{"id":26005,"date":"2020-07-23T06:00:00","date_gmt":"2020-07-23T04:00:00","guid":{"rendered":"https:\/\/rethink-p2p.de\/portefeuille-p2p\/"},"modified":"2026-07-09T17:23:53","modified_gmt":"2026-07-09T15:23:53","slug":"portefeuille-p2p","status":"publish","type":"page","link":"https:\/\/rethink-p2p.de\/fr\/portefeuille-p2p\/","title":{"rendered":"Portefeuille P2P"},"content":{"rendered":"<p class=\"font-claude-response-body break-words whitespace-normal\"><span class=\"rtp-aktualisiert\">Derni\u00e8re mise \u00e0 jour : 1 septembre 2026<\/span>\r\n<p class=\"font-claude-response-body break-words whitespace-normal\">Depuis octobre 2017, j&#8217;investis activement dans les cr\u00e9dits P2P, et ce blog a toujours offert un regard honn\u00eate sur mes propres investissements. Mon objectif est de cr\u00e9er de la transparence d&#8217;une part, et de r\u00e9v\u00e9ler d&#8217;\u00e9ventuels conflits d&#8217;int\u00e9r\u00eats d&#8217;autre part.<\/p>\r\n<p class=\"font-claude-response-body break-words whitespace-normal\">L&#8217;aper\u00e7u ci-dessous pr\u00e9sente l&#8217;\u00e9tat actuel de mes investissements actifs, en pause et en cours de cl\u00f4ture, incluant la valeur du compte, le rendement (XIRR) et la dur\u00e9e d&#8217;investissement par plateforme. En cliquant sur le logo, tu acc\u00e8des directement \u00e0 <strong><a class=\"underline underline underline-offset-2 decoration-1 decoration-current\/40 hover:decoration-current focus:decoration-current\" href=\"https:\/\/rethink-p2p.de\/fr\/avis\/\" target=\"_blank\" rel=\"noopener\">l&#8217;avis d\u00e9taill\u00e9<\/a><\/strong> de la plateforme concern\u00e9e.<\/p>\r\n<p class=\"font-claude-response-body break-words whitespace-normal\">La section \u00ab Investissements P2P Pass\u00e9s \u00bb pr\u00e9sente un aper\u00e7u des plateformes dans lesquelles j&#8217;ai investi dans le pass\u00e9, les raisons de chaque sortie, ainsi que le rendement total obtenu pour chaque investissement.<\/p>\r\n<hr \/>\r\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_67_1 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table des mati\u00e8res<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/rethink-p2p.de\/fr\/portefeuille-p2p\/#Mon_Portefeuille_de_Pret_P2P\" title=\"Mon Portefeuille de Pr\u00eat P2P\">Mon Portefeuille de Pr\u00eat P2P<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/rethink-p2p.de\/fr\/portefeuille-p2p\/#Portefeuille_P2P_en_Circulation\" title=\"Portefeuille P2P en Circulation\">Portefeuille P2P en Circulation<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/rethink-p2p.de\/fr\/portefeuille-p2p\/#Investissements_P2P_Passes\" title=\"Investissements P2P Pass\u00e9s\">Investissements P2P Pass\u00e9s<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Mon_Portefeuille_de_Pret_P2P\"><\/span>Mon Portefeuille de Pr\u00eat P2P<span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n    <style>\n    .rtp-portfolio-wrap { margin:1.5rem 0; padding:6px; }\n    .rtp-portfolio-header {\n        display:grid;\n        grid-template-columns: 110px 110px 1.2fr 1fr 1.2fr 40px;\n        gap:20px;\n        padding:0 20px 10px 20px;\n        font-size:11px;\n        color:#1a1a1a;\n        text-transform:uppercase;\n        letter-spacing:0.04em;\n        font-weight:700;\n    }\n    .rtp-portfolio-cards { display:flex; flex-direction:column; gap:8px; }\n    .rtp-card {\n        background:#ffffff;\n        border-radius:12px;\n        padding:10px 20px;\n        display:grid;\n        grid-template-columns: 110px 110px 1.2fr 1fr 1.2fr 40px;\n        gap:20px;\n        align-items:center;\n        box-shadow:0 1px 3px rgba(0,0,0,0.04), 0 2px 8px rgba(0,0,0,0.04);\n        transition: box-shadow 0.15s ease;\n    }\n    .rtp-card:hover { box-shadow:0 2px 6px rgba(0,0,0,0.06), 0 6px 18px rgba(0,0,0,0.06); }\n    .rtp-card-logo {\n        width:90px;\n        height:26px;\n        display:flex;\n        align-items:center;\n        justify-content:flex-start;\n        text-decoration:none !important;\n    }\n    .rtp-card-logo img {\n        width:100%;\n        height:100%;\n        object-fit:contain;\n        object-position:left center;\n    }\n    .rtp-card-value {\n        font-size:14px;\n        font-weight:500;\n        color:#1a1a1a;\n    }\n    .rtp-status-badge {\n        display:inline-block;\n        padding:4px 12px;\n        border-radius:999px;\n        font-size:11px;\n        font-weight:500;\n    }\n    .rtp-card-arrow {\n        color:#1a1a1a !important;\n        text-decoration:none !important;\n        font-size:20px;\n        font-weight:500;\n        line-height:1;\n        transition: transform 0.15s ease;\n    }\n    .rtp-card-arrow:hover { transform:translateX(3px); }\n    @media (max-width: 768px) {\n        .rtp-portfolio-header { display:none; }\n        .rtp-card {\n            grid-template-columns: 1fr 1fr;\n            gap:14px;\n            padding:16px 20px;\n        }\n        .rtp-card-arrow { grid-column: 2; justify-self:end; }\n    }\n    <\/style>\n\n    <div class=\"rtp-portfolio-wrap\">\n        <div class=\"rtp-portfolio-header\">\n            <div>Plateforme<\/div>\n            <div>Statut<\/div>\n            <div>Valeur du Compte<\/div>\n            <div>XIRR<\/div>\n            <div>Investi Depuis<\/div>\n            <div><\/div>\n        <\/div>\n        <div class=\"rtp-portfolio-cards\">\n                            <div class=\"rtp-card\">\n                    <a href=\"https:\/\/rethink-p2p.de\/fr\/peerberry-avis\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-logo\">\n                        <img data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/Peerberry.png\" alt=\"PeerBerry Logo\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" style=\"--smush-placeholder-width: 2000px; --smush-placeholder-aspect-ratio: 2000\/420;\"><noscript><img src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/Peerberry.png\" alt=\"PeerBerry Logo\"><\/noscript>\n                    <\/a>\n                    <div>\n                        <span class=\"rtp-status-badge\" style=\"background:#e6f5ea; color:#0d5524;\">\n                            Actif                        <\/span>\n                    <\/div>\n                    <div class=\"rtp-card-value\">52 043 \u20ac<\/div>\n                    <div class=\"rtp-card-value\" style=\"color:#0d5524;\">11,36%<\/div>\n                    <div class=\"rtp-card-value\">juin 2021<\/div>\n                    <a href=\"https:\/\/rethink-p2p.de\/fr\/peerberry-avis\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-arrow\" aria-label=\"Zum PeerBerry Erfahrungsbericht\">\u2192<\/a>\n                <\/div>\n                            <div class=\"rtp-card\">\n                    <a href=\"https:\/\/rethink-p2p.de\/fr\/bondora-go-and-grow-avis\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-logo\">\n                        <img data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/Bondora-Go-Grow-Logo.png\" alt=\"Bondora Logo\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" style=\"--smush-placeholder-width: 800px; --smush-placeholder-aspect-ratio: 800\/210;\"><noscript><img src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/Bondora-Go-Grow-Logo.png\" alt=\"Bondora Logo\"><\/noscript>\n                    <\/a>\n                    <div>\n                        <span class=\"rtp-status-badge\" style=\"background:#e6f5ea; color:#0d5524;\">\n                            Actif                        <\/span>\n                    <\/div>\n                    <div class=\"rtp-card-value\">26 622 \u20ac<\/div>\n                    <div class=\"rtp-card-value\" style=\"color:#0d5524;\">6,32%<\/div>\n                    <div class=\"rtp-card-value\">juin 2018<\/div>\n                    <a href=\"https:\/\/rethink-p2p.de\/fr\/bondora-go-and-grow-avis\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-arrow\" aria-label=\"Zum Bondora Erfahrungsbericht\">\u2192<\/a>\n                <\/div>\n                            <div class=\"rtp-card\">\n                    <a href=\"https:\/\/rethink-p2p.de\/fr\/income-marketplace-avis\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-logo\">\n                        <img data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/Income-2.png\" alt=\"Income Logo\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" style=\"--smush-placeholder-width: 1676px; --smush-placeholder-aspect-ratio: 1676\/407;\"><noscript><img src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/Income-2.png\" alt=\"Income Logo\"><\/noscript>\n                    <\/a>\n                    <div>\n                        <span class=\"rtp-status-badge\" style=\"background:#e6f5ea; color:#0d5524;\">\n                            Actif                        <\/span>\n                    <\/div>\n                    <div class=\"rtp-card-value\">25 799 \u20ac<\/div>\n                    <div class=\"rtp-card-value\" style=\"color:#0d5524;\">12,87%<\/div>\n                    <div class=\"rtp-card-value\">avril 2022<\/div>\n                    <a href=\"https:\/\/rethink-p2p.de\/fr\/income-marketplace-avis\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-arrow\" aria-label=\"Zum Income Erfahrungsbericht\">\u2192<\/a>\n                <\/div>\n                            <div class=\"rtp-card\">\n                    <a href=\"https:\/\/rethink-p2p.de\/fr\/lande-avis\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-logo\">\n                        <img data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/LANDE.jpg\" alt=\"LANDE Logo\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" style=\"--smush-placeholder-width: 775px; --smush-placeholder-aspect-ratio: 775\/196;\"><noscript><img src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/LANDE.jpg\" alt=\"LANDE Logo\"><\/noscript>\n                    <\/a>\n                    <div>\n                        <span class=\"rtp-status-badge\" style=\"background:#e6f5ea; color:#0d5524;\">\n                            Actif                        <\/span>\n                    <\/div>\n                    <div class=\"rtp-card-value\">17 432 \u20ac<\/div>\n                    <div class=\"rtp-card-value\" style=\"color:#0d5524;\">9,98%<\/div>\n                    <div class=\"rtp-card-value\">d\u00e9cembre 2021<\/div>\n                    <a href=\"https:\/\/rethink-p2p.de\/fr\/lande-avis\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-arrow\" aria-label=\"Zum LANDE Erfahrungsbericht\">\u2192<\/a>\n                <\/div>\n                            <div class=\"rtp-card\">\n                    <a href=\"https:\/\/rethink-p2p.de\/fr\/mintos-avis\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-logo\">\n                        <img data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2023\/03\/Mintos.png\" alt=\"Mintos Logo\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" style=\"--smush-placeholder-width: 386px; --smush-placeholder-aspect-ratio: 386\/100;\"><noscript><img src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2023\/03\/Mintos.png\" alt=\"Mintos Logo\"><\/noscript>\n                    <\/a>\n                    <div>\n                        <span class=\"rtp-status-badge\" style=\"background:#e6f5ea; color:#0d5524;\">\n                            Actif                        <\/span>\n                    <\/div>\n                    <div class=\"rtp-card-value\">17 000 \u20ac<\/div>\n                    <div class=\"rtp-card-value\" style=\"color:#0d5524;\">11,64%<\/div>\n                    <div class=\"rtp-card-value\">juillet 2024<\/div>\n                    <a href=\"https:\/\/rethink-p2p.de\/fr\/mintos-avis\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-arrow\" aria-label=\"Zum Mintos Erfahrungsbericht\">\u2192<\/a>\n                <\/div>\n                            <div class=\"rtp-card\">\n                    <a href=\"https:\/\/rethink-p2p.de\/fr\/twino-avis\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-logo\">\n                        <img data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/TWINO-Logo-2026.png\" alt=\"TWINO Logo\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" style=\"--smush-placeholder-width: 458px; --smush-placeholder-aspect-ratio: 458\/110;\"><noscript><img src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/TWINO-Logo-2026.png\" alt=\"TWINO Logo\"><\/noscript>\n                    <\/a>\n                    <div>\n                        <span class=\"rtp-status-badge\" style=\"background:#e6f5ea; color:#0d5524;\">\n                            Actif                        <\/span>\n                    <\/div>\n                    <div class=\"rtp-card-value\">15 642 \u20ac<\/div>\n                    <div class=\"rtp-card-value\" style=\"color:#0d5524;\">10,71%<\/div>\n                    <div class=\"rtp-card-value\">d\u00e9cembre 2020<\/div>\n                    <a href=\"https:\/\/rethink-p2p.de\/fr\/twino-avis\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-arrow\" aria-label=\"Zum TWINO Erfahrungsbericht\">\u2192<\/a>\n                <\/div>\n                            <div class=\"rtp-card\">\n                    <a href=\"https:\/\/rethink-p2p.de\/fr\/afranga-avis\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-logo\">\n                        <img data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/Afranga-Logo-PNG-.png\" alt=\"Afranga Logo\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" style=\"--smush-placeholder-width: 983px; --smush-placeholder-aspect-ratio: 983\/252;\"><noscript><img src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/Afranga-Logo-PNG-.png\" alt=\"Afranga Logo\"><\/noscript>\n                    <\/a>\n                    <div>\n                        <span class=\"rtp-status-badge\" style=\"background:#e6f5ea; color:#0d5524;\">\n                            Actif                        <\/span>\n                    <\/div>\n                    <div class=\"rtp-card-value\">13 057 \u20ac<\/div>\n                    <div class=\"rtp-card-value\" style=\"color:#0d5524;\">12,84%<\/div>\n                    <div class=\"rtp-card-value\">ao\u00fbt 2025<\/div>\n                    <a href=\"https:\/\/rethink-p2p.de\/fr\/afranga-avis\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-arrow\" aria-label=\"Zum Afranga Erfahrungsbericht\">\u2192<\/a>\n                <\/div>\n                            <div class=\"rtp-card\">\n                    <a href=\"https:\/\/rethink-p2p.de\/fr\/monefit-smartsaver-avis\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-logo\">\n                        <img data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/Logo-transparent-large.png\" alt=\"Monefit Logo\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" style=\"--smush-placeholder-width: 1452px; --smush-placeholder-aspect-ratio: 1452\/300;\"><noscript><img src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/Logo-transparent-large.png\" alt=\"Monefit Logo\"><\/noscript>\n                    <\/a>\n                    <div>\n                        <span class=\"rtp-status-badge\" style=\"background:#e6f5ea; color:#0d5524;\">\n                            Actif                        <\/span>\n                    <\/div>\n                    <div class=\"rtp-card-value\">10 674 \u20ac<\/div>\n                    <div class=\"rtp-card-value\" style=\"color:#0d5524;\">7,58%<\/div>\n                    <div class=\"rtp-card-value\">juin 2025<\/div>\n                    <a href=\"https:\/\/rethink-p2p.de\/fr\/monefit-smartsaver-avis\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-arrow\" aria-label=\"Zum Monefit Erfahrungsbericht\">\u2192<\/a>\n                <\/div>\n                            <div class=\"rtp-card\">\n                    <a href=\"https:\/\/rethink-p2p.de\/fr\/nectaro-avis\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-logo\">\n                        <img data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/Nectaro_2.png\" alt=\"Nectaro Logo\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" style=\"--smush-placeholder-width: 780px; --smush-placeholder-aspect-ratio: 780\/150;\"><noscript><img src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/Nectaro_2.png\" alt=\"Nectaro Logo\"><\/noscript>\n                    <\/a>\n                    <div>\n                        <span class=\"rtp-status-badge\" style=\"background:#e6f5ea; color:#0d5524;\">\n                            Actif                        <\/span>\n                    <\/div>\n                    <div class=\"rtp-card-value\">7 847 \u20ac<\/div>\n                    <div class=\"rtp-card-value\" style=\"color:#0d5524;\">16,85%<\/div>\n                    <div class=\"rtp-card-value\">mars 2025<\/div>\n                    <a href=\"https:\/\/rethink-p2p.de\/fr\/nectaro-avis\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-arrow\" aria-label=\"Zum Nectaro Erfahrungsbericht\">\u2192<\/a>\n                <\/div>\n                            <div class=\"rtp-card\">\n                    <a href=\"https:\/\/rethink-p2p.de\/fr\/inrento-avis\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-logo\">\n                        <img data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-P2P-Logo.png\" alt=\"InRento Logo\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" style=\"--smush-placeholder-width: 778px; --smush-placeholder-aspect-ratio: 778\/128;\"><noscript><img src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-P2P-Logo.png\" alt=\"InRento Logo\"><\/noscript>\n                    <\/a>\n                    <div>\n                        <span class=\"rtp-status-badge\" style=\"background:#e6f5ea; color:#0d5524;\">\n                            Actif                        <\/span>\n                    <\/div>\n                    <div class=\"rtp-card-value\">2 000 \u20ac<\/div>\n                    <div class=\"rtp-card-value\" style=\"color:#0d5524;\">0,00%<\/div>\n                    <div class=\"rtp-card-value\">septembre 2026<\/div>\n                    <a href=\"https:\/\/rethink-p2p.de\/fr\/inrento-avis\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-arrow\" aria-label=\"Zum InRento Erfahrungsbericht\">\u2192<\/a>\n                <\/div>\n                            <div class=\"rtp-card\">\n                    <a href=\"https:\/\/rethink-p2p.de\/fr\/debitum-avis\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-logo\">\n                        <img data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/debitum.png\" alt=\"Debitum Logo\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" style=\"--smush-placeholder-width: 1002px; --smush-placeholder-aspect-ratio: 1002\/199;\"><noscript><img src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/debitum.png\" alt=\"Debitum Logo\"><\/noscript>\n                    <\/a>\n                    <div>\n                        <span class=\"rtp-status-badge\" style=\"background:#e8f1fb; color:#143d6b;\">\n                            En Cours de Cl\u00f4ture                        <\/span>\n                    <\/div>\n                    <div class=\"rtp-card-value\">3 744 \u20ac<\/div>\n                    <div class=\"rtp-card-value\" style=\"color:#0d5524;\">13,39%<\/div>\n                    <div class=\"rtp-card-value\">juillet 2024<\/div>\n                    <a href=\"https:\/\/rethink-p2p.de\/fr\/debitum-avis\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-arrow\" aria-label=\"Zum Debitum Erfahrungsbericht\">\u2192<\/a>\n                <\/div>\n                            <div class=\"rtp-card\">\n                    <a href=\"https:\/\/rethink-p2p.de\/fr\/esketit-avis\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-logo\">\n                        <img data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/esketit.png\" alt=\"Esketit Logo\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" style=\"--smush-placeholder-width: 1280px; --smush-placeholder-aspect-ratio: 1280\/328;\"><noscript><img src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/esketit.png\" alt=\"Esketit Logo\"><\/noscript>\n                    <\/a>\n                    <div>\n                        <span class=\"rtp-status-badge\" style=\"background:#e8f1fb; color:#143d6b;\">\n                            En Cours de Cl\u00f4ture                        <\/span>\n                    <\/div>\n                    <div class=\"rtp-card-value\">1 703 \u20ac<\/div>\n                    <div class=\"rtp-card-value\" style=\"color:#0d5524;\">11,14%<\/div>\n                    <div class=\"rtp-card-value\">octobre 2022<\/div>\n                    <a href=\"https:\/\/rethink-p2p.de\/fr\/esketit-avis\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-arrow\" aria-label=\"Zum Esketit Erfahrungsbericht\">\u2192<\/a>\n                <\/div>\n                            <div class=\"rtp-card\">\n                    <a href=\"https:\/\/rethink-p2p.de\/fr\/estateguru-avis\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-logo\">\n                        <img data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2023\/03\/Estateguru.png\" alt=\"EstateGuru Logo\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" style=\"--smush-placeholder-width: 495px; --smush-placeholder-aspect-ratio: 495\/100;\"><noscript><img src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2023\/03\/Estateguru.png\" alt=\"EstateGuru Logo\"><\/noscript>\n                    <\/a>\n                    <div>\n                        <span class=\"rtp-status-badge\" style=\"background:#e8f1fb; color:#143d6b;\">\n                            En Cours de Cl\u00f4ture                        <\/span>\n                    <\/div>\n                    <div class=\"rtp-card-value\">1 687 \u20ac<\/div>\n                    <div class=\"rtp-card-value\" style=\"color:#7a1e1e;\">-1,69%<\/div>\n                    <div class=\"rtp-card-value\">novembre 2018<\/div>\n                    <a href=\"https:\/\/rethink-p2p.de\/fr\/estateguru-avis\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-arrow\" aria-label=\"Zum EstateGuru Erfahrungsbericht\">\u2192<\/a>\n                <\/div>\n                            <div class=\"rtp-card\">\n                    <a href=\"https:\/\/rethink-p2p.de\/fr\/crowdpear-avis\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-logo\">\n                        <img data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/Crowdpear-2.png\" alt=\"Crowdpear Logo\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" style=\"--smush-placeholder-width: 2048px; --smush-placeholder-aspect-ratio: 2048\/387;\"><noscript><img src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/Crowdpear-2.png\" alt=\"Crowdpear Logo\"><\/noscript>\n                    <\/a>\n                    <div>\n                        <span class=\"rtp-status-badge\" style=\"background:#e8f1fb; color:#143d6b;\">\n                            En Cours de Cl\u00f4ture                        <\/span>\n                    <\/div>\n                    <div class=\"rtp-card-value\">609 \u20ac<\/div>\n                    <div class=\"rtp-card-value\" style=\"color:#0d5524;\">11,18%<\/div>\n                    <div class=\"rtp-card-value\">mai 2023<\/div>\n                    <a href=\"https:\/\/rethink-p2p.de\/fr\/crowdpear-avis\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-arrow\" aria-label=\"Zum Crowdpear Erfahrungsbericht\">\u2192<\/a>\n                <\/div>\n                    <\/div>\n    <\/div>\n    \r\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\" \/>\r\n<h2><span class=\"ez-toc-section\" id=\"Portefeuille_P2P_en_Circulation\"><\/span>Portefeuille P2P en Circulation<span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n<p><iframe id=\"datawrapper-chart-vkG6M\" style=\"width: 0; min-width: 100% !important; border: none;\" title=\"Entwicklung P2P Portfolio (Langfristig vs. BGG &amp;amp; MSS)\" data-src=\"https:\/\/datawrapper.dwcdn.net\/vkG6M\/1\/\" height=\"388\" frameborder=\"0\" scrolling=\"no\" aria-label=\"Fl\u00e4chen\" data-external=\"1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" data-load-mode=\"1\"><\/iframe><script type=\"text\/javascript\">window.addEventListener(\"message\",function(a){if(void 0!==a.data[\"datawrapper-height\"]){var e=document.querySelectorAll(\"iframe\");for(var t in a.data[\"datawrapper-height\"])for(var r,i=0;r=e[i];i++)if(r.contentWindow===a.source){var d=a.data[\"datawrapper-height\"][t]+\"px\";r.style.height=d}}});<\/script><\/p>\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\" \/>\r\n<h2 data-start=\"4229\" data-end=\"4257\"><span class=\"ez-toc-section\" id=\"Investissements_P2P_Passes\"><\/span>Investissements P2P Pass\u00e9s<span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n<p data-start=\"4259\" data-end=\"4604\">Mes premiers investissements dans les pr\u00eats P2P ont \u00e9t\u00e9 r\u00e9alis\u00e9s en octobre 2017. Depuis, plusieurs plateformes ont fait partie de mon portefeuille P2P. Vous trouverez ci-dessous un aper\u00e7u transparent de mes investissements P2P termin\u00e9s. Quels rendements globaux ai-je obtenus avec ces plateformes et quelles ont \u00e9t\u00e9 les raisons de ma sortie ?<\/p>\r\n<h3 data-start=\"4606\" data-end=\"4629\">Bondora Portfolio Pro<\/h3>\r\n<p data-start=\"4631\" data-end=\"5115\"><a href=\"https:\/\/rethink-p2p.de\/fr\/bondora-avis\/\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-11292 alignleft lazyload\" data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2022\/04\/Bondora-Erfahrungen-Logo.jpg\" alt=\"\" width=\"300\" height=\"169\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/169;\" \/><noscript><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-11292 alignleft\" src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2022\/04\/Bondora-Erfahrungen-Logo.jpg\" alt=\"\" width=\"300\" height=\"169\" \/><\/noscript><\/a>J\u2019ai r\u00e9alis\u00e9 mes premiers investissements P2P via <a href=\"https:\/\/rethink-p2p.de\/fr\/bondora-go-and-grow-avis\/\" target=\"_blank\" rel=\"noopener\"><strong>Bondora<\/strong><\/a> Portfolio Pro en octobre 2017 en adoptant une approche d\u2019investissement relativement progressive. En l\u2019espace de 12 mois, 14 000 \u20ac avaient d\u00e9j\u00e0 \u00e9t\u00e9 investis. En raison d\u2019une baisse constante des rendements et de l\u2019absence de nouveaux d\u00e9p\u00f4ts, l\u2019investissement a \u00e9t\u00e9 arr\u00eat\u00e9 \u00e0 l\u2019\u00e9t\u00e9 2019. Encore aujourd\u2019hui, certains int\u00e9r\u00eats de retard sont g\u00e9n\u00e9r\u00e9s gr\u00e2ce aux remboursements de pr\u00eats en d\u00e9faut. Rendement total actuel : 2,57 %.<\/p>\r\n<h3 data-start=\"5117\" data-end=\"5125\">Mintos<\/h3>\r\n<p data-start=\"5127\" data-end=\"5570\"><a href=\"https:\/\/rethink-p2p.de\/fr\/mintos-avis\/\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-12119 alignleft lazyload\" data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2022\/09\/Mintos-Bonus.jpg\" alt=\"\" width=\"300\" height=\"169\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/169;\" \/><noscript><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-12119 alignleft\" src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2022\/09\/Mintos-Bonus.jpg\" alt=\"\" width=\"300\" height=\"169\" \/><\/noscript><\/a>En m\u00eame temps que Bondora Portfolio Pro, j\u2019ai \u00e9galement commenc\u00e9 \u00e0 investir sur <a href=\"https:\/\/rethink-p2p.de\/fr\/mintos-avis\/\" target=\"_blank\" rel=\"noopener\"><strong>Mintos<\/strong><\/a> (octobre 2017). Ma sortie a suivi le d\u00e9clenchement de la pand\u00e9mie de COVID-19, motiv\u00e9e par diverses mesures discutables de la plateforme et par des relations controvers\u00e9es avec certaines soci\u00e9t\u00e9s de pr\u00eat. En octobre 2022, j\u2019ai pass\u00e9 en perte les 1 118 \u20ac restants en recouvrement. Cela a conduit \u00e0 un rendement total de 7,22 % sur une p\u00e9riode de cinq ans.<\/p>\r\n<h3 data-start=\"5572\" data-end=\"5585\">NEO Finance<\/h3>\r\n<p data-start=\"5587\" data-end=\"6021\"><a href=\"https:\/\/rethink-p2p.de\/en\/neo-finance-review\/\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-10284 alignleft lazyload\" data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2021\/10\/NEO-Finance-Bonus.jpg\" alt=\"\" width=\"300\" height=\"169\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/169;\" \/><noscript><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-10284 alignleft\" src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2021\/10\/NEO-Finance-Bonus.jpg\" alt=\"\" width=\"300\" height=\"169\" \/><\/noscript><\/a>Mon investissement sur NEO Finance a d\u00e9but\u00e9 en avril 2019 apr\u00e8s avoir visit\u00e9 personnellement la plateforme \u00e0 Vilnius. Un peu plus d\u2019un an plus tard, j\u2019ai mis fin \u00e0 l\u2019investissement. Des probl\u00e8mes structurels ainsi qu\u2019une communication insuffisante et parfois contradictoire ont \u00e9t\u00e9 les principales raisons. En novembre 2023, j\u2019ai pass\u00e9 en perte les 358 \u20ac restants en recouvrement. Au final, j\u2019ai obtenu un rendement total de 8,69 %.<\/p>\r\n<h3 data-start=\"6023\" data-end=\"6034\">Viainvest<\/h3>\r\n<p data-start=\"6036\" data-end=\"6611\"><a href=\"https:\/\/rethink-p2p.de\/fr\/viainvest-avis\/\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-10283 alignleft lazyload\" data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2021\/10\/VIAINVEST-Bonus.jpg\" alt=\"\" width=\"300\" height=\"169\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/169;\" \/><noscript><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-10283 alignleft\" src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2021\/10\/VIAINVEST-Bonus.jpg\" alt=\"\" width=\"300\" height=\"169\" \/><\/noscript><\/a>En m\u00eame temps que NEO Finance, j\u2019ai \u00e9galement commenc\u00e9 \u00e0 investir sur <a href=\"https:\/\/rethink-p2p.de\/fr\/viainvest-avis\/\" target=\"_blank\" rel=\"noopener\"><strong>Viainvest<\/strong><\/a>. Cette plateforme, sur laquelle j\u2019ai obtenu des rendements \u00e0 deux chiffres chaque ann\u00e9e, a \u00e9t\u00e9 pendant longtemps l\u2019une de mes pr\u00e9f\u00e9r\u00e9es. Malheureusement, Viainvest est la seule plateforme P2P lettone sur laquelle les personnes morales ne peuvent pas s\u2019inscrire. Comme cette condition est devenue une exigence obligatoire pour poursuivre mon investissement, j\u2019ai quitt\u00e9 la plateforme en 2025. Les derniers remboursements ont \u00e9t\u00e9 re\u00e7us en avril 2026. Mon rendement total : 11,15 %. Aucune perte.<\/p>\r\n<h3 data-start=\"6613\" data-end=\"6622\">Debitum<\/h3>\r\n<p data-start=\"6624\" data-end=\"7164\"><a href=\"https:\/\/rethink-p2p.de\/fr\/debitum-avis\/\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-26080 alignleft lazyload\" data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2025\/02\/Debitum-Investments-Bonus.jpg\" alt=\"\" width=\"300\" height=\"169\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/169;\" \/><noscript><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-26080 alignleft\" src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2025\/02\/Debitum-Investments-Bonus.jpg\" alt=\"\" width=\"300\" height=\"169\" \/><\/noscript><\/a>Avec un investissement commenc\u00e9 en juin 2019, <a href=\"https:\/\/rethink-p2p.de\/fr\/debitum-avis\/\" target=\"_blank\" rel=\"noopener\"><strong>Debitum<\/strong><\/a> fait \u00e9galement partie des premi\u00e8res plateformes de mon portefeuille P2P. Les raisons de ma sortie, qui a eu lieu au cours du premier semestre 2022, \u00e9taient l\u2019offre limit\u00e9e de pr\u00eats, des taux d\u2019int\u00e9r\u00eat non comp\u00e9titifs, des changements dans la direction et des lacunes dans l\u2019\u00e9valuation des risques du portefeuille ukrainien. En tenant compte d\u2019une perte de 300 \u20ac bloqu\u00e9e depuis le d\u00e9but de la guerre en Ukraine, j\u2019ai obtenu un rendement total de 5,83 %. Sinon, il aurait \u00e9t\u00e9 de 8,82 %.<\/p>\r\n<h3 data-start=\"7166\" data-end=\"7176\">Profitus<\/h3>\r\n<p data-start=\"7178\" data-end=\"7532\"><a href=\"https:\/\/rethink-p2p.de\/fr\/profitus-avis\/\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-14350 alignleft lazyload\" data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2023\/02\/Profitus-Bonus.jpg\" alt=\"\" width=\"300\" height=\"169\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/169;\" \/><noscript><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-14350 alignleft\" src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2023\/02\/Profitus-Bonus.jpg\" alt=\"\" width=\"300\" height=\"169\" \/><\/noscript><\/a>En mai 2023, j\u2019ai lanc\u00e9 un investissement test sur la plateforme de crowdfunding lituanienne <a href=\"https:\/\/rethink-p2p.de\/fr\/profitus-avis\/\" target=\"_blank\" rel=\"noopener\"><strong>Profitus<\/strong><\/a>. Vingt mois plus tard, j\u2019ai pu cl\u00f4turer cet investissement avec un rendement total de 9,35 % et aucune perte. La d\u00e9cision de sortir a \u00e9t\u00e9 prise afin de consolider mon portefeuille P2P. \u00c0 ce moment-l\u00e0, Crowdpear semblait \u00eatre la meilleure alternative.<\/p>\r\n<h3 data-start=\"7534\" data-end=\"7565\">HeavyFinance \/ InSoil Finance<\/h3>\r\n<p data-start=\"7567\" data-end=\"8080\"><a href=\"https:\/\/rethink-p2p.de\/fr\/insoil-finance-avis\/\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-27381 alignleft lazyload\" data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2025\/04\/InSoil-Finance-Bonus-.jpg\" alt=\"\" width=\"300\" height=\"169\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/169;\" \/><noscript><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-27381 alignleft\" src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2025\/04\/InSoil-Finance-Bonus-.jpg\" alt=\"\" width=\"300\" height=\"169\" \/><\/noscript><\/a>Mes premiers investissements sur <a href=\"https:\/\/rethink-p2p.de\/fr\/insoil-finance-avis\/\" target=\"_blank\" rel=\"noopener\"><strong>InSoil Finance<\/strong><\/a> (anciennement HeavyFinance) ont \u00e9t\u00e9 r\u00e9alis\u00e9s en juin 2023, motiv\u00e9s par la possibilit\u00e9 d\u2019obtenir des rendements sup\u00e9rieurs \u00e0 la moyenne gr\u00e2ce \u00e0 des investissements dans des Green Loans. Comme le calendrier pour l\u2019\u00e9mission des premiers certificats de CO\u2082 a \u00e9t\u00e9 repouss\u00e9 \u00e0 plusieurs reprises, j\u2019ai commenc\u00e9 \u00e0 quitter la plateforme apr\u00e8s deux ans. Actuellement, deux pr\u00eats d\u2019une valeur totale de 193 \u20ac sont encore en recouvrement. Le rendement total s\u2019\u00e9l\u00e8ve \u00e0 8,87 %.<\/p>\r\n<h3 data-start=\"8082\" data-end=\"8091\">Fintown<\/h3>\r\n<p data-start=\"8093\" data-end=\"8476\" data-is-last-node=\"\" data-is-only-node=\"\"><a href=\"https:\/\/rethink-p2p.de\/fr\/fintown-avis\/\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-19883 alignleft lazyload\" data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2024\/03\/Fintown-Bonus.jpg\" alt=\"\" width=\"300\" height=\"169\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/169;\" \/><noscript><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-19883 alignleft\" src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2024\/03\/Fintown-Bonus.jpg\" alt=\"\" width=\"300\" height=\"169\" \/><\/noscript><\/a><a href=\"https:\/\/rethink-p2p.de\/fr\/fintown-avis\/\" target=\"_blank\" rel=\"noopener\"><strong>Fintown<\/strong><\/a> a \u00e9galement \u00e9t\u00e9 un nouvel investissement test en mars 2024. Les derniers remboursements ont \u00e9t\u00e9 re\u00e7us en f\u00e9vrier 2026. Rendement total : 10,64 %. Aucune perte. Les raisons de ma sortie \u00e9taient \u00e0 la fois la consolidation de mon portefeuille P2P et le constat que la complexit\u00e9 des investissements adoss\u00e9s \u00e0 l\u2019immobilier est trop \u00e9lev\u00e9e pour mes propres capacit\u00e9s d\u2019\u00e9valuation.<\/p>\r\n<!-- \/wp:separator --><!-- \/wp:separator -->\r\n<p>&nbsp;<\/p>\r\n<!-- \/wp:separator -->","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-centered.php","meta":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.8.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>My P2P Portfolio - re:think P2P<\/title>\n<meta name=\"description\" content=\"On this page you will find my personal P2P Portfolio with both active and terminated investments. The numbers are updated on monthly basis!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/rethink-p2p.de\/fr\/portefeuille-p2p\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"My P2P Portfolio - re:think P2P\" \/>\n<meta property=\"og:description\" content=\"On this page you will find my personal P2P Portfolio with both active and terminated investments. 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