{"id":29307,"date":"2025-09-19T06:00:27","date_gmt":"2025-09-19T04:00:27","guid":{"rendered":"https:\/\/rethink-p2p.de\/?page_id=29307"},"modified":"2026-09-18T10:55:37","modified_gmt":"2026-09-18T08:55:37","slug":"loan-originators","status":"publish","type":"page","link":"https:\/\/rethink-p2p.de\/en\/loan-originators\/","title":{"rendered":"P2P Loan Originators: Comparison and Risk Score"},"content":{"rendered":"

Last Update: 7 October 2026<\/span>\n

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About the re:think P2P loan originator score<\/p>\n

The re:think P2P loan originator score rates 100+ loan originators on six balance-sheet criteria: reporting, profitability, return on assets, equity ratio, liquidity and portfolio quality (loan losses). The assessment is based on audited financial statements where available. The P2P platforms themselves are rated separately by the re:think P2P Risk Score<\/a>.<\/p>\n<\/div>\n

On many P2P platforms, investors can choose from a variety of different lending companies. In this regard, past experiences have shown repeatedly that quality is often more important than quantity.<\/p>\n

So how can one identify the best loan originators?<\/p>\n

One of the most important factors to consider is financial stability. Therefore, the loan originators on this page are examined against six separate criteria, with a total score of up to 100 points.<\/p>\n

110<\/b>evaluated lending companies<\/span><\/div>
Strong (85\u2013100 points)<\/span><\/span><\/span><\/span>1.8 %<\/span>2<\/span><\/span><\/div>
Stable (70\u201384 points)<\/span><\/span><\/span><\/span>24.5 %<\/span>27<\/span><\/span><\/div>
Medium (55\u201369 points)<\/span><\/span><\/span><\/span>30.9 %<\/span>34<\/span><\/span><\/div>
Risk (40\u201354 points)<\/span><\/span><\/span><\/span>22.7 %<\/span>25<\/span><\/span><\/div>
Critical (0\u201339 points)<\/span><\/span><\/span><\/span>20.0 %<\/span>22<\/span><\/span><\/div><\/div>

Based on all lending companies with a total score.<\/p><\/div>\n

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