{"id":22447,"date":"2025-03-12T07:00:00","date_gmt":"2025-03-12T06:00:00","guid":{"rendered":"https:\/\/rethink-p2p.de\/esto-review-2024-you-should-invest-heres-why\/"},"modified":"2026-04-03T19:22:33","modified_gmt":"2026-04-03T17:22:33","slug":"esto-review","status":"publish","type":"page","link":"https:\/\/rethink-p2p.de\/en\/esto-review\/","title":{"rendered":"Esto Review 2026: Why You Should Invest! (No, seriously!)"},"content":{"rendered":"

Esto is an Estonian fintech company that specializes in payment processing for both online and offline commerce. The company offers solutions for merchants (B2B) and their customers (B2C).<\/p>\r\n

In its end-customer business, Esto generates the majority of its revenue (approximately 90%) through various credit offerings. Since September 2019, the company has been financing a significant part of its loan portfolio via the P2P marketplace Mintos.<\/p>\r\n

In a personal conversation with Esto CEO Mikk Metsa, as part of my P2P Lending Journey 2024<\/strong><\/a>, I learned more about the company’s history and business model, the importance of different financing structures, and how Esto approaches the topic of risk management. My Esto review provides a deeper look into the company and whether it might be worth investing in the Estonian company’s assets.<\/p>\r\n

Further analyses of P2P platforms can be found on my P2P Platform Review<\/strong><\/a> page.<\/p>\r\n

<\/i> Invest in Esto Loans \/ Bonds via Mintos<\/strong><\/span><\/a><\/div>\r\n
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