{"id":15681,"date":"2022-01-30T06:00:00","date_gmt":"2022-01-30T05:00:00","guid":{"rendered":"https:\/\/rethink-p2p.de\/profitus-experience-2023-360-degree-analysis-and-evaluation\/"},"modified":"2026-09-28T17:56:32","modified_gmt":"2026-09-28T15:56:32","slug":"profitus-review","status":"publish","type":"page","link":"https:\/\/rethink-p2p.de\/en\/profitus-review\/","title":{"rendered":"Profitus Review 2026"},"content":{"rendered":"

Last Update: 29 September 2026<\/span><\/span><\/p>\r\n

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\n Key Takeaways\n <\/div>\n
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\n \u2022<\/span>\n Profitus is a P2P platform based in Lithuania, operational since August 2018, on which investors can invest in mortgage-secured business loans. The expected return is up to 14%.<\/span>\n <\/div>\n
\n \u2022<\/span>\n The platform has been regulated by the Lithuanian Central Bank since its launch and holds the EU Crowdfunding Service Provider licence (ECSP) since November 2023. Investor funds are held in segregated accounts.<\/span>\n <\/div>\n
\n \u2022<\/span>\n Of the first 1,000 financed loans, only two projects had to enter the recovery process. The share of defaulted loans has always remained below 5%. No capital losses for investors have occurred to date.<\/span>\n <\/div>\n
\n \u2022<\/span>\n No secondary market, a limited loan offering and withholding tax of 10% to 15% are the key disadvantages. My personal return after more than one year as an active investor was 8.60%.<\/span>\n <\/div><\/div>\n <\/div>\n <\/div>