{"id":38786,"date":"2026-10-12T08:00:20","date_gmt":"2026-10-12T06:00:20","guid":{"rendered":"https:\/\/rethink-p2p.de\/?page_id=38786"},"modified":"2026-10-12T08:24:07","modified_gmt":"2026-10-12T06:24:07","slug":"mintos-lending-companies","status":"publish","type":"page","link":"https:\/\/rethink-p2p.de\/en\/mintos-lending-companies\/","title":{"rendered":"The Best Mintos Lending Companies 2026"},"content":{"rendered":"Last Update: 12 October 2026<\/span>\n

According to the re:think P2P Loan Originator Score, the best Mintos lending companies right now are ESTO (Estonia, 95 points), Hipocredit (Lithuania, 80), Eleving \/ Mogo (Armenia, 78), Placet Group (Estonia, 77) and IuteCredit (North Macedonia, 76). ESTO is the only Mintos lending company that reaches the “strong” band. The other four sit in the “stable” band, meaning between 70 and 84 points.<\/p>\n

Only lending companies that meet two conditions were considered for this ranking: There is an audited annual report, and that report covers the financial year 2025. Lending companies that have only filed an unaudited reporting form with Mintos, or whose most recent audited report still dates from 2024, are excluded.<\/p>\n

Two further points should be kept in mind. First: The score assesses the financial substance of the lending companies based on their balance sheets. It does not assess whether, and how reliably, a lending company has honoured its buyback obligation towards Mintos investors. Second: Whether a lending company is actually offering Notes on the primary market at any given moment changes constantly and is not a ranking criterion.<\/p>\n

In plain terms: This ranking shows you which Mintos lending companies are the most solid on paper and can prove it. It is not an investment recommendation and no substitute for your own due diligence. Even the best lending company on Mintos remains a high-risk investment.<\/p>\n

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