{"id":38893,"date":"2024-12-14T08:00:00","date_gmt":"2024-12-14T07:00:00","guid":{"rendered":"https:\/\/rethink-p2p.de\/the-best-income-marketplace-lending-companies-2026\/"},"modified":"2026-10-19T11:45:03","modified_gmt":"2026-10-19T09:45:03","slug":"income-marketplace-lending-companies","status":"publish","type":"page","link":"https:\/\/rethink-p2p.de\/en\/income-marketplace-lending-companies\/","title":{"rendered":"The Best Income Marketplace Lending Companies 2026"},"content":{"rendered":"Last Update: 19 October 2026<\/span>\n

According to the re:think P2P Loan Originator Score, the best Income Marketplace lending companies right now are Hoovi (Estonia, 71 points), Virtus Lending (Kosovo, 70) and ITF Group (Bulgaria, 69). Just two points separate first and third place. Hoovi and Virtus narrowly reach the “stable” band, while ITF stays one point short in the “moderate” band.<\/p>\n

Only lending companies that have presented an audited annual report for the financial year 2025 were considered for this ranking. Of the thirteen companies evaluated on Income Marketplace, only six meet that condition. Three of them are in the ranking, the other three being Autofino with 62 points, One Leasing with 32 points and Danabijak, for which no total score can be calculated because the report contains no usable figures on defaults.<\/p>\n

Two further points should be kept in mind. First: The score assesses the financial substance of the lending companies based on their balance sheets. It does not assess how reliably a lending company has honoured its buyback obligation, nor how high its Junior Share on Income is. Second: Whether a lending company is actually offering loans on the marketplace at any given moment changes constantly and is not a ranking criterion.<\/p>\n

In plain terms: This ranking shows you which Income Marketplace loan originators are the most solid on paper and can prove it. It is not an investment recommendation and no substitute for your own due diligence. Even the best lending company on Income Marketplace remains a high-risk investment.<\/p>\n

Extensive information on the P2P platform itself is available in my Income Marketplace Review<\/a>.<\/p>\n

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