark\" data-sort=\"3580533\">EUR 3,6M<\/td><td class=\"stark\" data-sort=\"26.1\">26,1%<\/td><td class=\"stark\" data-sort=\"41.9\">41,9%<\/td><td class=\"stark\" data-sort=\"3.34\">3,34<\/td><td class=\"mittel\" data-sort=\"18.1\">18,1%<\/td><td class=\"stark\" data-sort=\"90\">90<\/td><\/tr><tr><td data-sort=\"creditprime md\">CreditPrime (MD)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/www.nectaro.eu\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"risiko\" data-sort=\"crowe\">Crowe<\/td><td class=\"stark\" data-sort=\"657470\">EUR 657K<\/td><td class=\"stark\" data-sort=\"5.3\">5,3%<\/td><td class=\"mittel\" data-sort=\"15.9\">15,9%<\/td><td class=\"risiko\" data-sort=\"0.57\">0,57<\/td><td class=\"risiko\" data-sort=\"28\">28,0%<\/td><td class=\"mittel\" data-sort=\"57\">57<\/td><\/tr><tr class=\"kg-ns\"><td data-sort=\"abele finance lv\">Abele Finance (LV)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/uploads.nectaro.eu\/Abele_Finance_GP_2025_ENG_Auditors_report_c1034a779f.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"risiko\" data-sort=\"revue seule\">Revue seule<\/td><td class=\"risiko\" data-sort=\"-113683\">EUR (114K)<\/td><td class=\"kritisch\" data-sort=\"-1.6\">(1,6%)<\/td><td class=\"kritisch\" data-sort=\"3.3\">3,3%<\/td><td class=\"risiko\" data-sort=\"0.9\">0,90<\/td><td class=\"\"><\/td><td class=\"\"><\/td><\/tr><\/tbody><\/table><\/figure>\n<hr \/>\n<h2><span class=\"ez-toc-section\" id=\"PeerBerry\"><\/span>PeerBerry<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Vous trouverez davantage d&#8217;informations sur la plateforme dans mon <a href=\"https:\/\/rethink-p2p.de\/fr\/peerberry-avis\/\" target=\"_blank\" rel=\"noopener\"><strong>avis sur PeerBerry<\/strong><\/a>.<br \/>\n<figure class=\"wp-block-table is-style-regular has-small-font-size kg-wrap\"><table class=\"kg-table\"><thead><tr><th class=\"kg-sort\" data-col=\"0\"><strong>Pr\u00eateur<\/strong><\/th><th class=\"kg-sort\" data-col=\"1\"><strong>Ann\u00e9e<\/strong><\/th><th class=\"kg-sort\" data-col=\"2\"><strong>Audit\u00e9<\/strong><\/th><th class=\"kg-sort\" data-col=\"3\"><strong>Profit<\/strong><\/th><th class=\"kg-sort\" data-col=\"4\"><strong>ROA<\/strong><\/th><th class=\"kg-sort\" data-col=\"5\"><strong>F. Propres<\/strong><\/th><th class=\"kg-sort\" data-col=\"6\"><strong>Liquidit\u00e9<\/strong><\/th><th class=\"kg-sort\" data-col=\"7\"><strong>Pertes<\/strong><\/th><th class=\"kg-sort kg-desc\" data-col=\"8\"><strong>Score<\/strong><\/th><\/tr><\/thead><tbody><tr><td data-sort=\"pujckaplus cz\">PujckaPlus (CZ)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/peerberry-prod-wp-storage.storage.googleapis.com\/PujckaPlus-CZ-Financial-Statements-2024.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"mittel\" data-sort=\"solvebros\">SolveBros<\/td><td class=\"stark\" data-sort=\"1741057\">EUR 1,7M<\/td><td class=\"stark\" data-sort=\"19.9\">19,9%<\/td><td class=\"stark\" data-sort=\"53.3\">53,3%<\/td><td class=\"stark\" data-sort=\"2.06\">2,06<\/td><td class=\"risiko\" data-sort=\"28\">28,0%<\/td><td class=\"stabil\" data-sort=\"77\">77<\/td><\/tr><tr><td data-sort=\"onecredit kz\">OneCredit (KZ)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/peerberry-prod-wp-storage.storage.googleapis.com\/Onecredit-KZ-Financial-Statements-2025.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"stabil\" data-sort=\"almir\">Almir<\/td><td class=\"stark\" data-sort=\"665730\">EUR 666K<\/td><td class=\"stark\" data-sort=\"11.2\">11,2%<\/td><td class=\"stark\" data-sort=\"51.2\">51,2%<\/td><td class=\"stark\" data-sort=\"3.37\">3,37<\/td><td class=\"kritisch\" data-sort=\"145.8\">145,8%<\/td><td class=\"stabil\" data-sort=\"76\">76<\/td><\/tr><tr><td data-sort=\"acredit ro\">ACredit (RO)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/peerberry-prod-wp-storage.storage.googleapis.com\/Acredit_SafeCredit-RO-Financial-Statements-2025.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"stabil\" data-sort=\"savvy audit\">Savvy Audit<\/td><td class=\"stark\" data-sort=\"2595225\">EUR 2,6M<\/td><td class=\"stark\" data-sort=\"69.6\">69,6%<\/td><td class=\"stark\" data-sort=\"43.3\">43,3%<\/td><td class=\"\"><\/td><td class=\"risiko\" data-sort=\"25.4\">25,4%<\/td><td class=\"mittel\" data-sort=\"69\">69<\/td><\/tr><tr><td data-sort=\"finwind lt\">FinWind (LT)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/peerberry-prod-wp-storage.storage.googleapis.com\/FinWind-LLC-Financial-Statements-2025.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"mittel\" data-sort=\"audifina\">AUDIFINA<\/td><td class=\"stark\" data-sort=\"1939931\">EUR 1,9M<\/td><td class=\"stark\" data-sort=\"73.7\">73,7%<\/td><td class=\"stark\" data-sort=\"83.2\">83,2%<\/td><td class=\"stark\" data-sort=\"4.98\">4,98<\/td><td class=\"\"><\/td><td class=\"mittel\" data-sort=\"67\">67<\/td><\/tr><tr><td data-sort=\"smartcredito es\">Smartcredito (ES)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/peerberry-prod-wp-storage.storage.googleapis.com\/Smartcredito-ES-Financial-Statements-2025.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"stabil\" data-sort=\"523435\">EUR 523K<\/td><td class=\"stark\" data-sort=\"6.7\">6,7%<\/td><td class=\"mittel\" data-sort=\"21.7\">21,7%<\/td><td class=\"stark\" data-sort=\"13.22\">13,22<\/td><td class=\"stabil\" data-sort=\"6.8\">6,8%<\/td><td class=\"mittel\" data-sort=\"67\">67<\/td><\/tr><tr><td data-sort=\"novalend pl\">NovaLend (PL)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/peerberry-prod-wp-storage.storage.googleapis.com\/Novalend-PL-Financial-Statements-2025.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"mittel\" data-sort=\"quantum audyt\">Quantum Audyt<\/td><td class=\"stabil\" data-sort=\"38079\">EUR 38K<\/td><td class=\"risiko\" data-sort=\"0.6\">0,6%<\/td><td class=\"risiko\" data-sort=\"8.9\">8,9%<\/td><td class=\"risiko\" data-sort=\"0.91\">0,91<\/td><td class=\"stabil\" data-sort=\"6\">6,0%<\/td><td class=\"mittel\" data-sort=\"58\">58<\/td><\/tr><tr><td data-sort=\"a-credit kz\">A-Credit (KZ)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/peerberry-prod-wp-storage.storage.googleapis.com\/Acredit-KZ-Financial-Statements-2025.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"risiko\" data-sort=\"baker tilly\">Baker Tilly<\/td><td class=\"risiko\" data-sort=\"-306087\">EUR (306K)<\/td><td class=\"kritisch\" data-sort=\"-2\">(2,0%)<\/td><td class=\"stark\" data-sort=\"72.5\">72,5%<\/td><td class=\"stabil\" data-sort=\"1.81\">1,81<\/td><td class=\"kritisch\" data-sort=\"57\">57,0%<\/td><td class=\"risiko\" data-sort=\"52\">52<\/td><\/tr><tr><td data-sort=\"findom kz\">Findom (KZ)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/peerberry-prod-wp-storage.storage.googleapis.com\/Findom-KZ-Financial-Statements-2025.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"stark\" data-sort=\"baker tilly\">Baker Tilly<\/td><td class=\"risiko\" data-sort=\"-1058151\">EUR (1,1M)<\/td><td class=\"kritisch\" data-sort=\"-44.4\">(44,4%)<\/td><td class=\"mittel\" data-sort=\"23.4\">23,4%<\/td><td class=\"mittel\" data-sort=\"1.04\">1,04<\/td><td class=\"kritisch\" data-sort=\"203.6\">203,6%<\/td><td class=\"risiko\" data-sort=\"52\">52<\/td><\/tr><tr><td data-sort=\"credit365 md\">Credit365 (MD)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/peerberry-prod-wp-storage.storage.googleapis.com\/Credit365-MD-Financial-statements-2025.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"mittel\" data-sort=\"manager audit\">Manager Audit<\/td><td class=\"mittel\" data-sort=\"91249\">EUR 91K<\/td><td class=\"risiko\" data-sort=\"0.7\">0,7%<\/td><td class=\"risiko\" data-sort=\"14.8\">14,8%<\/td><td class=\"stark\" data-sort=\"4.45\">4,45<\/td><td class=\"\"><\/td><td class=\"risiko\" data-sort=\"46\">46<\/td><\/tr><tr><td data-sort=\"credito365 mx\">Credito365 (MX)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/peerberry-prod-wp-storage.storage.googleapis.com\/Credito365-MX-Financial-Statements-2025.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"mittel\" data-sort=\"servicios vanguardistas\">Servicios Vanguardistas<\/td><td class=\"stabil\" data-sort=\"1407337\">EUR 1,4M<\/td><td class=\"stark\" data-sort=\"26.5\">26,5%<\/td><td class=\"kritisch\" data-sort=\"-10\">(10,0%)<\/td><td class=\"stark\" data-sort=\"8.06\">8,06<\/td><td class=\"\"><\/td><td class=\"risiko\" data-sort=\"45\">45<\/td><\/tr><tr><td data-sort=\"cashx ng\">CashX (NG)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/peerberry-prod-wp-storage.storage.googleapis.com\/CashX-NG-Financial-Statements-2025.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"stabil\" data-sort=\"bsg professional\">BSG Professional<\/td><td class=\"kritisch\" data-sort=\"-26070\">EUR (26K)<\/td><td class=\"kritisch\" data-sort=\"-3.1\">(3,1%)<\/td><td class=\"kritisch\" data-sort=\"-7\">(7,0%)<\/td><td class=\"stark\" data-sort=\"457.62\">457,62<\/td><td class=\"kritisch\" data-sort=\"40.1\">40,1%<\/td><td class=\"risiko\" data-sort=\"40\">40<\/td><\/tr><tr><td data-sort=\"lendplus ke\">LendPlus (KE)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/peerberry-prod-wp-storage.storage.googleapis.com\/LendPlus-KE-Financial-Statements-2025.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"mittel\" data-sort=\"mgk\">MGK<\/td><td class=\"risiko\" data-sort=\"-25941\">EUR (26K)<\/td><td class=\"kritisch\" data-sort=\"-0.5\">(0,5%)<\/td><td class=\"kritisch\" data-sort=\"-6.5\">(6,5%)<\/td><td class=\"stark\" data-sort=\"19.02\">19,02<\/td><td class=\"kritisch\" data-sort=\"49\">49,0%<\/td><td class=\"kritisch\" data-sort=\"38\">38<\/td><\/tr><tr><td data-sort=\"credito365 co\">Credito365 (CO)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/peerberry-prod-wp-storage.storage.googleapis.com\/Credito365-CO-Financial-Statements-2025.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"mittel\" data-sort=\"revisor fiscal\">Revisor Fiscal<\/td><td class=\"kritisch\" data-sort=\"-304043\">EUR (304K)<\/td><td class=\"kritisch\" data-sort=\"-22.2\">(22,2%)<\/td><td class=\"kritisch\" data-sort=\"-17.3\">(17,3%)<\/td><td class=\"stark\" data-sort=\"2.34\">2,34<\/td><td class=\"kritisch\" data-sort=\"70.8\">70,8%<\/td><td class=\"kritisch\" data-sort=\"36\">36<\/td><\/tr><tr><td data-sort=\"lendplus za\">LendPlus (ZA)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/peerberry-prod-wp-storage.storage.googleapis.com\/LendPlus-ZA-Financial-Statements-2025.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"mittel\" data-sort=\"mahleka d\">Mahleka D<\/td><td class=\"kritisch\" data-sort=\"-6234222\">EUR (6,2M)<\/td><td class=\"kritisch\" data-sort=\"-119.8\">(119,8%)<\/td><td class=\"kritisch\" data-sort=\"-110.1\">(110,1%)<\/td><td class=\"stabil\" data-sort=\"1.81\">1,81<\/td><td class=\"kritisch\" data-sort=\"107.4\">107,4%<\/td><td class=\"kritisch\" data-sort=\"34\">34<\/td><\/tr><tr><td data-sort=\"cash-express ph\">Cash-Express (PH)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/peerberry-prod-wp-storage.storage.googleapis.com\/Cash-Express-PH-Financial-Statements-2025.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"kritisch\" data-sort=\"-731701\">EUR (732K)<\/td><td class=\"kritisch\" data-sort=\"-36.3\">(36,3%)<\/td><td class=\"kritisch\" data-sort=\"-185.2\">(185,2%)<\/td><td class=\"stark\" data-sort=\"4.35\">4,35<\/td><td class=\"kritisch\" data-sort=\"50.4\">50,4%<\/td><td class=\"kritisch\" data-sort=\"28\">28<\/td><\/tr><tr><td data-sort=\"lendi ar\">Lendi (AR)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/peerberry-prod-wp-storage.storage.googleapis.com\/Lendi-AR-Financial-Statements-2025.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"risiko\" data-sort=\"j. c. pisaco\">J. C. Pisaco<\/td><td class=\"kritisch\" data-sort=\"-116401\">EUR (116K)<\/td><td class=\"kritisch\" data-sort=\"-54.7\">(54,7%)<\/td><td class=\"kritisch\" data-sort=\"-44.7\">(44,7%)<\/td><td class=\"risiko\" data-sort=\"0.66\">0,66<\/td><td class=\"\"><\/td><td class=\"kritisch\" data-sort=\"21\">21<\/td><\/tr><tr><td data-sort=\"mira prima es\">Mira Prima (ES)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/peerberry-prod-wp-storage.storage.googleapis.com\/MIRA-PRIMA-Financial-Statements-2025.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"kritisch\" data-sort=\"-135482\">EUR (135K)<\/td><td class=\"kritisch\" data-sort=\"-6.4\">(6,4%)<\/td><td class=\"kritisch\" data-sort=\"-6.3\">(6,3%)<\/td><td class=\"risiko\" data-sort=\"0.79\">0,79<\/td><td class=\"\"><\/td><td class=\"kritisch\" data-sort=\"17\">17<\/td><\/tr><tr><td data-sort=\"mira segundo es\">Mira Segundo (ES)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/peerberry-prod-wp-storage.storage.googleapis.com\/MIRA-SEGUNDO-Financial-Statements-2025.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"kritisch\" data-sort=\"-281548\">EUR (282K)<\/td><td class=\"kritisch\" data-sort=\"-5.6\">(5,6%)<\/td><td class=\"kritisch\" data-sort=\"-5.5\">(5,5%)<\/td><td class=\"kritisch\" data-sort=\"0.06\">0,06<\/td><td class=\"\"><\/td><td class=\"kritisch\" data-sort=\"15\">15<\/td><\/tr><tr class=\"kg-ph\"><td data-sort=\"aventus biznes pl\">Aventus Biznes (PL)<\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><\/tr><tr class=\"kg-ph\"><td data-sort=\"crediflow za\">Crediflow (ZA)<\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><\/tr><tr class=\"kg-ph\"><td data-sort=\"credit365 au\">Credit365 (AU)<\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><\/tr><tr class=\"kg-ph\"><td data-sort=\"jabulani money za\">Jabulani Money (ZA)<\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><\/tr><tr class=\"kg-ph\"><td data-sort=\"paydayloanplus ca\">PaydayLoanPlus (CA)<\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><\/tr><tr class=\"kg-ph\"><td data-sort=\"prestamo365 pe\">Prestamo365 (PE)<\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><\/tr><tr class=\"kg-ph\"><td data-sort=\"primeloans za\">PrimeLoans (ZA)<\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><\/tr><tr class=\"kg-ph\"><td data-sort=\"realcredito es\">RealCredito (ES)<\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><\/tr><tr class=\"kg-ph\"><td data-sort=\"tuparcero co\">TuParcero (CO)<\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><\/tr><\/tbody><\/table><\/figure>\n<hr \/>\n<h2><span class=\"ez-toc-section\" id=\"Robocash\"><\/span>Robocash<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Vous trouverez davantage d&#8217;informations sur la plateforme dans mon <a href=\"https:\/\/rethink-p2p.de\/fr\/robocash-avis\/\" target=\"_blank\" rel=\"noopener\"><strong>avis sur Robocash<\/strong><\/a>.<br \/>\n<figure class=\"wp-block-table is-style-regular has-small-font-size kg-wrap\"><table class=\"kg-table\"><thead><tr><th class=\"kg-sort\" data-col=\"0\"><strong>Pr\u00eateur<\/strong><\/th><th class=\"kg-sort\" data-col=\"1\"><strong>Ann\u00e9e<\/strong><\/th><th class=\"kg-sort\" data-col=\"2\"><strong>Audit\u00e9<\/strong><\/th><th class=\"kg-sort\" data-col=\"3\"><strong>Profit<\/strong><\/th><th class=\"kg-sort\" data-col=\"4\"><strong>ROA<\/strong><\/th><th class=\"kg-sort\" data-col=\"5\"><strong>F. Propres<\/strong><\/th><th class=\"kg-sort\" data-col=\"6\"><strong>Liquidit\u00e9<\/strong><\/th><th class=\"kg-sort\" data-col=\"7\"><strong>Pertes<\/strong><\/th><th class=\"kg-sort kg-desc\" data-col=\"8\"><strong>Score<\/strong><\/th><\/tr><\/thead><tbody><tr><td data-sort=\"unafinancial sg\">UnaFinancial (SG)<\/td><td data-sort=\"2024\"><strong><a href=\"https:\/\/k8s-sng-aws-asia-unafinance-strapi-media-library.s3.ap-southeast-1.amazonaws.com\/Una_Financial_Group_Summary_Special_Purpose_Consolidated_DEC_2024_AUP_Report_4e01ba61cc.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2024<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"mittel\" data-sort=\"552507\">EUR 553K<\/td><td class=\"risiko\" data-sort=\"0.5\">0,5%<\/td><td class=\"kritisch\" data-sort=\"3.8\">3,8%<\/td><td class=\"\"><\/td><td class=\"kritisch\" data-sort=\"51.8\">51,8%<\/td><td class=\"kritisch\" data-sort=\"22\">22<\/td><\/tr><\/tbody><\/table><\/figure>\n<hr \/>\n<h2><span class=\"ez-toc-section\" id=\"Swaper\"><\/span>Swaper<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<figure class=\"wp-block-table is-style-regular has-small-font-size kg-wrap\"><table class=\"kg-table\"><thead><tr><th class=\"kg-sort\" data-col=\"0\"><strong>Pr\u00eateur<\/strong><\/th><th class=\"kg-sort\" data-col=\"1\"><strong>Ann\u00e9e<\/strong><\/th><th class=\"kg-sort\" data-col=\"2\"><strong>Audit\u00e9<\/strong><\/th><th class=\"kg-sort\" data-col=\"3\"><strong>Profit<\/strong><\/th><th class=\"kg-sort\" data-col=\"4\"><strong>ROA<\/strong><\/th><th class=\"kg-sort\" data-col=\"5\"><strong>F. Propres<\/strong><\/th><th class=\"kg-sort\" data-col=\"6\"><strong>Liquidit\u00e9<\/strong><\/th><th class=\"kg-sort\" data-col=\"7\"><strong>Pertes<\/strong><\/th><th class=\"kg-sort kg-desc\" data-col=\"8\"><strong>Score<\/strong><\/th><\/tr><\/thead><tbody><tr><td data-sort=\"wandoo finance group lv\">Wandoo Finance Group (LV)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/swaper.com\/en\/assets\/reports\/ENG_Wandoo_Finance_Conso_2025.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"mittel\" data-sort=\"dzerele\">Dzerele<\/td><td class=\"stark\" data-sort=\"3672592\">EUR 3,7M<\/td><td class=\"stark\" data-sort=\"7.3\">7,3%<\/td><td class=\"mittel\" data-sort=\"18\">18,0%<\/td><td class=\"stark\" data-sort=\"2.5\">2,50<\/td><td class=\"kritisch\" data-sort=\"52.7\">52,7%<\/td><td class=\"mittel\" data-sort=\"62\">62<\/td><\/tr><tr><td data-sort=\"sw finance ee\">SW Finance (EE)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/swaper.com\/assets\/reports\/SWFinance-2025-annual-report.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"mittel\" data-sort=\"assertum\">Assertum<\/td><td class=\"kritisch\" data-sort=\"-39282\">EUR (39K)<\/td><td class=\"kritisch\" data-sort=\"-0.2\">(0,2%)<\/td><td class=\"kritisch\" data-sort=\"-0.4\">(0,4%)<\/td><td class=\"mittel\" data-sort=\"1.35\">1,35<\/td><td class=\"\"><\/td><td class=\"kritisch\" data-sort=\"27\">27<\/td><\/tr><tr class=\"kg-ph\"><td data-sort=\"fidemio lv\">Fidemio (LV)<\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><td class=\"\"><\/td><\/tr><\/tbody><\/table><\/figure>\n<hr \/>\n<h2><span class=\"ez-toc-section\" id=\"Twino\"><\/span>Twino<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Vous trouverez davantage d&#8217;informations sur la plateforme dans mon <a href=\"https:\/\/rethink-p2p.de\/fr\/twino-avis\/\" target=\"_blank\" rel=\"noopener\"><strong>avis sur TWINO<\/strong><\/a>.<br \/>\n<figure class=\"wp-block-table is-style-regular has-small-font-size kg-wrap\"><table class=\"kg-table\"><thead><tr><th class=\"kg-sort\" data-col=\"0\"><strong>Pr\u00eateur<\/strong><\/th><th class=\"kg-sort\" data-col=\"1\"><strong>Ann\u00e9e<\/strong><\/th><th class=\"kg-sort\" data-col=\"2\"><strong>Audit\u00e9<\/strong><\/th><th class=\"kg-sort\" data-col=\"3\"><strong>Profit<\/strong><\/th><th class=\"kg-sort\" data-col=\"4\"><strong>ROA<\/strong><\/th><th class=\"kg-sort\" data-col=\"5\"><strong>F. Propres<\/strong><\/th><th class=\"kg-sort\" data-col=\"6\"><strong>Liquidit\u00e9<\/strong><\/th><th class=\"kg-sort\" data-col=\"7\"><strong>Pertes<\/strong><\/th><th class=\"kg-sort kg-desc\" data-col=\"8\"><strong>Score<\/strong><\/th><\/tr><\/thead><tbody><tr><td data-sort=\"fincard pl\">Fincard (PL)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/a.storyblok.com\/f\/81832\/x\/82b8a3a94b\/poland-financial-statements-2025-audited.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"risiko\" data-sort=\"bdo\">BDO<\/td><td class=\"stark\" data-sort=\"10363542\">EUR 10,4M<\/td><td class=\"stark\" data-sort=\"18.5\">18,5%<\/td><td class=\"stark\" data-sort=\"42.5\">42,5%<\/td><td class=\"stabil\" data-sort=\"1.81\">1,81<\/td><td class=\"kritisch\" data-sort=\"37.1\">37,1%<\/td><td class=\"mittel\" data-sort=\"66\">66<\/td><\/tr><\/tbody><\/table><\/figure>\n<hr \/>\n<h2><span class=\"ez-toc-section\" id=\"Viainvest\"><\/span>Viainvest<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Vous trouverez davantage d&#8217;informations sur la plateforme dans mon <a href=\"https:\/\/rethink-p2p.de\/fr\/viainvest-avis\/\" target=\"_blank\" rel=\"noopener\"><strong>avis sur Viainvest<\/strong><\/a>.<br \/>\n<figure class=\"wp-block-table is-style-regular has-small-font-size kg-wrap\"><table class=\"kg-table\"><thead><tr><th class=\"kg-sort\" data-col=\"0\"><strong>Pr\u00eateur<\/strong><\/th><th class=\"kg-sort\" data-col=\"1\"><strong>Ann\u00e9e<\/strong><\/th><th class=\"kg-sort\" data-col=\"2\"><strong>Audit\u00e9<\/strong><\/th><th class=\"kg-sort\" data-col=\"3\"><strong>Profit<\/strong><\/th><th class=\"kg-sort\" data-col=\"4\"><strong>ROA<\/strong><\/th><th class=\"kg-sort\" data-col=\"5\"><strong>F. Propres<\/strong><\/th><th class=\"kg-sort\" data-col=\"6\"><strong>Liquidit\u00e9<\/strong><\/th><th class=\"kg-sort\" data-col=\"7\"><strong>Pertes<\/strong><\/th><th class=\"kg-sort kg-desc\" data-col=\"8\"><strong>Score<\/strong><\/th><\/tr><\/thead><tbody><tr><td data-sort=\"via sms lv\">VIA SMS (LV)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/cdn.viainvest.com\/53544dc1-c1c6-4e3b-89b7-a28eea88d4f9.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"stark\" data-sort=\"bdo\">BDO<\/td><td class=\"stark\" data-sort=\"2619504\">EUR 2,6M<\/td><td class=\"stabil\" data-sort=\"4.8\">4,8%<\/td><td class=\"risiko\" data-sort=\"13.7\">13,7%<\/td><td class=\"risiko\" data-sort=\"1\">1,00<\/td><td class=\"stark\" data-sort=\"4.9\">4,9%<\/td><td class=\"stabil\" data-sort=\"77\">77<\/td><\/tr><tr><td data-sort=\"via sms cz\">VIA SMS (CZ)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/cdn.viainvest.com\/26a37f00-b494-4c09-bf56-51fe126f7950.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"kritisch\" data-sort=\"-12213\">EUR (12K)<\/td><td class=\"kritisch\" data-sort=\"-0.3\">(0,3%)<\/td><td class=\"mittel\" data-sort=\"19.7\">19,7%<\/td><td class=\"mittel\" data-sort=\"1.13\">1,13<\/td><td class=\"stark\" data-sort=\"2.4\">2,4%<\/td><td class=\"risiko\" data-sort=\"54\">54<\/td><\/tr><tr><td data-sort=\"viaconto se\">Viaconto (SE)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/cdn.viainvest.com\/b2757732-5445-483e-9ac9-9b7be1dd5e51.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"stark\" data-sort=\"2425829\">EUR 2,4M<\/td><td class=\"stark\" data-sort=\"11\">11,0%<\/td><td class=\"mittel\" data-sort=\"15.1\">15,1%<\/td><td class=\"mittel\" data-sort=\"1.13\">1,13<\/td><td class=\"kritisch\" data-sort=\"38.6\">38,6%<\/td><td class=\"risiko\" data-sort=\"50\">50<\/td><\/tr><tr><td data-sort=\"viaconto minicredit ro\">Viaconto Minicredit (RO)<\/td><td data-sort=\"2025\"><strong><a href=\"https:\/\/cdn.viainvest.com\/817d9578-fca4-45df-982d-4efc56a5ae5e.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">2025<\/a><\/strong><\/td><td class=\"kritisch\" data-sort=\"non audit\u00e9\">Non audit\u00e9<\/td><td class=\"risiko\" data-sort=\"-255308\">EUR (255K)<\/td><td class=\"kritisch\" data-sort=\"-21.6\">(21,6%)<\/td><td class=\"stark\" data-sort=\"42.9\">42,9%<\/td><td class=\"\"><\/td><td class=\"kritisch\" data-sort=\"82\">82,0%*<\/td><td class=\"risiko\" data-sort=\"40\">40<\/td><\/tr><\/tbody><\/table><\/figure>\n<hr \/>\n<h2 id=\"kriterien\"><span class=\"ez-toc-section\" id=\"Les_six_criteres_en_detail\"><\/span><strong>Les six crit\u00e8res en d\u00e9tail<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Vous trouverez ci-dessous un aper\u00e7u des crit\u00e8res appliqu\u00e9s pour \u00e9valuer la solidit\u00e9 financi\u00e8re, avec leur signification, leur calcul et leur interpr\u00e9tation.<\/p>\n<div class=\"kg-akkordeon\">\n<details id=\"kriterium-reporting\">\n<summary>Norme de reporting<\/summary>\n<div class=\"kga-inhalt\"><strong>Ce que cela signifie et pourquoi c&#8217;est important :<\/strong> Les indicateurs utilis\u00e9s dans ce score ne sont fiables que dans la mesure o\u00f9 les chiffres dont ils proviennent le sont. Comme environ quatre pr\u00eateurs sur dix ne publient pas de comptes audit\u00e9s, le reporting concentre la troisi\u00e8me plus grande part des points de la comparaison.<\/div>\n<div class=\"kga-inhalt\"><strong>Calcul :<\/strong> Non pas un chiffre, mais une appr\u00e9ciation qualitative fond\u00e9e sur deux questions. Premi\u00e8rement : existe-t-il des comptes annuels assortis d&#8217;un rapport d&#8217;audit \u00e9mis par un cabinet reconnu ? Deuxi\u00e8mement : quel r\u00e9f\u00e9rentiel comptable a \u00e9t\u00e9 appliqu\u00e9 ?<\/div>\n<div class=\"kga-inhalt\">\n<p><strong>\u00c9chelle :<\/strong><\/p>\n<ul>\n<li><strong>Niveau 5 (solide) :<\/strong> Audit\u00e9s selon les IFRS par un cabinet du top 10<\/li>\n<li><strong>Niveau 4 (stable) :<\/strong> Audit\u00e9s selon les IFRS par un cabinet d&#8217;audit plus petit<\/li>\n<li><strong>Niveau 3 (moyen) :<\/strong> Audit\u00e9s selon le r\u00e9f\u00e9rentiel comptable local par un auditeur fiable<\/li>\n<li><strong>Niveau 2 (risque) :<\/strong> L&#8217;auditeur n&#8217;est pas un cabinet identifiable, l&#8217;opinion est assortie de r\u00e9serves, ou il ne s&#8217;agit que d&#8217;un examen limit\u00e9<\/li>\n<li><strong>Niveau 1 (critique) :<\/strong> Aucun audit, simple reporting de gestion ou chiffres non audit\u00e9s<\/li>\n<\/ul>\n<p>Le top 10 se compose de : Deloitte, PwC, EY, KPMG, BDO, RSM, Grant Thornton, Forvis Mazars, Baker Tilly et Crowe.<br \/>\nLes observations de l&#8217;auditeur sur la situation de l&#8217;entreprise n&#8217;entrent pas dans ce crit\u00e8re, par exemple une incertitude sur la continuit\u00e9 d&#8217;exploitation ou un \u00ab paragraphe d&#8217;observation \u00bb. Elles portent sur la situation \u00e9conomique, d\u00e9j\u00e0 mesur\u00e9e par les fonds propres, le r\u00e9sultat, la liquidit\u00e9 et les d\u00e9fauts. Une double p\u00e9nalisation est d\u00e9lib\u00e9r\u00e9ment \u00e9vit\u00e9e. Une opinion avec r\u00e9serves, en revanche, entra\u00eene automatiquement le niveau 2, car elle met en cause la fiabilit\u00e9 des chiffres eux-m\u00eames.<\/p>\n<\/div>\n<\/details>\n<details id=\"kriterium-profitabilitaet\">\n<summary>Rentabilit\u00e9<\/summary>\n<div class=\"kga-inhalt\"><strong>Ce que cela signifie et pourquoi c&#8217;est important :<\/strong> Le r\u00e9sultat montre si le mod\u00e8le \u00e9conomique fonctionne. Des pertes persistantes peuvent constituer un signal d&#8217;alerte clair pour les investisseurs, car elles \u00e9rodent la base de capital et augmentent le risque d&#8217;insolvabilit\u00e9. Ce n&#8217;est pas le montant du b\u00e9n\u00e9fice qui est \u00e9valu\u00e9, mais la tendance sur deux exercices.<\/div>\n<div class=\"kga-inhalt\"><strong>Calcul :<\/strong> R\u00e9sultat net apr\u00e8s imp\u00f4ts compar\u00e9 \u00e0 l&#8217;exercice pr\u00e9c\u00e9dent.<\/div>\n<div class=\"kga-inhalt\">\n<p><strong>\u00c9chelle :<\/strong><\/p>\n<ul>\n<li><strong>Niveau 5 (solide) :<\/strong> B\u00e9n\u00e9fices lors des deux derniers exercices<\/li>\n<li><strong>Niveau 4 (stable) :<\/strong> Redressement \u2013 b\u00e9n\u00e9fice apr\u00e8s un exercice d\u00e9ficitaire<\/li>\n<li><strong>Niveau 3 (moyen) :<\/strong> \u00c9quilibre (\u00e0 \u00b11 % du total du bilan pr\u00e8s) apr\u00e8s un exercice b\u00e9n\u00e9ficiaire<\/li>\n<li><strong>Niveau 2 (risque) :<\/strong> Perte apr\u00e8s un exercice b\u00e9n\u00e9ficiaire<\/li>\n<li><strong>Niveau 1 (critique) :<\/strong> Pertes lors des deux derniers exercices<\/li>\n<\/ul>\n<p>En l&#8217;absence de r\u00e9sultat de l&#8217;exercice pr\u00e9c\u00e9dent, le crit\u00e8re est plafonn\u00e9 au niveau 4 (au niveau 1 en cas de perte).<\/p>\n<\/div>\n<\/details>\n<details id=\"kriterium-roa\">\n<summary>Rentabilit\u00e9 des actifs<\/summary>\n<div class=\"kga-inhalt\"><strong>Ce que cela signifie et pourquoi c&#8217;est important :<\/strong> La rentabilit\u00e9 des actifs (ROA) est un indicateur cl\u00e9 de rentabilit\u00e9. Elle montre avec quelle efficacit\u00e9 une entreprise met l&#8217;ensemble de son patrimoine au service de la cr\u00e9ation de b\u00e9n\u00e9fices.<\/div>\n<div class=\"kga-inhalt\"><strong>Calcul :<\/strong> R\u00e9sultat net \u00f7 total du bilan moyen. En l&#8217;absence d&#8217;exercice pr\u00e9c\u00e9dent, le total du bilan de cl\u00f4ture est utilis\u00e9.<\/div>\n<div class=\"kga-inhalt\">\n<p><strong>\u00c9chelle :<\/strong><\/p>\n<ul>\n<li><strong>Niveau 5 (solide) :<\/strong> plus de 5 %<\/li>\n<li><strong>Niveau 4 (stable) :<\/strong> de 3 % \u00e0 5 %<\/li>\n<li><strong>Niveau 3 (moyen) :<\/strong> de 1 % \u00e0 3 %<\/li>\n<li><strong>Niveau 2 (risque) :<\/strong> de 0 % \u00e0 1 %<\/li>\n<li><strong>Niveau 1 (critique) :<\/strong> n\u00e9gative<\/li>\n<\/ul>\n<\/div>\n<\/details>\n<details id=\"kriterium-eigenkapital\">\n<summary>Ratio de fonds propres<\/summary>\n<div class=\"kga-inhalt\"><strong>Ce que cela signifie et pourquoi c&#8217;est important :<\/strong> Le ratio de fonds propres indique le degr\u00e9 de solidit\u00e9 et de r\u00e9sistance financi\u00e8re d&#8217;une entreprise.<\/div>\n<div class=\"kga-inhalt\"><strong>Calcul :<\/strong> Fonds propres \u00f7 total du bilan.<\/div>\n<div class=\"kga-inhalt\">\n<p><strong>\u00c9chelle :<\/strong><\/p>\n<ul>\n<li><strong>Niveau 5 (solide) :<\/strong> 40 % et plus<\/li>\n<li><strong>Niveau 4 (stable) :<\/strong> de 25 % \u00e0 40 %<\/li>\n<li><strong>Niveau 3 (moyen) :<\/strong> de 15 % \u00e0 25 %<\/li>\n<li><strong>Niveau 2 (risque) :<\/strong> de 5 % \u00e0 15 %<\/li>\n<li><strong>Niveau 1 (critique) :<\/strong> moins de 5 %<\/li>\n<\/ul>\n<\/div>\n<\/details>\n<details id=\"kriterium-liquiditaet\">\n<summary>Liquidit\u00e9<\/summary>\n<div class=\"kga-inhalt\"><strong>Ce que cela signifie et pourquoi c&#8217;est important :<\/strong> Le ratio de liquidit\u00e9 montre si les dettes exigibles dans l&#8217;ann\u00e9e peuvent \u00eatre honor\u00e9es \u00e0 partir de la tr\u00e9sorerie et des cr\u00e9ances \u00e0 court terme.<\/div>\n<div class=\"kga-inhalt\"><strong>Calcul :<\/strong> (Tr\u00e9sorerie et \u00e9quivalents + cr\u00e9ances \u00e0 court terme) \u00f7 dettes \u00e0 court terme.<\/div>\n<div class=\"kga-inhalt\">\n<p><strong>\u00c9chelle :<\/strong><\/p>\n<ul>\n<li><strong>Niveau 5 (solide) :<\/strong> plus de 2,0<\/li>\n<li><strong>Niveau 4 (stable) :<\/strong> de 1,5 \u00e0 2,0<\/li>\n<li><strong>Niveau 3 (moyen) :<\/strong> de 1,0 \u00e0 1,5<\/li>\n<li><strong>Niveau 2 (risque) :<\/strong> de 0,5 \u00e0 1,0<\/li>\n<li><strong>Niveau 1 (critique) :<\/strong> moins de 0,5<\/li>\n<li><strong>Niveau 0 (non communiqu\u00e9) :<\/strong> non calculable<\/li>\n<\/ul>\n<\/div>\n<\/details>\n<details id=\"kriterium-portfolio\">\n<summary>Qualit\u00e9 du portefeuille<\/summary>\n<div class=\"kga-inhalt\"><strong>Ce que cela signifie et pourquoi c&#8217;est important :<\/strong> La qualit\u00e9 du portefeuille est le risque central de l&#8217;activit\u00e9 de cr\u00e9dit. Ce qui compte n&#8217;est pas le nombre de pr\u00eats en d\u00e9faut, mais la capacit\u00e9 \u00e0 couvrir les pertes de l&#8217;exercice en cours avec les revenus de ce m\u00eame exercice. C&#8217;est pr\u00e9cis\u00e9ment ce que mesure le co\u00fbt du risque.<\/div>\n<div class=\"kga-inhalt\"><strong>Calcul :<\/strong> Dotation aux d\u00e9pr\u00e9ciations de l&#8217;exercice \u00f7 revenus de l&#8217;activit\u00e9 de cr\u00e9dit de l&#8217;exercice.<\/div>\n<div class=\"kga-inhalt\">\n<p><strong>\u00c9chelle :<\/strong><\/p>\n<ul>\n<li><strong>Niveau 5 (solide) :<\/strong> moins de 5 %<\/li>\n<li><strong>Niveau 4 (stable) :<\/strong> de 5 % \u00e0 15 %<\/li>\n<li><strong>Niveau 3 (moyen) :<\/strong> de 15 % \u00e0 25 %<\/li>\n<li><strong>Niveau 2 (risque) :<\/strong> de 25 % \u00e0 35 %<\/li>\n<li><strong>Niveau 1 (critique) :<\/strong> plus de 35 %<\/li>\n<li><strong>Niveau 0 (non communiqu\u00e9) :<\/strong> aucune information exploitable sur les d\u00e9fauts<\/li>\n<\/ul>\n<p>Le d\u00e9nominateur correspond aux revenus de l&#8217;activit\u00e9 de cr\u00e9dit, c&#8217;est-\u00e0-dire les int\u00e9r\u00eats plus les frais pay\u00e9s par l&#8217;emprunteur. En sont exclus les commissions d&#8217;interm\u00e9diation et d&#8217;agence per\u00e7ues pour le compte de tiers, les revenus de titres et les int\u00e9r\u00eats intragroupe. Le num\u00e9rateur, en revanche, int\u00e8gre \u00e9galement les pertes issues de la cession de cr\u00e9ances douteuses. Le raisonnement : c\u00e9der un portefeuille en d\u00e9faut avec une d\u00e9cote au lieu de le d\u00e9pr\u00e9cier ne change rien au fait que la perte est r\u00e9alis\u00e9e.<br \/>\nCalcul de substitution : lorsque les comptes ne font appara\u00eetre aucune dotation de l&#8217;exercice mais uniquement la provision cumul\u00e9e, le taux de couverture des provisions est utilis\u00e9 \u00e0 la place (provision cumul\u00e9e \u00f7 portefeuille brut). Ces lignes sont signal\u00e9es par un ast\u00e9risque (*). Les niveaux sont alors : moins de 3 % \/ 3\u20136 % \/ 6\u201310 % \/ 10\u201315 % \/ plus de 15 %.<\/p>\n<\/div>\n<\/details>\n<\/div>\n<hr \/>\n<div style=\"background: #fdf3f3; border: 1px solid #e6b3b3; border-radius: 10px; padding: 1.3rem 1.5rem; margin: 1.75rem 0;\">\n<p style=\"margin: 0 0 .55rem; font-size: 1.15rem; line-height: 1.3; font-weight: bold; color: #1c1c1a;\">Avertissement<\/p>\n<p style=\"margin: 0; font-size: .95rem; line-height: 1.6; color: #5a5754;\">Les r\u00e9sultats financiers publi\u00e9s ont \u00e9t\u00e9 analys\u00e9s en mon \u00e2me et conscience. Des erreurs ponctuelles ne peuvent toutefois pas \u00eatre exclues. C&#8217;est pourquoi chaque ann\u00e9e figurant dans les tableaux renvoie \u00e0 la source d&#8217;origine. Les investisseurs devraient examiner les chiffres pr\u00e9sent\u00e9s ici de mani\u00e8re autonome et responsable. Consid\u00e9r\u00e9s isol\u00e9ment, les indicateurs financiers ne constituent pas une mesure du succ\u00e8s ou de l&#8217;\u00e9chec d&#8217;un pr\u00eateur. Des facteurs tels que le risque pays, les garanties, les engagements de rachat et la responsabilit\u00e9 du groupe doivent \u00eatre pris en compte parall\u00e8lement.<\/p>\n<\/div>\n<hr \/>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":38218,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"template-centered.php","meta":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.8.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pr\u00eateur : Aper\u00e7u et Comparaison - re:think P2P<\/title>\n<meta name=\"description\" content=\"Risque des pr\u00eateurs : Trouvez et comparez les meilleurs pr\u00eateurs dans l\u2019environnement du pr\u00eat P2P.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/rethink-p2p.de\/fr\/preteur\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pr\u00eateur : Aper\u00e7u et Comparaison - 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