{"id":15649,"date":"2020-07-23T06:00:00","date_gmt":"2020-07-23T04:00:00","guid":{"rendered":"https:\/\/rethink-p2p.de\/my-p2p-portfolio\/"},"modified":"2026-07-09T17:05:36","modified_gmt":"2026-07-09T15:05:36","slug":"p2p-portfolio","status":"publish","type":"page","link":"https:\/\/rethink-p2p.de\/en\/p2p-portfolio\/","title":{"rendered":"P2P Portfolio"},"content":{"rendered":"<p class=\"font-claude-response-body break-words whitespace-normal\"><span class=\"rtp-aktualisiert\">Last Update: 1 September 2026<\/span>\r\n<p class=\"font-claude-response-body break-words whitespace-normal\">Since October 2017, I have been actively investing in P2P loans, and this blog has always given an honest look into my own investments. My goal is to create transparency on one hand, and to disclose potential conflicts of interest on the other.<\/p>\r\n<p class=\"font-claude-response-body break-words whitespace-normal\">The overview below shows the current status of my active, paused, and winding-down investments, including account value, return (XIRR), and investment duration per platform. Clicking on the logo takes you directly to the detailed <strong><a class=\"underline underline underline-offset-2 decoration-1 decoration-current\/40 hover:decoration-current focus:decoration-current\" href=\"https:\/\/rethink-p2p.de\/en\/p2p-platform-reviews\/\" target=\"_blank\" rel=\"noopener\">P2P platform review<\/a> <\/strong>for that platform.<\/p>\r\n<p class=\"font-claude-response-body break-words whitespace-normal\">If you would like to follow the development of my P2P portfolio over time, my monthly <strong><a class=\"underline underline underline-offset-2 decoration-1 decoration-current\/40 hover:decoration-current focus:decoration-current\" href=\"https:\/\/rethink-p2p.de\/en\/category\/p2p-portfolio-update\/\" target=\"_blank\" rel=\"noopener\">P2P portfolio update<\/a><\/strong>\u00a0offer detailed insights into income, transactions, and value development. Current market developments and news, on the other hand, are documented on my <strong><a class=\"underline underline underline-offset-2 decoration-1 decoration-current\/40 hover:decoration-current focus:decoration-current\" href=\"https:\/\/rethink-p2p.de\/en\/news\/\" target=\"_blank\" rel=\"noopener\">news page<\/a><\/strong>, as well as in my <strong><a class=\"underline underline underline-offset-2 decoration-1 decoration-current\/40 hover:decoration-current focus:decoration-current\" href=\"https:\/\/bit.ly\/rethinkp2p-en-telegram\" target=\"_blank\" rel=\"noopener\">Telegram channel<\/a><\/strong> and <strong><a class=\"underline underline underline-offset-2 decoration-1 decoration-current\/40 hover:decoration-current focus:decoration-current\" href=\"https:\/\/bit.ly\/rethinkp2p-en-whatsapp\" target=\"_blank\" rel=\"noopener\">WhatsApp group<\/a><\/strong>.<\/p>\r\n<p class=\"font-claude-response-body break-words whitespace-normal\">The &#8220;Exited P2P Investments&#8221; section provides an overview of platforms that I have invested in in the past, the reasons behind each exit, and the total return each investment achieved.<\/p>\r\n<hr \/>\r\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_67_1 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/rethink-p2p.de\/en\/p2p-portfolio\/#Outstanding_P2P_Lending_Portfolio\" title=\"Outstanding P2P Lending Portfolio\">Outstanding P2P Lending Portfolio<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/rethink-p2p.de\/en\/p2p-portfolio\/#Historic_Development_Outstanding_P2P_Portfolio\" title=\"Historic Development Outstanding P2P Portfolio\">Historic Development Outstanding P2P Portfolio<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/rethink-p2p.de\/en\/p2p-portfolio\/#Exited_P2P_Investments\" title=\"Exited P2P Investments\">Exited P2P Investments<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/rethink-p2p.de\/en\/p2p-portfolio\/#FAQ_P2P_Portfolio\" title=\"FAQ P2P Portfolio\">FAQ P2P Portfolio<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Outstanding_P2P_Lending_Portfolio\"><\/span>Outstanding P2P Lending Portfolio<span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n    <style>\n    .rtp-portfolio-wrap { margin:1.5rem 0; padding:6px; }\n    .rtp-portfolio-header {\n        display:grid;\n        grid-template-columns: 110px 110px 1.2fr 1fr 1.2fr 40px;\n        gap:20px;\n        padding:0 20px 10px 20px;\n        font-size:11px;\n        color:#1a1a1a;\n        text-transform:uppercase;\n        letter-spacing:0.04em;\n        font-weight:700;\n    }\n    .rtp-portfolio-cards { display:flex; flex-direction:column; gap:8px; }\n    .rtp-card {\n        background:#ffffff;\n        border-radius:12px;\n        padding:10px 20px;\n        display:grid;\n        grid-template-columns: 110px 110px 1.2fr 1fr 1.2fr 40px;\n        gap:20px;\n        align-items:center;\n        box-shadow:0 1px 3px rgba(0,0,0,0.04), 0 2px 8px rgba(0,0,0,0.04);\n        transition: box-shadow 0.15s ease;\n    }\n    .rtp-card:hover { box-shadow:0 2px 6px rgba(0,0,0,0.06), 0 6px 18px rgba(0,0,0,0.06); }\n    .rtp-card-logo {\n        width:90px;\n        height:26px;\n        display:flex;\n        align-items:center;\n        justify-content:flex-start;\n        text-decoration:none !important;\n    }\n    .rtp-card-logo img {\n        width:100%;\n        height:100%;\n        object-fit:contain;\n        object-position:left center;\n    }\n    .rtp-card-value {\n        font-size:14px;\n        font-weight:500;\n        color:#1a1a1a;\n    }\n    .rtp-status-badge {\n        display:inline-block;\n        padding:4px 12px;\n        border-radius:999px;\n        font-size:11px;\n        font-weight:500;\n    }\n    .rtp-card-arrow {\n        color:#1a1a1a !important;\n        text-decoration:none !important;\n        font-size:20px;\n        font-weight:500;\n        line-height:1;\n        transition: transform 0.15s ease;\n    }\n    .rtp-card-arrow:hover { transform:translateX(3px); }\n    @media (max-width: 768px) {\n        .rtp-portfolio-header { display:none; }\n        .rtp-card {\n            grid-template-columns: 1fr 1fr;\n            gap:14px;\n            padding:16px 20px;\n        }\n        .rtp-card-arrow { grid-column: 2; justify-self:end; }\n    }\n    <\/style>\n\n    <div class=\"rtp-portfolio-wrap\">\n        <div class=\"rtp-portfolio-header\">\n            <div>Platform<\/div>\n            <div>Status<\/div>\n            <div>Account Value<\/div>\n            <div>XIRR<\/div>\n            <div>Invested Since<\/div>\n            <div><\/div>\n        <\/div>\n        <div class=\"rtp-portfolio-cards\">\n                            <div class=\"rtp-card\">\n                    <a href=\"https:\/\/rethink-p2p.de\/en\/peerberry-review\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-logo\">\n                        <img data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/Peerberry.png\" alt=\"PeerBerry Logo\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" style=\"--smush-placeholder-width: 2000px; --smush-placeholder-aspect-ratio: 2000\/420;\"><noscript><img src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/Peerberry.png\" alt=\"PeerBerry Logo\"><\/noscript>\n                    <\/a>\n                    <div>\n                        <span class=\"rtp-status-badge\" style=\"background:#e6f5ea; color:#0d5524;\">\n                            Active                        <\/span>\n                    <\/div>\n                    <div class=\"rtp-card-value\">\u20ac52,043<\/div>\n                    <div class=\"rtp-card-value\" style=\"color:#0d5524;\">11.36%<\/div>\n                    <div class=\"rtp-card-value\">June 2021<\/div>\n                    <a href=\"https:\/\/rethink-p2p.de\/en\/peerberry-review\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-arrow\" aria-label=\"Zum PeerBerry Erfahrungsbericht\">\u2192<\/a>\n                <\/div>\n                            <div class=\"rtp-card\">\n                    <a href=\"https:\/\/rethink-p2p.de\/en\/bondora-go-and-grow-review\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-logo\">\n                        <img data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/Bondora-Go-Grow-Logo.png\" alt=\"Bondora Logo\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" style=\"--smush-placeholder-width: 800px; --smush-placeholder-aspect-ratio: 800\/210;\"><noscript><img src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/Bondora-Go-Grow-Logo.png\" alt=\"Bondora Logo\"><\/noscript>\n                    <\/a>\n                    <div>\n                        <span class=\"rtp-status-badge\" style=\"background:#e6f5ea; color:#0d5524;\">\n                            Active                        <\/span>\n                    <\/div>\n                    <div class=\"rtp-card-value\">\u20ac26,622<\/div>\n                    <div class=\"rtp-card-value\" style=\"color:#0d5524;\">6.32%<\/div>\n                    <div class=\"rtp-card-value\">June 2018<\/div>\n                    <a href=\"https:\/\/rethink-p2p.de\/en\/bondora-go-and-grow-review\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-arrow\" aria-label=\"Zum Bondora Erfahrungsbericht\">\u2192<\/a>\n                <\/div>\n                            <div class=\"rtp-card\">\n                    <a href=\"https:\/\/rethink-p2p.de\/en\/income-marketplace-review\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-logo\">\n                        <img data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/Income-2.png\" alt=\"Income Logo\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" style=\"--smush-placeholder-width: 1676px; --smush-placeholder-aspect-ratio: 1676\/407;\"><noscript><img src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/Income-2.png\" alt=\"Income Logo\"><\/noscript>\n                    <\/a>\n                    <div>\n                        <span class=\"rtp-status-badge\" style=\"background:#e6f5ea; color:#0d5524;\">\n                            Active                        <\/span>\n                    <\/div>\n                    <div class=\"rtp-card-value\">\u20ac25,799<\/div>\n                    <div class=\"rtp-card-value\" style=\"color:#0d5524;\">12.87%<\/div>\n                    <div class=\"rtp-card-value\">April 2022<\/div>\n                    <a href=\"https:\/\/rethink-p2p.de\/en\/income-marketplace-review\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-arrow\" aria-label=\"Zum Income Erfahrungsbericht\">\u2192<\/a>\n                <\/div>\n                            <div class=\"rtp-card\">\n                    <a href=\"https:\/\/rethink-p2p.de\/en\/lande-review\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-logo\">\n                        <img data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/LANDE.jpg\" alt=\"LANDE Logo\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" style=\"--smush-placeholder-width: 775px; --smush-placeholder-aspect-ratio: 775\/196;\"><noscript><img src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/LANDE.jpg\" alt=\"LANDE Logo\"><\/noscript>\n                    <\/a>\n                    <div>\n                        <span class=\"rtp-status-badge\" style=\"background:#e6f5ea; color:#0d5524;\">\n                            Active                        <\/span>\n                    <\/div>\n                    <div class=\"rtp-card-value\">\u20ac17,432<\/div>\n                    <div class=\"rtp-card-value\" style=\"color:#0d5524;\">9.98%<\/div>\n                    <div class=\"rtp-card-value\">December 2021<\/div>\n                    <a href=\"https:\/\/rethink-p2p.de\/en\/lande-review\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-arrow\" aria-label=\"Zum LANDE Erfahrungsbericht\">\u2192<\/a>\n                <\/div>\n                            <div class=\"rtp-card\">\n                    <a href=\"https:\/\/rethink-p2p.de\/en\/mintos-review\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-logo\">\n                        <img data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2023\/03\/Mintos.png\" alt=\"Mintos Logo\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" style=\"--smush-placeholder-width: 386px; --smush-placeholder-aspect-ratio: 386\/100;\"><noscript><img src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2023\/03\/Mintos.png\" alt=\"Mintos Logo\"><\/noscript>\n                    <\/a>\n                    <div>\n                        <span class=\"rtp-status-badge\" style=\"background:#e6f5ea; color:#0d5524;\">\n                            Active                        <\/span>\n                    <\/div>\n                    <div class=\"rtp-card-value\">\u20ac17,000<\/div>\n                    <div class=\"rtp-card-value\" style=\"color:#0d5524;\">11.64%<\/div>\n                    <div class=\"rtp-card-value\">July 2024<\/div>\n                    <a href=\"https:\/\/rethink-p2p.de\/en\/mintos-review\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-arrow\" aria-label=\"Zum Mintos Erfahrungsbericht\">\u2192<\/a>\n                <\/div>\n                            <div class=\"rtp-card\">\n                    <a href=\"https:\/\/rethink-p2p.de\/en\/twino-review\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-logo\">\n                        <img data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/TWINO-Logo-2026.png\" alt=\"TWINO Logo\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" style=\"--smush-placeholder-width: 458px; --smush-placeholder-aspect-ratio: 458\/110;\"><noscript><img src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/TWINO-Logo-2026.png\" alt=\"TWINO Logo\"><\/noscript>\n                    <\/a>\n                    <div>\n                        <span class=\"rtp-status-badge\" style=\"background:#e6f5ea; color:#0d5524;\">\n                            Active                        <\/span>\n                    <\/div>\n                    <div class=\"rtp-card-value\">\u20ac15,642<\/div>\n                    <div class=\"rtp-card-value\" style=\"color:#0d5524;\">10.71%<\/div>\n                    <div class=\"rtp-card-value\">December 2020<\/div>\n                    <a href=\"https:\/\/rethink-p2p.de\/en\/twino-review\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-arrow\" aria-label=\"Zum TWINO Erfahrungsbericht\">\u2192<\/a>\n                <\/div>\n                            <div class=\"rtp-card\">\n                    <a href=\"https:\/\/rethink-p2p.de\/en\/afranga-review\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-logo\">\n                        <img data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/Afranga-Logo-PNG-.png\" alt=\"Afranga Logo\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" style=\"--smush-placeholder-width: 983px; --smush-placeholder-aspect-ratio: 983\/252;\"><noscript><img src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/Afranga-Logo-PNG-.png\" alt=\"Afranga Logo\"><\/noscript>\n                    <\/a>\n                    <div>\n                        <span class=\"rtp-status-badge\" style=\"background:#e6f5ea; color:#0d5524;\">\n                            Active                        <\/span>\n                    <\/div>\n                    <div class=\"rtp-card-value\">\u20ac13,057<\/div>\n                    <div class=\"rtp-card-value\" style=\"color:#0d5524;\">12.84%<\/div>\n                    <div class=\"rtp-card-value\">August 2025<\/div>\n                    <a href=\"https:\/\/rethink-p2p.de\/en\/afranga-review\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-arrow\" aria-label=\"Zum Afranga Erfahrungsbericht\">\u2192<\/a>\n                <\/div>\n                            <div class=\"rtp-card\">\n                    <a href=\"https:\/\/rethink-p2p.de\/en\/monefit-smartsaver-review\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-logo\">\n                        <img data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/Logo-transparent-large.png\" alt=\"Monefit Logo\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" style=\"--smush-placeholder-width: 1452px; --smush-placeholder-aspect-ratio: 1452\/300;\"><noscript><img src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/Logo-transparent-large.png\" alt=\"Monefit Logo\"><\/noscript>\n                    <\/a>\n                    <div>\n                        <span class=\"rtp-status-badge\" style=\"background:#e6f5ea; color:#0d5524;\">\n                            Active                        <\/span>\n                    <\/div>\n                    <div class=\"rtp-card-value\">\u20ac10,674<\/div>\n                    <div class=\"rtp-card-value\" style=\"color:#0d5524;\">7.58%<\/div>\n                    <div class=\"rtp-card-value\">June 2025<\/div>\n                    <a href=\"https:\/\/rethink-p2p.de\/en\/monefit-smartsaver-review\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-arrow\" aria-label=\"Zum Monefit Erfahrungsbericht\">\u2192<\/a>\n                <\/div>\n                            <div class=\"rtp-card\">\n                    <a href=\"https:\/\/rethink-p2p.de\/en\/nectaro-review\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-logo\">\n                        <img data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/Nectaro_2.png\" alt=\"Nectaro Logo\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" style=\"--smush-placeholder-width: 780px; --smush-placeholder-aspect-ratio: 780\/150;\"><noscript><img src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/Nectaro_2.png\" alt=\"Nectaro Logo\"><\/noscript>\n                    <\/a>\n                    <div>\n                        <span class=\"rtp-status-badge\" style=\"background:#e6f5ea; color:#0d5524;\">\n                            Active                        <\/span>\n                    <\/div>\n                    <div class=\"rtp-card-value\">\u20ac7,847<\/div>\n                    <div class=\"rtp-card-value\" style=\"color:#0d5524;\">16.85%<\/div>\n                    <div class=\"rtp-card-value\">March 2025<\/div>\n                    <a href=\"https:\/\/rethink-p2p.de\/en\/nectaro-review\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-arrow\" aria-label=\"Zum Nectaro Erfahrungsbericht\">\u2192<\/a>\n                <\/div>\n                            <div class=\"rtp-card\">\n                    <a href=\"https:\/\/rethink-p2p.de\/en\/inrento-review\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-logo\">\n                        <img data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-P2P-Logo.png\" alt=\"InRento Logo\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" style=\"--smush-placeholder-width: 778px; --smush-placeholder-aspect-ratio: 778\/128;\"><noscript><img src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/InRento-P2P-Logo.png\" alt=\"InRento Logo\"><\/noscript>\n                    <\/a>\n                    <div>\n                        <span class=\"rtp-status-badge\" style=\"background:#e6f5ea; color:#0d5524;\">\n                            Active                        <\/span>\n                    <\/div>\n                    <div class=\"rtp-card-value\">\u20ac2,000<\/div>\n                    <div class=\"rtp-card-value\" style=\"color:#0d5524;\">0.00%<\/div>\n                    <div class=\"rtp-card-value\">September 2026<\/div>\n                    <a href=\"https:\/\/rethink-p2p.de\/en\/inrento-review\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-arrow\" aria-label=\"Zum InRento Erfahrungsbericht\">\u2192<\/a>\n                <\/div>\n                            <div class=\"rtp-card\">\n                    <a href=\"https:\/\/rethink-p2p.de\/en\/debitum-review\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-logo\">\n                        <img data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/debitum.png\" alt=\"Debitum Logo\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" style=\"--smush-placeholder-width: 1002px; --smush-placeholder-aspect-ratio: 1002\/199;\"><noscript><img src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/debitum.png\" alt=\"Debitum Logo\"><\/noscript>\n                    <\/a>\n                    <div>\n                        <span class=\"rtp-status-badge\" style=\"background:#e8f1fb; color:#143d6b;\">\n                            Winding Down                        <\/span>\n                    <\/div>\n                    <div class=\"rtp-card-value\">\u20ac3,744<\/div>\n                    <div class=\"rtp-card-value\" style=\"color:#0d5524;\">13.39%<\/div>\n                    <div class=\"rtp-card-value\">July 2024<\/div>\n                    <a href=\"https:\/\/rethink-p2p.de\/en\/debitum-review\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-arrow\" aria-label=\"Zum Debitum Erfahrungsbericht\">\u2192<\/a>\n                <\/div>\n                            <div class=\"rtp-card\">\n                    <a href=\"https:\/\/rethink-p2p.de\/en\/esketit-review\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-logo\">\n                        <img data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/esketit.png\" alt=\"Esketit Logo\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" style=\"--smush-placeholder-width: 1280px; --smush-placeholder-aspect-ratio: 1280\/328;\"><noscript><img src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/esketit.png\" alt=\"Esketit Logo\"><\/noscript>\n                    <\/a>\n                    <div>\n                        <span class=\"rtp-status-badge\" style=\"background:#e8f1fb; color:#143d6b;\">\n                            Winding Down                        <\/span>\n                    <\/div>\n                    <div class=\"rtp-card-value\">\u20ac1,703<\/div>\n                    <div class=\"rtp-card-value\" style=\"color:#0d5524;\">11.14%<\/div>\n                    <div class=\"rtp-card-value\">October 2022<\/div>\n                    <a href=\"https:\/\/rethink-p2p.de\/en\/esketit-review\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-arrow\" aria-label=\"Zum Esketit Erfahrungsbericht\">\u2192<\/a>\n                <\/div>\n                            <div class=\"rtp-card\">\n                    <a href=\"https:\/\/rethink-p2p.de\/en\/estateguru-review\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-logo\">\n                        <img data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2023\/03\/Estateguru.png\" alt=\"EstateGuru Logo\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" style=\"--smush-placeholder-width: 495px; --smush-placeholder-aspect-ratio: 495\/100;\"><noscript><img src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2023\/03\/Estateguru.png\" alt=\"EstateGuru Logo\"><\/noscript>\n                    <\/a>\n                    <div>\n                        <span class=\"rtp-status-badge\" style=\"background:#e8f1fb; color:#143d6b;\">\n                            Winding Down                        <\/span>\n                    <\/div>\n                    <div class=\"rtp-card-value\">\u20ac1,687<\/div>\n                    <div class=\"rtp-card-value\" style=\"color:#7a1e1e;\">-1.69%<\/div>\n                    <div class=\"rtp-card-value\">November 2018<\/div>\n                    <a href=\"https:\/\/rethink-p2p.de\/en\/estateguru-review\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-arrow\" aria-label=\"Zum EstateGuru Erfahrungsbericht\">\u2192<\/a>\n                <\/div>\n                            <div class=\"rtp-card\">\n                    <a href=\"https:\/\/rethink-p2p.de\/en\/crowdpear-review\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-logo\">\n                        <img data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/Crowdpear-2.png\" alt=\"Crowdpear Logo\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" style=\"--smush-placeholder-width: 2048px; --smush-placeholder-aspect-ratio: 2048\/387;\"><noscript><img src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/06\/Crowdpear-2.png\" alt=\"Crowdpear Logo\"><\/noscript>\n                    <\/a>\n                    <div>\n                        <span class=\"rtp-status-badge\" style=\"background:#e8f1fb; color:#143d6b;\">\n                            Winding Down                        <\/span>\n                    <\/div>\n                    <div class=\"rtp-card-value\">\u20ac609<\/div>\n                    <div class=\"rtp-card-value\" style=\"color:#0d5524;\">11.18%<\/div>\n                    <div class=\"rtp-card-value\">May 2023<\/div>\n                    <a href=\"https:\/\/rethink-p2p.de\/en\/crowdpear-review\/\" target=\"_blank\" rel=\"noopener\" class=\"rtp-card-arrow\" aria-label=\"Zum Crowdpear Erfahrungsbericht\">\u2192<\/a>\n                <\/div>\n                    <\/div>\n    <\/div>\n    \r\n<hr \/>\r\n<h2><span class=\"ez-toc-section\" id=\"Historic_Development_Outstanding_P2P_Portfolio\"><\/span>Historic Development Outstanding P2P Portfolio<span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n<p><iframe id=\"datawrapper-chart-vkG6M\" style=\"width: 0; min-width: 100% !important; border: none;\" title=\"Entwicklung P2P Portfolio (Langfristig vs. BGG &amp;amp; MSS)\" data-src=\"https:\/\/datawrapper.dwcdn.net\/vkG6M\/1\/\" height=\"388\" frameborder=\"0\" scrolling=\"no\" aria-label=\"Fl\u00e4chen\" data-external=\"1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" data-load-mode=\"1\"><\/iframe><script type=\"text\/javascript\">window.addEventListener(\"message\",function(a){if(void 0!==a.data[\"datawrapper-height\"]){var e=document.querySelectorAll(\"iframe\");for(var t in a.data[\"datawrapper-height\"])for(var r,i=0;r=e[i];i++)if(r.contentWindow===a.source){var d=a.data[\"datawrapper-height\"][t]+\"px\";r.style.height=d}}});<\/script><\/p>\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\" \/><!-- \/wp:separator -->\r\n<h2><span class=\"ez-toc-section\" id=\"Exited_P2P_Investments\"><\/span>Exited P2P Investments<span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n<p>My first P2P lending investments were made in October 2017. Since then, several platforms have been part of my P2P portfolio. Below is a transparent overview of my completed P2P investments. What overall returns did I achieve with these platforms, and what were the reasons for my exit?<\/p>\r\n<h3>Bondora Portfolio Pro<\/h3>\r\n<p><a href=\"https:\/\/rethink-p2p.de\/en\/bondora-go-and-grow-review\/\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-11292 alignleft lazyload\" data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2022\/04\/Bondora-Erfahrungen-Logo.jpg\" alt=\"\" width=\"300\" height=\"169\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/169;\" \/><noscript><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-11292 alignleft\" src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2022\/04\/Bondora-Erfahrungen-Logo.jpg\" alt=\"\" width=\"300\" height=\"169\" \/><\/noscript><\/a>I made my first P2P investments via <a href=\"https:\/\/rethink-p2p.de\/en\/bondora-review\/\" target=\"_blank\" rel=\"noopener\"><strong>Bondora<\/strong><\/a> Portfolio Pro in October 2017 using a relatively progressive investment approach. Within 12 months, EUR 14,000 had already been invested. Due to steadily declining returns and the absence of additional deposits, the investment was ended in summer of 2019. Even today, some late interest is still generated through repayments from defaulted loans. Current total return: 2.57%.<\/p>\r\n<h3>Mintos<\/h3>\r\n<p><a href=\"https:\/\/rethink-p2p.de\/en\/mintos-review\/\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-12119 alignleft lazyload\" data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2022\/09\/Mintos-Bonus.jpg\" alt=\"\" width=\"300\" height=\"169\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/169;\" \/><noscript><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-12119 alignleft\" src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2022\/09\/Mintos-Bonus.jpg\" alt=\"\" width=\"300\" height=\"169\" \/><\/noscript><\/a>At the same time as Bondora Portfolio Pro, I also started investing on <a href=\"https:\/\/rethink-p2p.de\/en\/mintos-review\/\" target=\"_blank\" rel=\"noopener\"><strong>Mintos<\/strong><\/a> (October 2017). My exit followed the outbreak of the COVID-19 pandemic, driven by various questionable platform measures and controversial lending company entanglements. In October 2022, I wrote off the remaining EUR 1,118 in recovery as a loss. This resulted in a total return of 7.22% over a five-year period.<\/p>\r\n<h3>NEO Finance<\/h3>\r\n<p><a href=\"https:\/\/rethink-p2p.de\/en\/neo-finance-review\/\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-10284 alignleft lazyload\" data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2021\/10\/NEO-Finance-Bonus.jpg\" alt=\"\" width=\"300\" height=\"169\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/169;\" \/><noscript><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-10284 alignleft\" src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2021\/10\/NEO-Finance-Bonus.jpg\" alt=\"\" width=\"300\" height=\"169\" \/><\/noscript><\/a>My investment on <a href=\"https:\/\/rethink-p2p.de\/en\/neo-finance-review\/\" target=\"_blank\" rel=\"noopener\"><strong>NEO Finance<\/strong><\/a> began in April 2019 after I had personally visited the platform in Vilnius beforehand. More than a year later, I ended the investment. Structural issues as well as missing and sometimes contradictory communication were the main reasons. In November 2023, I wrote off the remaining EUR 358 in recovery as a loss. In the end, I achieved a total return of 8.69%.<\/p>\r\n<h3>Viainvest<\/h3>\r\n<p><a href=\"https:\/\/rethink-p2p.de\/en\/viainvest-review\/\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-10283 alignleft lazyload\" data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2021\/10\/VIAINVEST-Bonus.jpg\" alt=\"\" width=\"300\" height=\"169\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/169;\" \/><noscript><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-10283 alignleft\" src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2021\/10\/VIAINVEST-Bonus.jpg\" alt=\"\" width=\"300\" height=\"169\" \/><\/noscript><\/a>At the same time as NEO Finance, I also began investing on <a href=\"https:\/\/rethink-p2p.de\/en\/viainvest-review\/\" target=\"_blank\" rel=\"noopener\"><strong>Viainvest<\/strong><\/a>. The platform, on which I achieved double-digit returns every single year, was one of my personal favorites for many years. Unfortunately, Viainvest is the only Latvian P2P platform where legal entities cannot register. As this condition has been a mandatory requirement for the continuation of my investment, I exited the platform in 2025. The final repayments were received in April 2026. My total return: 11.15%. No losses.<\/p>\r\n<h3>Debitum<\/h3>\r\n<p><a href=\"https:\/\/rethink-p2p.de\/debitum-erfahrungen\/\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-26080 alignleft lazyload\" data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2025\/02\/Debitum-Investments-Bonus.jpg\" alt=\"\" width=\"300\" height=\"169\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/169;\" \/><noscript><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-26080 alignleft\" src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2025\/02\/Debitum-Investments-Bonus.jpg\" alt=\"\" width=\"300\" height=\"169\" \/><\/noscript><\/a>With my investment starting in June 2019, <a href=\"https:\/\/rethink-p2p.de\/en\/debitum-review\/\" target=\"_blank\" rel=\"noopener\"><strong>Debitum<\/strong><\/a> is also among the first platforms in my P2P portfolio. The reasons for my exit, which took place in the first half of 2022, were the limited loan supply, uncompetitive interest rates, changes in management, and shortcomings in the risk assessment of the Ukraine portfolio. Taking into account a loss of EUR 300 that has been stuck since the beginning of the war in Ukraine, I achieved a total return of 5.83%. Otherwise, it would have been 8.82%.<\/p>\r\n<h3>Profitus<\/h3>\r\n<p><a href=\"https:\/\/rethink-p2p.de\/en\/profitus-review\/\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-14350 alignleft lazyload\" data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2023\/02\/Profitus-Bonus.jpg\" alt=\"\" width=\"300\" height=\"169\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/169;\" \/><noscript><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-14350 alignleft\" src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2023\/02\/Profitus-Bonus.jpg\" alt=\"\" width=\"300\" height=\"169\" \/><\/noscript><\/a>In May 2023, I started a test investment on the Lithuania-based crowdfunding platform <a href=\"https:\/\/rethink-p2p.de\/en\/profitus-review\/\" target=\"_blank\" rel=\"noopener\"><strong>Profitus<\/strong><\/a>. Twenty months later, I was able to end the investment with a total return of 9.35% and no losses. The decision to exit was made in order to consolidate my P2P portfolio. At that time, Crowdpear appeared to be the better alternative.<\/p>\r\n<h3>HeavyFinance \/ InSoil Finance<\/h3>\r\n<p><a href=\"https:\/\/rethink-p2p.de\/en\/insoil-finance-review\/\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-27381 alignleft lazyload\" data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2025\/04\/InSoil-Finance-Bonus-.jpg\" alt=\"\" width=\"300\" height=\"169\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/169;\" \/><noscript><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-27381 alignleft\" src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2025\/04\/InSoil-Finance-Bonus-.jpg\" alt=\"\" width=\"300\" height=\"169\" \/><\/noscript><\/a>My first investments on <a href=\"https:\/\/rethink-p2p.de\/en\/insoil-finance-review\/\" target=\"_blank\" rel=\"noopener\"><strong>InSoil Finance<\/strong><\/a> (formerly HeavyFinance) were made in June 2023, driven by the opportunity to achieve above-average returns from investments in Green Loans. As the timeline for issuing the first CO\u2082 certificates was repeatedly postponed, I started to exit the platform after two years. Currently, two loans with a total value of EUR 193 remain in recovery. The total return stands at 8.87%.<\/p>\r\n<h3>Fintown<\/h3>\r\n<p><a href=\"https:\/\/rethink-p2p.de\/en\/fintown-review\/\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-19883 alignleft lazyload\" data-src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2024\/03\/Fintown-Bonus.jpg\" alt=\"\" width=\"300\" height=\"169\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/169;\" \/><noscript><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-19883 alignleft\" src=\"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2024\/03\/Fintown-Bonus.jpg\" alt=\"\" width=\"300\" height=\"169\" \/><\/noscript><\/a><a href=\"https:\/\/rethink-p2p.de\/en\/fintown-review\/\" target=\"_blank\" rel=\"noopener\"><strong>Fintown<\/strong><\/a> was also a new test investment in March 2024. The final repayments were received in February 2026. Total return: 10.64%. No losses. The reasons for my exit were both the consolidation of my P2P portfolio and the realization that the complexity of real-estate-backed investments is too high for my own evaluation expertise.<\/p>\r\n<hr \/>\r\n<h2><span class=\"ez-toc-section\" id=\"FAQ_P2P_Portfolio\"><\/span>FAQ P2P Portfolio<span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n<!-- wp:yoast\/faq-block {\"questions\":[{\"id\":\"faq-question-1615565632250\",\"question\":[\"\u2705 What is my P2P Lending Portfolio?\"],\"answer\":[\"My P2P lending portfolio consists of my personal investments in the P2P environment. My active P2P portfolio is shown as well as my terminated investments. In addition, investors can find information about my current return, the investment start and the current investment status.\"],\"jsonQuestion\":\"\u2705 What is my P2P Lending Portfolio?\",\"jsonAnswer\":\"My P2P lending portfolio consists of my personal investments in the P2P environment. My active P2P portfolio is shown as well as my terminated investments. In addition, investors can find information about my current return, the investment start and the current investment status.\"},{\"id\":\"faq-question-1615565761321\",\"question\":[\"\u2705 Why do I show my P2P Portfolio publicly?\"],\"answer\":[\"I want my readers to get an understanding how much \\u0022skin in the game\\u0022 I have with different P2P platforms. Transparency is an important aspect to underline the credibility of my content as well as to reveal possible conflicts of interest.\"],\"jsonQuestion\":\"\u2705 Why do I show my P2P Portfolio publicly?\",\"jsonAnswer\":\"I want my readers to get an understanding how much \\u0022skin in the game\\u0022 I have with different P2P platforms. Transparency is an important aspect to underline the credibility of my content as well as to reveal possible conflicts of interest.\"},{\"id\":\"faq-question-1615566025491\",\"question\":[\"\u2705 How long do I invest in P2P?\"],\"answer\":[\"I started to invest in P2P lending in October 2017. At the time I started with \u20ac 2,000 each at Bondora and Mintos.\"],\"jsonQuestion\":\"\u2705 How long do I invest in P2P?\",\"jsonAnswer\":\"I started to invest in P2P lending in October 2017. At the time I started with \u20ac 2,000 each at Bondora and Mintos.\"},{\"id\":\"faq-question-1678343014242\",\"question\":[\"\u2705 Should investors copy my P2P Portfolio?\"],\"answer\":[\"Every investor should think about their preferences and therefore which platforms fit into their own P2P portfolio. My personal P2P portfolio can be seen as an inspiration, but I would not recommend a 1:1 replication.\"],\"jsonQuestion\":\"\u2705 Should investors copy my P2P Portfolio?\",\"jsonAnswer\":\"Every investor should think about their preferences and therefore which platforms fit into their own P2P portfolio. My personal P2P portfolio can be seen as an inspiration, but I would not recommend a 1:1 replication.\"}]} -->\r\n<div class=\"schema-faq wp-block-yoast-faq-block\">\r\n<div id=\"faq-question-1615565632250\" class=\"schema-faq-section\"><strong class=\"schema-faq-question\">\u2705 What is my P2P Lending Portfolio?<\/strong>\r\n<p class=\"schema-faq-answer\">My P2P lending portfolio consists of my personal investments in the P2P environment. My active P2P portfolio is shown as well as my terminated investments. In addition, investors can find information about my current return, the investment start and the current investment status.<\/p>\r\n<\/div>\r\n<div id=\"faq-question-1615565761321\" class=\"schema-faq-section\"><strong class=\"schema-faq-question\">\u2705 Why do I show my P2P Portfolio publicly?<\/strong>\r\n<p class=\"schema-faq-answer\">I want my readers to get an understanding how much &#8220;skin in the game&#8221; I have with different P2P platforms. Transparency is an important aspect to underline the credibility of my content as well as to reveal possible conflicts of interest.<\/p>\r\n<\/div>\r\n<div id=\"faq-question-1615566025491\" class=\"schema-faq-section\"><strong class=\"schema-faq-question\">\u2705 How long do I invest in P2P?<\/strong>\r\n<p class=\"schema-faq-answer\">I started to invest in P2P lending in October 2017. At the time I started with \u20ac 2,000 each at Bondora and Mintos.<\/p>\r\n<\/div>\r\n<div id=\"faq-question-1678343014242\" class=\"schema-faq-section\"><strong class=\"schema-faq-question\">\u2705 Should investors copy my P2P Portfolio?<\/strong>\r\n<p class=\"schema-faq-answer\">Every investor should think about their preferences and therefore which platforms fit into their own P2P portfolio. My personal P2P portfolio can be seen as an inspiration, but I would not recommend a 1:1 replication.<\/p>\r\n<\/div>\r\n<\/div>\r\n<!-- \/wp:yoast\/faq-block -->","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-centered.php","meta":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.8.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>My P2P Portfolio - re:think P2P<\/title>\n<meta name=\"description\" content=\"On this page you will find my personal P2P Portfolio with both active and terminated investments. 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