{"id":15891,"date":"2020-09-15T06:00:00","date_gmt":"2020-09-15T04:00:00","guid":{"rendered":"https:\/\/rethink-p2p.de\/debitum-erfahrungen-2023-lohnt-sich-ein-investment\/"},"modified":"2026-09-28T17:43:44","modified_gmt":"2026-09-28T15:43:44","slug":"debitum-review","status":"publish","type":"page","link":"https:\/\/rethink-p2p.de\/en\/debitum-review\/","title":{"rendered":"Debitum Review 2026"},"content":{"rendered":"Last Update: 29 September 2026<\/span>\r\n

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\n Key Takeaways\n <\/div>\n
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\n \u2022<\/span>\n Debitum is a P2P platform registered in Latvia, on which investors can invest in buyback-secured business loans and earn a return of up to 15%.<\/span>\n <\/div>\n
\n \u2022<\/span>\n The platform is operated by SIA DN Operator, which has been regulated by the Latvian financial supervisory authority under MiFID II since 2021.<\/span>\n <\/div>\n
\n \u2022<\/span>\n Since the change of ownership in August 2023, the platform’s profile has changed fundamentally. Both the loan offering and interest rates have increased significantly.<\/span>\n <\/div>\n
\n \u2022<\/span>\n The platform carries some legacy issues from its past, including a crowdsale funding round in 2017 (DEB Token) and defaulted loans in Ukraine (Chain Finance).<\/span>\n <\/div>\n
\n \u2022<\/span>\n Since 2025, the portfolio has been dominated by affiliated loan originators from the Latvian forestry sector. Since March 2026, their ownership structures, internal transactions and transparency towards investors have been publicly called into question.<\/span>\n <\/div><\/div>\n <\/div>\n <\/div>\r\n
Update:<\/strong> Since March 2026, the affiliated loan originators from the Latvian forestry sector that dominate the Debitum portfolio have been publicly called into question. My analysis: Latvian Forest Development Fund: Analysis, Risks & Current Allegations<\/a><\/div><\/div>\r\n