{"id":19751,"date":"2023-02-13T06:00:00","date_gmt":"2023-02-13T05:00:00","guid":{"rendered":"https:\/\/rethink-p2p.de\/maclear-review-2024-regulated-p2p-loans-from-switzerland\/"},"modified":"2026-09-28T17:55:49","modified_gmt":"2026-09-28T15:55:49","slug":"maclear-review","status":"publish","type":"page","link":"https:\/\/rethink-p2p.de\/en\/maclear-review\/","title":{"rendered":"Maclear Review 2026"},"content":{"rendered":"

Last Update: 29 September 2026<\/span><\/span><\/p>\r\n

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\n Key Takeaways\n <\/div>\n
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\n \u2022<\/span>\n Maclear is a crowdfunding platform registered in Switzerland, operational since May 2023. On Maclear, investors can invest in international SME loans across various geographies. The advertised return is up to 15.6%.<\/span>\n <\/div>\n
\n \u2022<\/span>\n Neither the shareholders nor the operational activities have any real connection to Switzerland. The location appears to have been deliberately chosen to circumvent the stricter requirements of the European Crowdfunding Regulation (ECSP).<\/span>\n <\/div>\n
\n \u2022<\/span>\n Several financed projects have shown serious discrepancies between Maclear’s stated figures and official company data. False revenue numbers and non-existent collateral are not isolated cases but a recurring pattern.<\/span>\n <\/div>\n
\n \u2022<\/span>\n The platform does not publish meaningful portfolio statistics or audited financial reports. In addition, Maclear uses bots to artificially boost its brand presence and is promoted as Europe’s best P2P platform by a presumably affiliated fake review portal.<\/span>\n <\/div><\/div>\n <\/div>\n <\/div>\r\n