{"id":15785,"date":"2022-05-02T06:00:00","date_gmt":"2022-05-02T04:00:00","guid":{"rendered":"https:\/\/rethink-p2p.de\/lendermarket-review-2023-16-too-good-to-be-true\/"},"modified":"2026-09-28T17:49:25","modified_gmt":"2026-09-28T15:49:25","slug":"lendermarket-review","status":"publish","type":"page","link":"https:\/\/rethink-p2p.de\/en\/lendermarket-review\/","title":{"rendered":"Lendermarket Review 2026"},"content":{"rendered":"

Last Update: 29 September 2026<\/span><\/span><\/p>\r\n

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\n Key Takeaways\n <\/div>\n
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\n \u2022<\/span>\n Lendermarket is a P2P platform registered in Ireland. Founded in 2016 by the Creditstar Group, operational since June 2019. Investors can invest in international consumer loans and earn an advertised average return of 15.5%.<\/span>\n <\/div>\n
\n \u2022<\/span>\n Since December 2024, Lendermarket is licensed as a crowdfunding service provider under EU regulation. Investor funds have since been held in segregated accounts. The long-standing pending payments were fully settled in October 2025.<\/span>\n <\/div>\n
\n \u2022<\/span>\n The platform is currently not profitable. In 2024, a loss of EUR 300,000 was recorded. Accumulated losses now total around EUR 1.5 million.<\/span>\n <\/div>\n
\n \u2022<\/span>\n Creditstar loans can significantly restrict liquidity through extension periods of up to 180 days. There is no secondary market. The dependency on the Creditstar Group remains a structural risk.<\/span>\n <\/div><\/div>\n <\/div>\n <\/div>\r\n\n