{"id":37879,"date":"2026-08-21T06:00:59","date_gmt":"2026-08-21T04:00:59","guid":{"rendered":"https:\/\/rethink-p2p.de\/?page_id=37879"},"modified":"2026-09-28T17:49:37","modified_gmt":"2026-09-28T15:49:37","slug":"inrento-review","status":"publish","type":"page","link":"https:\/\/rethink-p2p.de\/en\/inrento-review\/","title":{"rendered":"InRento Review 2026"},"content":{"rendered":"<span class=\"rtp-aktualisiert\">Last Update: 29 September 2026<\/span>\r\n<p><span style=\"font-size: 1.125rem;\">\n    <div style=\"border:1px solid #c8c8c8;border-radius:8px;overflow:hidden;margin:1.5rem 0;background:#f9f9f9;box-shadow:0 2px 8px rgba(0,0,0,0.10);\">\n      <div style=\"padding:16px 20px 20px;\">\n       <div style=\"font-weight:700;font-size:1.1em;margin:0 0 -8px 0;padding:0;line-height:1.4;\">\n          Key Facts\n        <\/div>\n        <div style=\"margin-top:2px;\"><\/span><\/p>\r\n\n    <div style=\"display:flex;gap:10px;align-items:flex-start;margin-bottom:12px;padding-top:0px;\">\n      <span style=\"flex-shrink:0;line-height:1.6;\">\u2022<\/span>\n      <span style=\"display:block;margin:0;line-height:1.6;\">InRento is a crowdfunding platform based in Lithuania on which investors can invest in first-rank secured buy-to-let real estate loans and earn an average return of 11.68%.<\/span>\n    <\/div>\r\n\n    <div style=\"display:flex;gap:10px;align-items:flex-start;margin-bottom:12px;padding-top:0px;\">\n      <span style=\"flex-shrink:0;line-height:1.6;\">\u2022<\/span>\n      <span style=\"display:block;margin:0;line-height:1.6;\">Since November 2023, InRento has held the European Crowdfunding Service Provider (ECSP) license, allowing it to offer its services across the entire EU under a single regulatory framework. The platform is supervised by the Central Bank of Lithuania.<\/span>\n    <\/div>\r\n\n    <div style=\"display:flex;gap:10px;align-items:flex-start;margin-bottom:12px;padding-top:0px;\">\n      <span style=\"flex-shrink:0;line-height:1.6;\">\u2022<\/span>\n      <span style=\"display:block;margin:0;line-height:1.6;\">The platform stands out for its conservative collateralisation as all loans are secured by first-rank mortgages at a maximum loan-to-value (LTV) of 70%.<\/span>\n    <\/div>\r\n\n    <div style=\"display:flex;gap:10px;align-items:flex-start;margin-bottom:12px;padding-top:0px;\">\n      <span style=\"flex-shrink:0;line-height:1.6;\">\u2022<\/span>\n      <span style=\"display:block;margin:0;line-height:1.6;\">To date, there have been no loan defaults and no capital losses for investors on InRento.<\/span>\n    <\/div> <\/div>\n      <\/div>\n    <\/div>\r\n\n    <style>\n      #rtp-bonusbox-6ae6d31021e99 .rtp-bonus-row{display:flex;gap:24px;align-items:flex-start;flex-wrap:wrap;}\n      #rtp-bonusbox-6ae6d31021e99 .rtp-bonus-left{align-self:center;}\n      #rtp-bonusbox-6ae6d31021e99 .rtp-bonus-mid{flex:1;min-width:220px;}\n      #rtp-bonusbox-6ae6d31021e99 .rtp-bonus-mid p{margin:0;font-size:14px;line-height:1.5;color:#555555;}\n      #rtp-bonusbox-6ae6d31021e99 .rtp-bonus-cta{flex-shrink:0;align-self:center;}\n      #rtp-bonus-btn-6ae6d31021e99{transition:background 0.2s ease;}\n      #rtp-bonus-btn-6ae6d31021e99:hover{background:#088a1f !important;}\n      @media (max-width:600px){\n        #rtp-bonusbox-6ae6d31021e99 .rtp-bonus-row{flex-direction:column;text-align:center;align-items:center;}\n        #rtp-bonusbox-6ae6d31021e99 .rtp-bonus-left{width:100% !important;}\n      }\n    <\/style>\n    <div id=\"rtp-bonusbox-6ae6d31021e99\" style=\"border:1.5px solid #0aad27;border-radius:10px;background:#f3fbf5;box-shadow:0 2px 8px rgba(0,0,0,0.06);margin:1.5rem 0;padding:18px 22px;\">\n      <div class=\"rtp-bonus-row\"><div class=\"rtp-bonus-left\" style=\"flex-shrink:0;width:180px;text-align:center;\"><img decoding=\"async\" data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-P2P-Logo.png\" alt=\"InRento\" style=\"--smush-placeholder-width: 778px; --smush-placeholder-aspect-ratio: 778\/128;max-width:160px;max-height:60px;height:auto;width:auto;display:inline-block;vertical-align:top;\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" \/>\n        <div style=\"margin-top:6px;display:flex;align-items:center;justify-content:center;gap:8px;\">\n          <span style=\"position:relative;display:inline-block;font-size:24px;line-height:1;letter-spacing:2px;\">\n            <span style=\"color:#d6d6d6;\">&#9733;&#9733;&#9733;&#9733;&#9733;<\/span>\n            <span style=\"position:absolute;left:0;top:0;overflow:hidden;white-space:nowrap;width:86%;color:#f5a623;\">&#9733;&#9733;&#9733;&#9733;&#9733;<\/span>\n          <\/span>\n          <span style=\"font-weight:700;color:#1a1a1a;font-size:16px;\">(4.3)<\/span>\n        <\/div><\/div><div class=\"rtp-bonus-mid\">\n          <div style=\"font-weight:700;font-size:1.1em;line-height:1.2;margin-bottom:6px;\">New Investor Bonus<\/div>\n          <p>New investors receive a \u20ac20 Bonus for a \u20ac500 investment or \u20ac50 for \u20ac1,000. The \u20ac1,000 can be invested in one or two projects.<\/p>\n        <\/div>\n        <div class=\"rtp-bonus-cta\">\n          <a id=\"rtp-bonus-btn-6ae6d31021e99\" href=\"https:\/\/inrento.com\/aff\/6a88518e0ef58\/\" target=\"_blank\" rel=\"nofollow sponsored noopener\" style=\"display:inline-flex;align-items:center;gap:8px;background:#0aad27;color:#ffffff;padding:12px 22px;border-radius:8px;font-weight:700;font-size:1em;font-family:inherit;text-decoration:none;white-space:nowrap;\">Invest Now<\/a>\n        <\/div>\n      <\/div>\n    <\/div>\r\n<style>\n        .rtp-sitg{display:flex;align-items:center;gap:22px;border-radius:8px;box-shadow:0 2px 8px rgba(0,0,0,0.08);padding:18px 22px;margin:1.5rem 0;}\n        .rtp-sitg-body{flex:1;min-width:0;}\n        .rtp-sitg-title{font-weight:700;font-size:1.1em;color:#222;margin-bottom:6px;line-height:1.2;}\n        .rtp-sitg-text{margin:0;font-size:14px;line-height:1.5;color:#555555;}\n        .rtp-sitg-note{font-size:12px;color:#999;margin-top:6px;}\n        .rtp-sitg-btn{background:#262521;color:#fff !important;padding:13px 34px;border-radius:10px;font-size:16px;font-weight:700;text-decoration:none !important;white-space:nowrap;flex-shrink:0;transition:background .2s ease;}\n        .rtp-sitg-btn:hover{background:#14120f !important;color:#fff !important;text-decoration:none !important;}\n        @media(max-width:600px){\n          .rtp-sitg{flex-direction:column;align-items:stretch;gap:14px;}\n          .rtp-sitg-title{text-align:center;}\n          .rtp-sitg-btn{align-self:center;}\n        }\n        <\/style>\n    <div class=\"rtp-sitg\" style=\"background:#f7f7f7;border:1px solid #c8c8c8;\">\n      <div class=\"rtp-sitg-body\">\n        <div class=\"rtp-sitg-title\">Skin in the Game<\/div>\n        <p class=\"rtp-sitg-text\">I am invested with my own funds at InRento since September 2026. Since then, I achieved a total return (XIRR) of 0,00%. My outstanding portfolio on the platform stands at 2.000 \u20ac.<\/p><\/div>\n      <a class=\"rtp-sitg-btn\" href=\"https:\/\/rethink-p2p.de\/en\/p2p-portfolio\/\" target=\"_blank\" rel=\"noopener\">My Portfolio<\/a>\n    <\/div>\r\n<hr \/>\r\n<h2><strong>What is InRento?<\/strong><\/h2>\r\n<p><a href=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Bonus.jpg\"><img decoding=\"async\" class=\"size-full wp-image-37784 alignleft lazyload\" data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Bonus.jpg\" alt=\"InRento-Bonus\" width=\"300\" height=\"169\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/169;\" \/><\/a>InRento is a crowdfunding platform based in Lithuania on which investors can invest in mortgage-secured real estate loans from several European countries and earn an average return of 11.68%.<\/p>\r\n<p>The platform focuses on income-generating rental properties (buy-to-let), complemented by selected development projects. As a result, investors benefit not only from the ongoing interest payments, but in many cases also from a share in the capital appreciation when the property is sold at the end of the term.<\/p>\r\n<p>The platform, which financed its first loans at the end of 2020, is regulated and supervised by the Central Bank of Lithuania. Since November 2023, it has also held the ECSP license, meaning it is regulated under the EU Crowdfunding Regulation.<\/p>\r\n<p>Combined with the legally required segregation of investor and company funds, the consistently first-rank collateralisation and a demonstrably profitable business model, InRento ranks among the best-positioned providers in European real estate crowdfunding.<\/p>\r\n<h3>InRento Fact Sheet<\/h3>\r\n<p>Below is a short summary of all the key figures and information about InRento. <div class=\"su-table su-table-alternate\"><\/div>\r\n<table>\r\n<tbody>\r\n<tr>\r\n<td><strong>Founded \/ Launched:<\/strong><\/td>\r\n<td>March 2020 \/ End of 2020<\/td>\r\n<\/tr>\r\n<tr>\r\n<td><strong>Legal Name:<\/strong><\/td>\r\n<td>UAB Inrento (<strong><a href=\"https:\/\/www.registrucentras.lt\/jar\/p_en\/dok.php?kod=305519977\" target=\"_blank\" rel=\"noopener\">LINK<\/a><\/strong>)<\/td>\r\n<\/tr>\r\n<tr>\r\n<td><strong>Registered Office:<\/strong><\/td>\r\n<td>Vilnius, Lithuania<\/td>\r\n<\/tr>\r\n<tr>\r\n<td><strong>Regulated:<\/strong><\/td>\r\n<td>Yes (<a href=\"https:\/\/www.lb.lt\/lt\/frd-licencijos\/view_license?id=2191\" target=\"_blank\" rel=\"noopener\"><strong>Central Bank of Lithuania \/ ECSP License<\/strong><\/a>)<\/td>\r\n<\/tr>\r\n<tr>\r\n<td><strong>CEO:<\/strong><\/td>\r\n<td><a href=\"https:\/\/www.linkedin.com\/in\/bernardas-preiksaitis\/\" target=\"_blank\" rel=\"noopener\"><strong>Bernardas Preik\u0161aitis<\/strong><\/a> (September 2026)<\/td>\r\n<\/tr>\r\n<tr>\r\n<td><strong>Assets under Management:<\/strong><\/td>\r\n<td>EUR 92.8+ million<\/td>\r\n<\/tr>\r\n<tr>\r\n<td><strong>Number of Investors:<\/strong><\/td>\r\n<td>5,000+<\/td>\r\n<\/tr>\r\n<tr>\r\n<td><strong>Return:<\/strong><\/td>\r\n<td>11.7%<\/td>\r\n<\/tr>\r\n<tr>\r\n<td><strong>Safety Score:<\/strong><\/td>\r\n<td>8.4 \/ 10 (Rank 1 of 31) | <a href=\"https:\/\/rethink-p2p.de\/en\/p2p-platform-risk\/\" target=\"_blank\" rel=\"noopener\"><strong>View Methodology<\/strong><\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td><strong>Primary Loan Type:<\/strong><\/td>\r\n<td>Real Estate Loans (Buy-to-Let)<\/td>\r\n<\/tr>\r\n<tr>\r\n<td><strong>Collateral:<\/strong><\/td>\r\n<td>First-Rank Mortgage<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<h3><strong>Origin Story<\/strong><\/h3>\r\n<p>InRento was founded in March 2020 by Lithuanian entrepreneur Gustas Germanavi\u010dius and launched at the end of 2020 as the first licensed buy-to-let crowdfunding platform in continental Europe.<\/p>\r\n<p><a href=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-EvoEstate-InRento-Review-Business-Model-InRento-Opiniones-2026-InRento-Avis.png\"><img decoding=\"async\" class=\"alignnone size-full wp-image-37814 lazyload\" data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-EvoEstate-InRento-Review-Business-Model-InRento-Opiniones-2026-InRento-Avis.png\" alt=\"InRento-Review-Business-Model\" width=\"1000\" height=\"639\" data-srcset=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-EvoEstate-InRento-Review-Business-Model-InRento-Opiniones-2026-InRento-Avis.png 1000w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-EvoEstate-InRento-Review-Business-Model-InRento-Opiniones-2026-InRento-Avis-300x192.png 300w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-EvoEstate-InRento-Review-Business-Model-InRento-Opiniones-2026-InRento-Avis-768x491.png 768w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-EvoEstate-InRento-Review-Business-Model-InRento-Opiniones-2026-InRento-Avis-360x230.png 360w\" data-sizes=\"(max-width: 1000px) 100vw, 1000px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1000px; --smush-placeholder-aspect-ratio: 1000\/639;\" \/><\/a><\/p>\r\n<p>Notably, acquisitions and mergers have been a firm part of InRento&#8217;s growth strategy and history. In <a href=\"https:\/\/inrento.com\/blog\/lithuanian-start-up-inrento-acquires-estonian-platform-bitofproperty\" target=\"_blank\" rel=\"noopener\"><strong>November 2021<\/strong><\/a>, InRento acquired the Estonian real estate platform BitOfProperty and thereby expanded into Spain.<\/p>\r\n<p>In <a href=\"https:\/\/inrento.com\/blog\/lithuanian-start-up-inrento-merges-with-europes-largest-real-estate-aggregator-evoestate\" target=\"_blank\" rel=\"noopener\"><strong>March 2022<\/strong><\/a>, this was followed by the merger with EvoEstate, at the time Europe&#8217;s largest real estate crowdfunding aggregator, which Germanavi\u010dius had co-founded himself in 2018.<\/p>\r\n<h3><strong>Business Model<\/strong><\/h3>\r\n<p>At its core, InRento&#8217;s business model is the brokerage of real estate-secured loans. The platform acts as the interface between investors looking to earn interest on their capital and project owners seeking flexible financing for income-generating real estate projects.<\/p>\r\n<p>In doing so, InRento structures the loan projects, arranges the collateral in the form of first-rank mortgages and handles the monthly interest payments via the platform.<\/p>\r\n<p>Unlike P2P marketplaces such as <a href=\"https:\/\/rethink-p2p.de\/en\/mintos-review\/\" target=\"_blank\" rel=\"noopener\"><strong>Mintos<\/strong><\/a> or <a href=\"https:\/\/rethink-p2p.de\/en\/peerberry-review\/\" target=\"_blank\" rel=\"noopener\"><strong>PeerBerry<\/strong><\/a>, InRento has no external loan originators. The platform sources, structures and vets all loan projects itself before they are offered for financing.<\/p>\r\n<p>InRento monetises its business model on three main levels: a project-based funding fee charged to the borrowers upon successful financing, a monthly transfer fee for distributing the interest payments (also borne by the borrower), and a 2% transaction fee on sales in the secondary market.<\/p>\r\n<h3>InRento News<\/h3>\r\n<p>P2P lending is a dynamic asset class where investors should stay continuously informed. You will find the latest news on InRento on my <strong><a href=\"https:\/\/rethink-p2p.de\/en\/news\/\">P2P lending news<\/a><\/strong> page, where I cover other P2P platforms as well.<\/p>\r\n<div class=\"rtp-review-news\"><div class=\"rrn-card\" onclick=\"this.classList.toggle('open')\"><svg class=\"rrn-chevron\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M4 6l4 4 4-4\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><div class=\"rrn-date\">26. October 2026<\/div><div class=\"rrn-title\"><a class=\"rrn-title-link\" href=\"https:\/\/rethink-p2p.de\/en\/news\/inrento-q3-2026-record-quarter-and-two-defaulted-projects\/\" onclick=\"event.stopPropagation()\">InRento Q3 2026: Record Quarter and Two Defaulted Projects<\/a><\/div><div class=\"rrn-body\"><div class=\"rrn-content\"><p>InRento has published its quarterly report. According to the figures, \u20ac23.49 million was financed in the third quarter, an increase of 76.4% compared with the same quarter last year. Investors received \u20ac4.25 million in principal repayments and \u20ac2.08 million in returns. The active portfolio stood at \u20ac92.78 million at the end of the quarter.<\/p>\n<p>After previously maintaining a flawless track record, InRento now has two Polish projects undergoing recovery proceedings. At Harfowa 10 in Warsaw, the property sale fell through. InRento terminated the loan agreement in September and is now assessing the enforcement of the mortgage. At J48 in \u0141\u00f3d\u017a, formal collection proceedings were initiated on October 1. Both loans are secured by first-ranking mortgages.<\/p>\n<p>Despite these two recovery cases, InRento reports \u20ac0 in defaulted principal. The report does not disclose how much capital is tied up in the two projects.<\/p>\n<p>&nbsp;<\/p>\n<\/div><\/div><\/div><div class=\"rrn-card\" onclick=\"this.classList.toggle('open')\"><svg class=\"rrn-chevron\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M4 6l4 4 4-4\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><div class=\"rrn-date\">16. September 2026<\/div><div class=\"rrn-title\"><a class=\"rrn-title-link\" href=\"https:\/\/rethink-p2p.de\/en\/news\/inrento-bernardas-preiksaitis-becomes-new-ceo\/\" onclick=\"event.stopPropagation()\">InRento: Bernardas Preik\u0161aitis Becomes New CEO<\/a><\/div><div class=\"rrn-body\"><div class=\"rrn-content\"><p>On September 15, Bernardas Preik\u0161aitis became the new CEO at InRento. He previously served as COO, where he was responsible for the company's day-to-day operations and accompanied the platform's expansion across Europe.<\/p>\n<p>Before joining InRento, Bernardas worked at the law firm Ellex Valiunas, focusing on regulatory matters for financial institutions. He subsequently gained fintech experience at Revolut and Airwallex. For the coming years, he identifies the expansion of institutional investment opportunities, the strengthening of internal processes, and broadening the investor base as key priorities.<\/p>\n<p>Founder and now former CEO Gustas Germanavi\u010dius will remain active as Chairman of the Credit Committee. This means he retains responsibility for loan underwriting, the area that ultimately determines the quality of the portfolio.<\/p>\n<\/div><div class=\"rrn-btns\"><a class=\"rrn-btn rrn-btn--source\" href=\"https:\/\/inrento.com\/blog\/a-new-chapter-for-inrento-bernardas-preiksaitis-becomes-ceo\" target=\"_blank\" rel=\"noopener noreferrer\" onclick=\"event.stopPropagation()\"><svg viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M4 2h5.5L12 4.5V14H4V2z\" stroke=\"currentColor\" stroke-width=\"1.2\" stroke-linejoin=\"round\"\/><path d=\"M9 2v3h3\" stroke=\"currentColor\" stroke-width=\"1.2\" stroke-linejoin=\"round\"\/><path d=\"M6 7h4M6 9.5h4M6 12h2.5\" stroke=\"currentColor\" stroke-width=\"1.2\" stroke-linecap=\"round\"\/><\/svg>Source<\/a><\/div><\/div><\/div><div class=\"rrn-card\" onclick=\"this.classList.toggle('open')\"><svg class=\"rrn-chevron\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M4 6l4 4 4-4\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><div class=\"rrn-date\">11. September 2026<\/div><div class=\"rrn-title\"><a class=\"rrn-title-link\" href=\"https:\/\/rethink-p2p.de\/en\/news\/inrento-e124-million-financed-growth-accelerating\/\" onclick=\"event.stopPropagation()\">InRento: \u20ac124 Million Financed, Growth Accelerating<\/a><\/div><div class=\"rrn-body\"><div class=\"rrn-content\"><p>InRento has published some figures on the development of its platform. According to the company, a total of \u20ac124 million had been financed by the end of August, after the \u20ac100 million mark was only surpassed at the end of May. To put this into perspective: It took the platform more than five years to finance its first \u20ac50 million, while the second \u20ac50 million took less than a year.<\/p>\n<p>According to InRento, July was the strongest month in the company's history, with more than \u20ac10 million in loans financed. Around half of the summer volume came from Poland, including a hotel in Gda\u0144sk and the conversion of a retail park in Szczecin. This was accompanied by the platform's entry into Finland, where its first project, worth \u20ac5 million, was one of the largest in its history.<\/p>\n<p>InRento can not only finance projects, but also repay investors. So far, more than \u20ac35 million has been repaid to investors, while the default rate remains at 0% and the average return stands at 11.59%.<\/p>\n<\/div><\/div><\/div><\/div>\r\n<p>Alternatively, you can subscribe to my <strong><a href=\"https:\/\/bit.ly\/rethinkp2p-en-telegram\">Telegram channel<\/a><\/strong> or <strong><a href=\"https:\/\/bit.ly\/rethinkp2p-en-whatsapp\">WhatsApp group<\/a><\/strong> (both free of charge) to receive real-time updates as soon as new developments emerge.<\/p>\r\n<hr \/>\r\n<h2><strong>Shareholders and Management<\/strong><\/h2>\r\n<p>Behind InRento stands the Lithuanian holding company &#8220;IRR Holding&#8221;, which owns 100% of the shares in the crowdfunding platform. Economically, the platform is controlled by founder and CEO Gustas Germanavi\u010dius. The details on the ownership structure and management follow in the next two sections.<\/p>\r\n<h3><strong>InRento Shareholders<\/strong><\/h3>\r\n<p>Who owns InRento? The platform is officially operated by the Lithuanian company &#8220;UAB Inrento&#8221;. A look at the Lithuanian company register reveals that 100% of the shares are held by the holding company &#8220;IRR Holding, UAB&#8221;. For my InRento review, I have a certified shareholder extract (JADIS) that officially confirms this structure.<\/p>\r\n<p><strong><a href=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-Gesellschafter-InRento-Review-Shareholder-InRento-Opiniones-2026-InRento-Avis.png\"><img decoding=\"async\" class=\"alignnone size-full wp-image-37837 lazyload\" data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-Gesellschafter-InRento-Review-Shareholder-InRento-Opiniones-2026-InRento-Avis.png\" alt=\"InRento-Review-Shareholder\" width=\"1000\" height=\"442\" data-srcset=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-Gesellschafter-InRento-Review-Shareholder-InRento-Opiniones-2026-InRento-Avis.png 1000w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-Gesellschafter-InRento-Review-Shareholder-InRento-Opiniones-2026-InRento-Avis-300x133.png 300w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-Gesellschafter-InRento-Review-Shareholder-InRento-Opiniones-2026-InRento-Avis-768x339.png 768w\" data-sizes=\"(max-width: 1000px) 100vw, 1000px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1000px; --smush-placeholder-aspect-ratio: 1000\/442;\" \/><\/a><\/strong><\/p>\r\n<p dir=\"ltr\">A certified JADIS extract is also available for IRR Holding, showing a total of 22 shareholders. According to the document, founder and CEO Gustas Germanavi\u010dius holds a direct stake of 52.7%.<\/p>\r\n<p dir=\"ltr\">The second-largest shareholder is Verslo Angel\u0173 Fondas II, a Lithuanian business angel fund, with 11.6%. The remaining shares are spread across smaller shareholders, consisting of both private individuals and legal entities from several jurisdictions, including Estonia, Latvia, Hong Kong and the United Arab Emirates.<\/p>\r\n<h3><strong>InRento Management<\/strong><\/h3>\r\n<p><a href=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/09\/InRento-Erfahrungen-CEO-InRento-Review-Management-InRento-Opiniones-Gestion-InRento-Avis-2026.png\"><img decoding=\"async\" class=\"alignleft wp-image-38513 lazyload\" data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/09\/InRento-Erfahrungen-CEO-InRento-Review-Management-InRento-Opiniones-Gestion-InRento-Avis-2026.png\" alt=\"CEO-InRento-Review-Management\" width=\"300\" height=\"300\" data-srcset=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/09\/InRento-Erfahrungen-CEO-InRento-Review-Management-InRento-Opiniones-Gestion-InRento-Avis-2026.png 313w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/09\/InRento-Erfahrungen-CEO-InRento-Review-Management-InRento-Opiniones-Gestion-InRento-Avis-2026-300x300.png 300w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/09\/InRento-Erfahrungen-CEO-InRento-Review-Management-InRento-Opiniones-Gestion-InRento-Avis-2026-150x150.png 150w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/09\/InRento-Erfahrungen-CEO-InRento-Review-Management-InRento-Opiniones-Gestion-InRento-Avis-2026-70x70.png 70w\" data-sizes=\"(max-width: 300px) 100vw, 300px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/300;\" \/><\/a>Since 15 September 2026, InRento has been led by Bernardas Preik\u0161aitis as CEO. He was previously responsible for day-to-day operations as COO and helped drive the platform&#8217;s European expansion.<\/p>\r\n<p>Preik\u0161aitis began his career at the Lithuanian law firm Ellex Valiunas, where he handled regulatory matters for financial institutions. He later gained international fintech experience at Revolut and Airwallex. This combination of legal, regulatory and operational background is a good fit for a licensed platform under ECSP supervision.<\/p>\r\n<p>As priorities for the next stage, he names the expansion of institutional-grade investment opportunities while maintaining credit quality, the strengthening of processes and infrastructure, and a broader investor base among both retail and institutional investors.<\/p>\r\n<p>InRento&#8217;s core team currently consists of seven full-time employees, while other duties are being outsourced.<\/p>\r\n<hr \/>\r\n<h2>Sign Up and Bonus<\/h2>\r\n<p>To register with InRento, the following requirements must be met:<\/p>\r\n<ul>\r\n<li>A minimum age of 18<\/li>\r\n<li>A bank account within the EU (SEPA)<\/li>\r\n<\/ul>\r\n<p><span style=\"font-size: 1.125rem;\">The registration process is simple and intuitive. After opening an account via email address, you need to complete the KYC (Know Your Customer) and suitability assessment questionnaires, which are mandatory under the ECSP regulation.<\/span><\/p>\r\n<p><span style=\"font-size: 1.125rem;\">This is followed by identity verification and the choice of one of the two payment service providers (Paysera or MangoPay), through which the investment account is opened.<\/span><\/p>\r\n<p><a href=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-Registrierung-InRento-Review-Sign-Up-InRento-Opiniones-2026-InRento-Avis.png\"><img decoding=\"async\" class=\"alignnone size-full wp-image-37887 lazyload\" data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-Registrierung-InRento-Review-Sign-Up-InRento-Opiniones-2026-InRento-Avis.png\" alt=\"InRento-Review-Sign-Up\" width=\"1000\" height=\"422\" data-srcset=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-Registrierung-InRento-Review-Sign-Up-InRento-Opiniones-2026-InRento-Avis.png 1000w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-Registrierung-InRento-Review-Sign-Up-InRento-Opiniones-2026-InRento-Avis-300x127.png 300w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-Registrierung-InRento-Review-Sign-Up-InRento-Opiniones-2026-InRento-Avis-768x324.png 768w\" data-sizes=\"(max-width: 1000px) 100vw, 1000px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1000px; --smush-placeholder-aspect-ratio: 1000\/422;\" \/><\/a><\/p>\r\n<p>Legal entities can also register with InRento. For this, additional corporate documents must be submitted, including details of the directors and the ultimate beneficial owners (UBOs).<\/p>\r\n<h3>InRento Bonus<\/h3>\r\n\r\n<p><span style=\"color: #000000;\">A platform overview with all bonus offers and cashback promotions can be found on the <a href=\"https:\/\/rethink-p2p.de\/en\/bonus\/\" target=\"_blank\" rel=\"noopener\"><strong>bonus page<\/strong><\/a>.<\/span><\/p>\r\n<hr \/>\r\n<h2><strong>Investing with InRento<\/strong><\/h2>\r\n<p>On InRento, investors invest from \u20ac500 per project in first-rank secured real estate loans, which can currently only be selected manually. Interest is paid out monthly, while a secondary market is available for an early exit. The following sections cover the loan offering, costs, returns and exit options in detail.<\/p>\r\n<h3><strong>The Loan Offering<\/strong><\/h3>\r\n<p>InRento offers investments in mortgage-secured real estate loans from several European countries. The focus is clearly on the Lithuanian home market (around 49% of the financed volume) and Poland (around 36%). Smaller shares go to Romania, Finland, Italy, Latvia, Ireland and Spain.<\/p>\r\n<p>By property type, residential real estate dominates at around 53%, followed by hotels (around 26%) and commercial real estate (around 17%). The comparatively high hotel share should be taken into account in your own portfolio considerations, as this segment is more cyclical than classic residential properties.<\/p>\r\n<p><a href=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-Kreditangebot-InRento-Review-Loan-Offering-InRento-Opiniones-P2P-InRento-Avis-2026.png\"><img decoding=\"async\" class=\"alignnone size-full wp-image-37797 lazyload\" data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-Kreditangebot-InRento-Review-Loan-Offering-InRento-Opiniones-P2P-InRento-Avis-2026.png\" alt=\"InRento-Review-Loan-Offering\" width=\"1000\" height=\"337\" data-srcset=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-Kreditangebot-InRento-Review-Loan-Offering-InRento-Opiniones-P2P-InRento-Avis-2026.png 1000w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-Kreditangebot-InRento-Review-Loan-Offering-InRento-Opiniones-P2P-InRento-Avis-2026-300x101.png 300w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-Kreditangebot-InRento-Review-Loan-Offering-InRento-Opiniones-P2P-InRento-Avis-2026-768x259.png 768w\" data-sizes=\"(max-width: 1000px) 100vw, 1000px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1000px; --smush-placeholder-aspect-ratio: 1000\/337;\" \/><\/a><\/p>\r\n<p>The minimum investment amount on InRento is \u20ac500 per loan. Projects currently have to be selected manually.<\/p>\r\n<p>A special feature of InRento is its buy-to-let focus. Many of the financed properties already generate ongoing rental income, from which the monthly interest payments are serviced. In addition, on many projects investors can benefit from a share in the capital appreciation when the property is sold at the end of the term.<\/p>\r\n<h3><strong>Costs and Fees<\/strong><\/h3>\r\n<p>On InRento, there is a fee of 2% for sales on the secondary market. Apart from that, no further costs or fees apply to investors on InRento. Neither for account management, deposits and withdrawals, nor for investing on the primary market.<\/p>\r\n<h3><strong>Return<\/strong><\/h3>\r\n<p>What return can investors realistically expect on InRento?<\/p>\r\n<p>The platform reports a realised average return of 11.68% per year, against an original expectation of 9.36%. The excess return is mainly explained by the share in the sale profit (capital growth) on projects that are realised ahead of schedule.<\/p>\r\n<p><a href=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-Rendite-InRento-Review-Return-InRento-Opiniones-P2P-InRento-Avis-2026.png\"><img decoding=\"async\" class=\"alignnone size-full wp-image-37805 lazyload\" data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-Rendite-InRento-Review-Return-InRento-Opiniones-P2P-InRento-Avis-2026.png\" alt=\"InRento-Review-Return\" width=\"1000\" height=\"134\" data-srcset=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-Rendite-InRento-Review-Return-InRento-Opiniones-P2P-InRento-Avis-2026.png 1000w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-Rendite-InRento-Review-Return-InRento-Opiniones-P2P-InRento-Avis-2026-300x40.png 300w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-Rendite-InRento-Review-Return-InRento-Opiniones-P2P-InRento-Avis-2026-768x103.png 768w\" data-sizes=\"(max-width: 1000px) 100vw, 1000px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1000px; --smush-placeholder-aspect-ratio: 1000\/134;\" \/><\/a><\/p>\r\n<p>According to the statistics page, 99% of the realised projects were repaid ahead of their scheduled term, with an average term of 21 months.<\/p>\r\n<p>Decisive for the achievable return, in addition to the interest rate, is the portfolio quality. So far, there have been no loan defaults on InRento, which is why the platform offers a very attractive return profile for the underlying risk.<\/p>\r\n<h3>Buyback Guarantee<\/h3>\r\n<p>P2P loans that are backed by collateral are usually never offered with a buyback guarantee. This is also the case with InRento as there is neither a buyback guarantee nor a provision fund.<\/p>\r\n<p>Instead, the first-rank mortgage serves as the central safeguard. It is registered in favour of the investors before the loan amount is disbursed. The loan-to-value (LTV) is capped at a maximum of 70%, based on an independent external valuation.<\/p>\r\n<p>In the worst case, recovery takes place through the foreclosure of the property, a process that can drag on for months or years and whose proceeds depend on the market environment at the time.<\/p>\r\n<h3>Auto Invest and Secondary Market<\/h3>\r\n<p>An Auto Invest feature is not yet available on InRento. According to the platform, it is planned to be introduced by the end of 2026.<\/p>\r\n<p>For an early exit, investors currently have two options: Firstly, the secondary market, where loans can be sold to other investors (sales fee: 2%). Secondly, the so-called Grand Sale option for investors who have invested more than \u20ac50,000 in a single project. In this case, the position is offered to the entire investor base via the primary market.<\/p>\r\n<hr \/>\r\n<h2><strong>InRento Taxes<\/strong><\/h2>\r\n<p>Generally, interest income generated through loan financing is considered capital income and thus must be declared as such in the tax return.<\/p>\r\n<p>As a Lithuania-based P2P platform, Crowdpear is legally obliged to withhold tax &#8211; at a rate of 15% &#8211; on interest income earned. This is automatically withheld by the platform. Investors can reduce the withholding tax to 10% by filling out a &#8220;DAS-1 form&#8221; and sending it to the platform.<\/p>\r\n<p>As there is a double taxation agreement between Lithuania and most European countries, the withholding tax can be offset. This means that it is not paid twice.<\/p>\r\n<p>A tax report is automatically generated on the platform after the end of the calendar year and can be downloaded for the tax return.<\/p>\r\n<hr \/>\r\n<h2>InRento Risk<\/h2>\r\n<p>The main risk with InRento lies in the possible default of individual real estate projects. In addition, there are platform, liquidity and regulatory risks. The following sections break down the individual risk factors in detail.<\/p>\r\n<h3>Platform Risk<\/h3>\r\n<p>The operational launch of the platform, which is operated by the Lithuanian company &#8220;UAB Inrento&#8221;, took place at the end of 2020. In its domestic market, the platform is controlled and supervised by the Central Bank of Lithuania.<\/p>\r\n<div class=\"ss-box\">\n  <div class=\"ss-head\">\n    <div class=\"ss-head-left\">\n      <div class=\"ss-title\">Safety Score<\/div>\n      <div class=\"ss-rank\">Rank 1 of 31<\/div>\n    <\/div>\n    <div class=\"ss-head-right\">\n      <span class=\"ss-score\" style=\"color:#1D9E75\">8.4<\/span>\n      <span class=\"ss-of10\">\/ 10<\/span>\n      <span class=\"ss-pill ss-pill--low\">Low Risk<\/span>\n    <\/div>\n  <\/div>\n  <div class=\"ss-cats\">\n    <div class=\"ss-cat\">\n      <span class=\"ss-cat-name\">Regulation and Licensing<\/span>\n      <div class=\"ss-cat-bar\"><div class=\"ss-bar--g\" style=\"width:100%\"><\/div><\/div>\n      <span class=\"ss-cat-pts\">15 \/ 15<\/span>\n    <\/div>\n    <div class=\"ss-cat\">\n      <span class=\"ss-cat-name\">Financial Stability<\/span>\n      <div class=\"ss-cat-bar\"><div class=\"ss-bar--g\" style=\"width:75%\"><\/div><\/div>\n      <span class=\"ss-cat-pts\">15 \/ 20<\/span>\n    <\/div>\n    <div class=\"ss-cat\">\n      <span class=\"ss-cat-name\">Transparency and Disclosure<\/span>\n      <div class=\"ss-cat-bar\"><div class=\"ss-bar--g\" style=\"width:100%\"><\/div><\/div>\n      <span class=\"ss-cat-pts\">15 \/ 15<\/span>\n    <\/div>\n    <div class=\"ss-cat\">\n      <span class=\"ss-cat-name\">Loan Portfolio and Investor Losses<\/span>\n      <div class=\"ss-cat-bar\"><div class=\"ss-bar--g\" style=\"width:100%\"><\/div><\/div>\n      <span class=\"ss-cat-pts\">25 \/ 25<\/span>\n    <\/div>\n    <div class=\"ss-cat\">\n      <span class=\"ss-cat-name\">Track Record and Crisis Behaviour<\/span>\n      <div class=\"ss-cat-bar\"><div class=\"ss-bar--y\" style=\"width:56%\"><\/div><\/div>\n      <span class=\"ss-cat-pts\">14 \/ 25<\/span>\n    <\/div>\n  <\/div>\n  <details class=\"ss-rf\">\n    <summary class=\"ss-rf-toggle\">\n      <span class=\"ss-rf-toggle-label\">Red Flags <span class=\"ss-rf-badge ss-rf-badge--ok\">0<\/span><\/span>\n      <span class=\"ss-rf-chevron\"><\/span>\n    <\/summary>\n    <div class=\"ss-rf-body\">\n      <p class=\"ss-rf-none\">No Red Flags present.<\/p>\n    <\/div>\n  <\/details>\n  <div class=\"ss-note\">\n    The Safety Score assesses platform risk only. Lender risks and country-specific risks are not covered and must be evaluated separately.  <\/div>\n  <div class=\"ss-foot\">\n    <a class=\"ss-link\" href=\"https:\/\/rethink-p2p.de\/en\/p2p-platform-risk\/\" target=\"_blank\" rel=\"noopener noreferrer\">View full methodology &rarr;<\/a>\n  <\/div>\n<\/div>\n\r\n<h4><strong>Regulation and License<\/strong><\/h4>\r\n<p>In November 2023, the Central Bank of Lithuania granted the license under which InRento may operate as a <a href=\"https:\/\/www.lb.lt\/lt\/frd-licencijos\/view_license?id=2191\" target=\"_blank\" rel=\"noopener\"><strong>service provider under the European Crowdfunding Regulation<\/strong><\/a> (ECSP). This allows the platform to offer its services across Europe under a single regulatory framework, without having to obtain a separate authorisation in each EU member state.<\/p>\r\n<p><a href=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-ECSP-Lizenz-InRento-Review-Crowdfunding-License-InRento-Opiniones-P2P-InRento-Avis-2026.png\"><img decoding=\"async\" class=\"alignnone size-full wp-image-37809 lazyload\" data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-ECSP-Lizenz-InRento-Review-Crowdfunding-License-InRento-Opiniones-P2P-InRento-Avis-2026.png\" alt=\"InRento-Review-Crowdfunding-License\" width=\"1000\" height=\"382\" data-srcset=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-ECSP-Lizenz-InRento-Review-Crowdfunding-License-InRento-Opiniones-P2P-InRento-Avis-2026.png 1000w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-ECSP-Lizenz-InRento-Review-Crowdfunding-License-InRento-Opiniones-P2P-InRento-Avis-2026-300x115.png 300w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-ECSP-Lizenz-InRento-Review-Crowdfunding-License-InRento-Opiniones-P2P-InRento-Avis-2026-768x293.png 768w\" data-sizes=\"(max-width: 1000px) 100vw, 1000px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1000px; --smush-placeholder-aspect-ratio: 1000\/382;\" \/><\/a><\/p>\r\n<p>Unlike MiFID II-regulated platforms, investors are not entitled to compensation through an investor compensation scheme. Loan defaults or a possible insolvency of the borrowers are also not covered by the regulation. However, the ECSP regulation stipulates that platforms may not list projects from affiliated companies or insiders.<\/p>\r\n<p>Through the regulation, InRento must also meet a high level of compliance and transparency standards, including the publication of audited annual reports.<\/p>\r\n<h4>Segregation of Funds and Deposit Protection<\/h4>\r\n<p>The ECSP license obliges InRento to properly segregate investor funds from company funds. For this, the platform works with two payment service providers: Paysera (a dedicated account with an individual IBAN) and MangoPay (an individual virtual IBAN).<\/p>\r\n<p>This means that, in the event that InRento ceases operations, investors retain access to their funds and loan repayments can continue to run properly.<\/p>\r\n<p>Equally important to note: the investments offered via InRento are not covered by a national or European deposit protection scheme. Investors should therefore be aware that the invested capital is subject to a real risk of loss, that returns are not guaranteed, and that they may not get back the full invested amount.<\/p>\r\n<hr \/>\r\n<h3>Financial Stability<\/h3>\r\n<p>The financial stability of a P2P platform is a key risk factor. Can InRento already operate profitably? And what conclusions can be drawn from the balance sheet?<\/p>\r\n\t<div class=\"rtp-quellenbox\">\n\t\t<div class=\"rtp-grid\">\n\n\t\t\t\t\t\t<div class=\"rtp-col\">\n\t\t\t\t<div class=\"rtp-icon rtp-blue\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"18\" height=\"18\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 17V3\"\/><path d=\"m6 11 6 6 6-6\"\/><path d=\"M19 21H5\"\/><\/svg><\/div>\n\t\t\t\t<div class=\"rtp-content\">\n\t\t\t\t\t<p class=\"rtp-label\">Annual Report<\/p>\n\t\t\t\t\t<p class=\"rtp-desc\">\n\t\t\t\t\t\t<a class=\"rtp-link\" href=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Annual-Report-2025.pdf\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\tUAB Inrento \u2013 Annual Report 2025\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"rtp-vdivider\"><\/div>\n\n\t\t\t<div class=\"rtp-col\">\n\t\t\t\t<div class=\"rtp-icon rtp-yellow\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"18\" height=\"18\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 22s8-4 8-10V5l-8-3-8 3v7c0 6 8 10 8 10\"\/><\/svg><\/div>\n\t\t\t\t<div class=\"rtp-content\">\n\t\t\t\t\t<p class=\"rtp-label\">Auditor: UAB Audito aspektai<\/p>\n\t\t\t\t\t<p class=\"rtp-desc\">Regulated audit firm.<\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"rtp-vdivider\"><\/div>\n\n\t\t\t<div class=\"rtp-col\">\n\t\t\t\t<div class=\"rtp-icon rtp-yellow\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"18\" height=\"18\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><path d=\"m9 12 2 2 4-4\"\/><\/svg><\/div>\n\t\t\t\t<div class=\"rtp-content\">\n\t\t\t\t\t<p class=\"rtp-label\">Standard: Lithuanian GAAP<\/p>\n\t\t\t\t\t<p class=\"rtp-desc\">Local standard, not internationally comparable.<\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<style>\n\t.rtp-quellenbox {\n\t\tbackground: #F8F8F6;\n\t\tborder: 1px solid #e5e5e5;\n\t\tborder-radius: 12px;\n\t\tpadding: 20px 24px;\n\t\twidth: 100%;\n\t\tbox-sizing: border-box;\n\t\tfont-family: -apple-system, BlinkMacSystemFont, \"Segoe UI\", Roboto, sans-serif;\n\t\tmargin: 1.5rem 0;\n\t\tbox-shadow: 0 2px 8px rgba(0, 0, 0, 0.06);\n\t}\n\t.rtp-grid {\n\t\tdisplay: flex;\n\t\talign-items: stretch;\n\t}\n\t.rtp-col {\n\t\tdisplay: flex;\n\t\talign-items: flex-start;\n\t\tgap: 12px;\n\t\tflex: 1;\n\t\tpadding: 0 20px;\n\t}\n\t.rtp-col .rtp-content {\n\t\tpadding-top: 0;\n\t\tmargin-top: 0;\n\t}\n\t.rtp-col .rtp-content p:first-child,\n\t.rtp-col .rtp-content a:first-child {\n\t\tmargin-top: 0;\n\t\tpadding-top: 0;\n\t}\n\t.rtp-col:first-child { padding-left: 0; }\n\t.rtp-col:last-child  { padding-right: 0; }\n\t.rtp-vdivider {\n\t\twidth: 1px;\n\t\tbackground: #e5e5e5;\n\t\tflex-shrink: 0;\n\t}\n\t.rtp-icon {\n\t\twidth: 36px;\n\t\theight: 36px;\n\t\tborder-radius: 8px;\n\t\tdisplay: flex;\n\t\talign-items: center;\n\t\tjustify-content: center;\n\t\tflex-shrink: 0;\n\t\talign-self: flex-start;\n\t}\n\t.rtp-blue   { background: #E6F1FB; color: #185FA5; }\n\t.rtp-green  { background: #C0DD97; color: #27500A; }\n\t.rtp-yellow { background: #FAEEDA; color: #854F0B; }\n\t.rtp-red    { background: #FCEBEB; color: #A32D2D; }\n\t.rtp-gray   { background: #F1EFE8; color: #5F5E5A; }\n\t.rtp-quellenbox .rtp-label {\n\t\tfont-size: 13px;\n\t\tfont-weight: 600;\n\t\tcolor: #111111;\n\t\tmargin: 0 0 3px 0 !important;\n\t\tpadding: 0 !important;\n\t\tline-height: 1.4;\n\t}\n\t.rtp-quellenbox .rtp-desc {\n\t\tfont-size: 12px;\n\t\tcolor: #666666;\n\t\tmargin: 0;\n\t\tline-height: 1.4;\n\t\tmargin-top: 3px;\n\t}\n\t.rtp-quellenbox .rtp-link {\n\t\tfont-size: 12px;\n\t\tfont-weight: 500;\n\t\tcolor: #185FA5;\n\t\ttext-decoration: none;\n\t\tdisplay: inline-block;\n\t\tline-height: 1.4;\n\t}\n\t.rtp-quellenbox .rtp-link:hover { text-decoration: underline; }\n\n\t\/* Mobile: untereinander *\/\n\t@media (max-width: 640px) {\n\t\t.rtp-grid        { flex-direction: column; gap: 12px; }\n\t\t.rtp-col         { padding: 0; }\n\t\t.rtp-vdivider    { width: 100%; height: 1px; }\n\t}\n\t<\/style>\n\t\r\n<p>Due to the crowdfunding regulation, InRento is legally required to publish audited annual reports. Verified investors can review these on the platform&#8217;s statistics page.<\/p>\r\n<h4><strong>Profitability<\/strong><\/h4>\r\n<p>In the 2025, InRento generated a profit of \u20ac957,675. The P2P platform has therefore been profitable for the third year in a row.<\/p>\r\n<p><a href=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-Profitabilitat-InRento-Review-Profitability-InRento-Opiniones-Rentabilidad-InRento-Avis.png\"><img decoding=\"async\" class=\"alignnone size-full wp-image-37845 lazyload\" data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-Profitabilitat-InRento-Review-Profitability-InRento-Opiniones-Rentabilidad-InRento-Avis.png\" alt=\"InRento-Review-Profitability\" width=\"2000\" height=\"750\" data-srcset=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-Profitabilitat-InRento-Review-Profitability-InRento-Opiniones-Rentabilidad-InRento-Avis.png 2000w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-Profitabilitat-InRento-Review-Profitability-InRento-Opiniones-Rentabilidad-InRento-Avis-300x113.png 300w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-Profitabilitat-InRento-Review-Profitability-InRento-Opiniones-Rentabilidad-InRento-Avis-1024x384.png 1024w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-Profitabilitat-InRento-Review-Profitability-InRento-Opiniones-Rentabilidad-InRento-Avis-768x288.png 768w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-Profitabilitat-InRento-Review-Profitability-InRento-Opiniones-Rentabilidad-InRento-Avis-1536x576.png 1536w\" data-sizes=\"(max-width: 2000px) 100vw, 2000px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 2000px; --smush-placeholder-aspect-ratio: 2000\/750;\" \/><\/a><\/p>\r\n<p>Notable is the dip in 2024. Despite increasing revenue, profit fell below the previous year&#8217;s level. This was mainly due to increased selling and administrative expenses for the expansion.<\/p>\r\n<h4>Balance Sheet<\/h4>\r\n<p>InRento has very strong balance sheet figures that point to a conservative growth trajectory. The equity ratio stands at a strong 81%, the debt ratio at a low 0.23 and the liquidity ratio at 4.6.<\/p>\r\n<p><a href=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-Bilanz-InRento-Review-Balance-Sheet-InRento-Opiniones-2026-InRento-Avis-Bilan.png\"><img decoding=\"async\" class=\"alignnone size-full wp-image-37849 lazyload\" data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-Bilanz-InRento-Review-Balance-Sheet-InRento-Opiniones-2026-InRento-Avis-Bilan.png\" alt=\"InRento-Review-Balance-Sheet\" width=\"974\" height=\"470\" data-srcset=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-Bilanz-InRento-Review-Balance-Sheet-InRento-Opiniones-2026-InRento-Avis-Bilan.png 974w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-Bilanz-InRento-Review-Balance-Sheet-InRento-Opiniones-2026-InRento-Avis-Bilan-300x145.png 300w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-Bilanz-InRento-Review-Balance-Sheet-InRento-Opiniones-2026-InRento-Avis-Bilan-768x371.png 768w\" data-sizes=\"(max-width: 974px) 100vw, 974px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 974px; --smush-placeholder-aspect-ratio: 974\/470;\" \/><\/a><\/p>\r\n<p>A look at the development of the balance sheet underlines the growth. The balance sheet total has almost tripled within one year, from around \u20ac580,000 to just under \u20ac1.69 million.\u00a0On the liabilities side, no long-term debt is reported. The short-term liabilities consist mainly of tax liabilities and supplier invoices.<\/p>\r\n<hr \/>\r\n<h3>Borrower Risk Assessment<\/h3>\r\n<p>The loans offered on InRento are 100% secured by first-rank mortgages. Therefore, in the event of repayment difficulties or defaults, the sale of the property should provide a safeguard for the investment.<\/p>\r\n<p>The platform only finances loans up to a maximum loan-to-value (LTV) of 70%. To minimise the risk of loan defaults, every project goes through a multi-stage vetting process: a screening of the borrower and the project against the underwriting criteria, an independent property valuation by certified external appraisers, a financial and legal review of the borrower including track record and KYC\/AML checks, as well as a legal review of the collateral.<\/p>\r\n<p><a href=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-Ausfalle-InRento-Review-Loan-Portfolio-InRento-Opiniones-P2P-InRento-Avis-2026.png\"><img decoding=\"async\" class=\"alignnone size-full wp-image-37801 lazyload\" data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-Ausfalle-InRento-Review-Loan-Portfolio-InRento-Opiniones-P2P-InRento-Avis-2026.png\" alt=\"InRento-Review-Loan-Portfolio\" width=\"1000\" height=\"363\" data-srcset=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-Ausfalle-InRento-Review-Loan-Portfolio-InRento-Opiniones-P2P-InRento-Avis-2026.png 1000w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-Ausfalle-InRento-Review-Loan-Portfolio-InRento-Opiniones-P2P-InRento-Avis-2026-300x109.png 300w, https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-Erfahrungen-Ausfalle-InRento-Review-Loan-Portfolio-InRento-Opiniones-P2P-InRento-Avis-2026-768x279.png 768w\" data-sizes=\"(max-width: 1000px) 100vw, 1000px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1000px; --smush-placeholder-aspect-ratio: 1000\/363;\" \/><\/a><\/p>\r\n<p>For development projects, disbursement also takes place in tranches, tied to verified construction progress. Borrowers must additionally demonstrate their own equity in the project (skin in the game) as well as relevant experience in the real estate sector. Depending on the case, additional collateral such as personal or corporate guarantees is required.<\/p>\r\n<p>One structural point should not go unmentioned: InRento vets the projects it earns money from. An independent corrective, as with an external loan originator, does not exist. The platform mitigates this conflict of interest through the mandatory external valuations. According to its own statements, team members and shareholders also regularly invest in the listed projects on the same terms.<\/p>\r\n<p>Highlighting its strong risk assessment quality, there have been neither defaults nor loans in recovery (0 of 196 projects) on InRento so far.<\/p>\r\n<hr \/>\r\n<h2>Advantages and Disadvantages<\/h2>\r\n<p>In this section, I have listed what I consider to be the most important advantages and disadvantages of the P2P lending platform, based on my InRento review so far.<\/p>\r\n\n    <div style=\"border:1px solid #c8c8c8;border-radius:8px;overflow:hidden;margin:1.5rem 0;background:#ffffff;box-shadow:0 2px 8px rgba(0,0,0,0.10);\">\n      <div style=\"background:#f7f7f7;padding:14px 20px;border-bottom:1px solid #e0e0e0;\">\n        <div style=\"display:flex;align-items:center;gap:10px;\">\n          <div style=\"width:4px;height:20px;background:#0aad27;border-radius:2px;flex-shrink:0;\"><\/div>\n          <span style=\"font-weight:700;\">Advantages<\/span>\n        <\/div>\n      <\/div>\n      <div style=\"padding:12px 20px 16px;\">\r\n\n    <div style=\"display:flex;gap:10px;align-items:flex-start;padding:8px 0;border-top:none;\">\n      <span style=\"flex-shrink:0;line-height:1.6;\">\u2705<\/span>\n      <span style=\"display:block;margin:0;line-height:1.6;\"><strong>Track Record:<\/strong> Operationally active since 2020<\/span>\n    <\/div>\r\n\n    <div style=\"display:flex;gap:10px;align-items:flex-start;padding:8px 0;border-top:1px solid #f0f0f0;\">\n      <span style=\"flex-shrink:0;line-height:1.6;\">\u2705<\/span>\n      <span style=\"display:block;margin:0;line-height:1.6;\"><strong>Regulation:<\/strong> License holder under the EU Crowdfunding Regulation (ECSP)<\/span>\n    <\/div>\r\n\n    <div style=\"display:flex;gap:10px;align-items:flex-start;padding:8px 0;border-top:1px solid #f0f0f0;\">\n      <span style=\"flex-shrink:0;line-height:1.6;\">\u2705<\/span>\n      <span style=\"display:block;margin:0;line-height:1.6;\"><strong>Investor Funds:<\/strong> Legally supervised segregation of investor and company funds<\/span>\n    <\/div>\r\n\n    <div style=\"display:flex;gap:10px;align-items:flex-start;padding:8px 0;border-top:1px solid #f0f0f0;\">\n      <span style=\"flex-shrink:0;line-height:1.6;\">\u2705<\/span>\n      <span style=\"display:block;margin:0;line-height:1.6;\"><strong>Transparency:<\/strong> Audited annual reports are published regularly<\/span>\n    <\/div>\r\n\n    <div style=\"display:flex;gap:10px;align-items:flex-start;padding:8px 0;border-top:1px solid #f0f0f0;\">\n      <span style=\"flex-shrink:0;line-height:1.6;\">\u2705<\/span>\n      <span style=\"display:block;margin:0;line-height:1.6;\"><strong>Profitability:<\/strong> The platform operates profitably for many years<\/span>\n    <\/div>\r\n\n    <div style=\"display:flex;gap:10px;align-items:flex-start;padding:8px 0;border-top:1px solid #f0f0f0;\">\n      <span style=\"flex-shrink:0;line-height:1.6;\">\u2705<\/span>\n      <span style=\"display:block;margin:0;line-height:1.6;\"><strong>Collateral:<\/strong> First-rank mortgages at a maximum loan-to-value (LTV) of 70%<\/span>\n    <\/div>\r\n\n    <div style=\"display:flex;gap:10px;align-items:flex-start;padding:8px 0;border-top:1px solid #f0f0f0;\">\n      <span style=\"flex-shrink:0;line-height:1.6;\">\u2705<\/span>\n      <span style=\"display:block;margin:0;line-height:1.6;\"><strong>Losses:<\/strong> No defaults or capital losses for investors to date<\/span>\n    <\/div>\r\n\n    <div style=\"display:flex;gap:10px;align-items:flex-start;padding:8px 0;border-top:1px solid #f0f0f0;\">\n      <span style=\"flex-shrink:0;line-height:1.6;\">\u2705<\/span>\n      <span style=\"display:block;margin:0;line-height:1.6;\"><strong>Liquidity:<\/strong> Secondary market and early exit options available<\/span>\n    <\/div> <\/div>\n    <\/div>\r\n\n    <div style=\"border:1px solid #c8c8c8;border-radius:8px;overflow:hidden;margin:1.5rem 0;background:#ffffff;box-shadow:0 2px 8px rgba(0,0,0,0.10);\">\n      <div style=\"background:#f7f7f7;padding:14px 20px;border-bottom:1px solid #e0e0e0;\">\n        <div style=\"display:flex;align-items:center;gap:10px;\">\n          <div style=\"width:4px;height:20px;background:#cc3300;border-radius:2px;flex-shrink:0;\"><\/div>\n          <span style=\"font-weight:700;\">Disadvantages<\/span>\n        <\/div>\n      <\/div>\n      <div style=\"padding:12px 20px 16px;\"><\/div>\n    <\/div>\r\n\n    <div style=\"display:flex;gap:10px;align-items:flex-start;padding:8px 0;border-top:none;\">\n      <span style=\"flex-shrink:0;line-height:1.6;\">\u26a0\ufe0f<\/span>\n      <span style=\"display:block;margin:0;line-height:1.6;font-size:15px !important;\"><strong>Auto Invest:<\/strong> No option to invest money automatically<\/span>\n    <\/div>\r\n\n    <div style=\"display:flex;gap:10px;align-items:flex-start;padding:8px 0;border-top:1px solid #f0f0f0;\">\n      <span style=\"flex-shrink:0;line-height:1.6;\">\u26a0\ufe0f<\/span>\n      <span style=\"display:block;margin:0;line-height:1.6;font-size:15px !important;\"><strong>Minimum Investment:<\/strong> Comparatively high entry point of \u20ac500 per project<\/span>\n    <\/div>\r\n\n    <div style=\"display:flex;gap:10px;align-items:flex-start;padding:8px 0;border-top:1px solid #f0f0f0;\">\n      <span style=\"flex-shrink:0;line-height:1.6;\">\u26a0\ufe0f<\/span>\n      <span style=\"display:block;margin:0;line-height:1.6;font-size:15px !important;\"><strong>Conflicts of Interest:<\/strong> Project vetting takes place without an independent external corrective<\/span>\n    <\/div>\r\n\n    <div style=\"display:flex;gap:10px;align-items:flex-start;padding:8px 0;border-top:1px solid #f0f0f0;\">\n      <span style=\"flex-shrink:0;line-height:1.6;\">\u26a0\ufe0f<\/span>\n      <span style=\"display:block;margin:0;line-height:1.6;font-size:15px !important;\"><strong>Withholding Taxes:<\/strong> Withholding taxes are retained for private investors<\/span>\n    <\/div>\r\n<hr \/>\r\n<h2><strong>Summary: InRento Review<\/strong><\/h2>\r\n<p>What is the preliminary conclusion of my InRento review so far?<\/p>\r\n<p>InRento is one of the few real estate crowdfunding platforms where regulation, profitability and track record all align at the same time: ECSP-licensed and supervised by the Central Bank of Lithuania, audited annual reports with proven profitability, and zero defaults across nearly \u20ac120 million in financed loans (as of August 2026).<\/p>\r\n<p>This performance is hard to match in the P2P market, which is why InRento rightly earns a top ranking in the P2P Risk Score.<\/p>\r\n<p>Anyone who invests with InRento is relying on the quality of the in-house underwriting and on the first-rank mortgage as the last line of defence. The return expectation of 11.68% on average is in a very attractive range for the underlying risk profile and clearly above comparable secured alternatives.<\/p>\r\n<p>Anyone looking for a regulated crowdfunding platform with first-rank secured real estate loans, monthly interest payments and an outstanding portfolio quality should consider InRento as a stable and conservative addition to their P2P portfolio.<\/p>\r\n\r\n<hr \/>\r\n<h3><strong>InRento Alternatives<\/strong><\/h3>\r\n<p>Already invested with InRento? Or looking for similar platforms? Here are three InRento alternatives from the current P2P market environment.<\/p>\r\n<p><strong>Crowdpear:<\/strong> Another Lithuania-based and regulated crowdfunding marketplace focused on mortgage-secured real estate loans. Crowdpear was built by the same team behind the P2P marketplace PeerBerry. Strong portfolio performance and a high level of transparency. More information in my <a href=\"https:\/\/rethink-p2p.de\/en\/crowdpear-review\/\" target=\"_blank\" rel=\"noopener\"><strong>Crowdpear review<\/strong><\/a>.<\/p>\r\n<p><strong>LANDE:<\/strong> A Latvia-based and regulated P2P platform focused on strongly secured agricultural loans. Like InRento, LANDE relies on real assets as collateral, with an average loan-to-value of just 44%. More information in my <a href=\"https:\/\/rethink-p2p.de\/en\/lande-review\/\" target=\"_blank\" rel=\"noopener\"><strong>LANDE review<\/strong><\/a>.<\/p>\r\n<p><strong>Profitus:<\/strong> Another Lithuania-based and regulated P2P marketplace focused on mortgage-secured real estate loans. Like InRento, Profitus is aimed at investors who want to combine strong collateralisation with competitive returns. More information in my <a href=\"https:\/\/rethink-p2p.de\/en\/profitus-review\/\" target=\"_blank\" rel=\"noopener\"><strong>Profitus review<\/strong><\/a>.<\/p>\r\n<p>You can find more InRento alternatives in the <a href=\"https:\/\/rethink-p2p.de\/en\/p2p-platform-reviews\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>P2P Platforms Comparison<\/strong><\/a>.<\/p>\r\n<hr \/>\r\n<div class=\"su-tabs su-tabs-style-default su-tabs-mobile-stack\" data-active=\"1\" data-scroll-offset=\"0\" data-anchor-in-url=\"no\"><div class=\"su-tabs-nav\"><span class=\"\" data-url=\"\" data-target=\"blank\" tabindex=\"0\" role=\"button\"><strong>Affiliate Links \/ Conflict of Interest<\/strong><\/span><span class=\"\" data-url=\"\" data-target=\"blank\" tabindex=\"0\" role=\"button\"><strong>Disclaimer<\/strong><\/span><\/div><div class=\"su-tabs-panes\"><div class=\"su-tabs-pane su-u-clearfix su-u-trim\" data-title=\"&lt;strong&gt;Affiliate Links \/ Conflict of Interest&lt;\/strong&gt;\">This article contains affiliate links. If you register and\/or invest through one of these links, the operator receives a commission. The compensation has no influence on the opinion or the evaluation of the platform. Potential conflicts of interest can be looked up on the \u201c<a href=\"https:\/\/rethink-p2p.de\/en\/p2p-portfolio\/\" target=\"_blank\" rel=\"noopener\"><strong>P2P Portfolio<\/strong><\/a>\u201d page.<\/div>\n<div class=\"su-tabs-pane su-u-clearfix su-u-trim\" data-title=\"&lt;strong&gt;Disclaimer&lt;\/strong&gt;\">Investments in P2P loans involve risks and may result in the complete loss of the invested capital. Past performance is not a reliable indicator of future developments. The following content is provided for informational purposes only and does not constitute investment advice. Despite careful research, no guarantee is given for the accuracy, completeness, or timeliness of the information provided. No liability is accepted for any financial losses or investment decisions made based on the information presented here. For more details, see the full <a href=\"https:\/\/rethink-p2p.de\/en\/disclaimer\/\" target=\"_blank\" rel=\"noopener\"><strong>disclaimer<\/strong><\/a>.<\/div><\/div><\/div>\r\n<hr \/>\r\n<h2>FAQ InRento Review<\/h2>\r\n\r\n<div class=\"schema-faq wp-block-yoast-faq-block\">\r\n<div id=\"faq-question-inrento-1\" class=\"schema-faq-section\"><strong class=\"schema-faq-question\">\u2705 What is InRento?<\/strong>\r\n<p class=\"schema-faq-answer\">InRento is a Lithuania-based crowdfunding platform on which investors can invest in first-rank secured buy-to-let real estate loans from several European countries. The platform has been regulated under the EU Crowdfunding Regulation (ECSP) since November 2023 and offers an average return of 11.68%.<\/p>\r\n<\/div>\r\n<div id=\"faq-question-inrento-2\" class=\"schema-faq-section\"><strong class=\"schema-faq-question\">\u2705 Is InRento regulated and safe?<\/strong>\r\n<p class=\"schema-faq-answer\">Yes. InRento is supervised by the Central Bank of Lithuania and has held an ECSP license since November 2023. Investor funds are held in segregated accounts with individual IBANs via Paysera and MangoPay. However, there is no deposit protection scheme.<\/p>\r\n<\/div>\r\n<div id=\"faq-question-inrento-3\" class=\"schema-faq-section\"><strong class=\"schema-faq-question\">\u2705 What return can I expect with InRento?<\/strong>\r\n<p class=\"schema-faq-answer\">The realised average return is 11.68% per year, compared with an original expectation of 9.36%. The excess return is mainly explained by the share in the sale profit (capital growth) on projects realised ahead of schedule.<\/p>\r\n<\/div>\r\n<div id=\"faq-question-inrento-4\" class=\"schema-faq-section\"><strong class=\"schema-faq-question\">\u2705 Is there a buyback guarantee with InRento?<\/strong>\r\n<p class=\"schema-faq-answer\">No. A buyback guarantee is extremely rare with real estate platforms that offer collateral as security. Instead, all loans are secured by first-rank mortgages at a maximum loan-to-value (LTV) of 70%. In the worst case, recovery takes place through the sale of the property.<\/p>\r\n<\/div>\r\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":37882,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"template-centered.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-37879","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>InRento Review 2026: 11% And No Losses Since 2020!<\/title>\n<meta name=\"description\" content=\"My InRento Review: ECSP-regulated, no losses, proven profitability. 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However, there is no deposit protection scheme.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/rethink-p2p.de\/en\/inrento-review\/#faq-question-inrento-3","position":3,"url":"https:\/\/rethink-p2p.de\/en\/inrento-review\/#faq-question-inrento-3","name":"\u2705 What return can I expect with InRento?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The realised average return is 11.68% per year, compared with an original expectation of 9.36%. The excess return is mainly explained by the share in the sale profit (capital growth) on projects realised ahead of schedule.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/rethink-p2p.de\/en\/inrento-review\/#faq-question-inrento-4","position":4,"url":"https:\/\/rethink-p2p.de\/en\/inrento-review\/#faq-question-inrento-4","name":"\u2705 Is there a buyback guarantee with InRento?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"No. A buyback guarantee is extremely rare with real estate platforms that offer collateral as security. Instead, all loans are secured by first-rank mortgages at a maximum loan-to-value (LTV) of 70%. In the worst case, recovery takes place through the sale of the property.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/rethink-p2p.de\/en\/inrento-review\/#faq-question-inrento-5","position":5,"url":"https:\/\/rethink-p2p.de\/en\/inrento-review\/#faq-question-inrento-5","name":"\u2705 Is there a bonus with InRento?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"#PLACEHOLDER: add bonus conditions (Invite a Friend programme: \u20ac20 for the referrer and the referred investor after the first investment on the primary market; add your own affiliate offer if applicable).","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/rethink-p2p.de\/en\/wp-json\/wp\/v2\/pages\/37879","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rethink-p2p.de\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/rethink-p2p.de\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/rethink-p2p.de\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/rethink-p2p.de\/en\/wp-json\/wp\/v2\/comments?post=37879"}],"version-history":[{"count":10,"href":"https:\/\/rethink-p2p.de\/en\/wp-json\/wp\/v2\/pages\/37879\/revisions"}],"predecessor-version":[{"id":37881,"href":"https:\/\/rethink-p2p.de\/en\/wp-json\/wp\/v2\/pages\/37879\/revisions\/37881"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rethink-p2p.de\/en\/wp-json\/wp\/v2\/media\/37882"}],"wp:attachment":[{"href":"https:\/\/rethink-p2p.de\/en\/wp-json\/wp\/v2\/media?parent=37879"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}