{"id":38881,"date":"2026-10-17T09:07:13","date_gmt":"2026-10-17T07:07:13","guid":{"rendered":"https:\/\/rethink-p2p.de\/news\/53-mio-euro-strafe-fuer-twino-kreditgeber-uokik-vs-fincard-erklaert\/"},"modified":"2026-10-17T09:11:45","modified_gmt":"2026-10-17T07:11:45","slug":"e5-3-million-fine-for-twino-lender-uokik-vs-fincard-explained","status":"publish","type":"news","link":"https:\/\/rethink-p2p.de\/en\/news\/e5-3-million-fine-for-twino-lender-uokik-vs-fincard-explained\/","title":{"rendered":"\u20ac5.3 Million Fine for TWINO Lender? (UOKiK vs. Fincard Explained)"},"content":{"rendered":"

Since May 2025, Fincard, by far the largest lender on TWINO (96% of the portfolio), has been under investigation by Poland\u2019s consumer protection authority, UOKiK. The allegation: Circumvention of the statutory interest rate cap. The potential consequences: A fine of up to \u20ac5.3 million, an unspecified amount in customer refunds, and proceedings that could drag on for years.<\/p>\n

In my latest content, I explain what the dispute between the consumer protection authority and TWINO\u2019s lender is actually about, what consequences Fincard could face, and what the proceedings mean for investors on the Latvian P2P platform.<\/p>\n

Get the full picture here:
\nhttps:\/\/rethink-p2p.de\/en\/twino-fincard-uokik\/<\/a><\/strong><\/p>\n","protected":false},"template":"","news_kategorie":[374],"acf":[],"yoast_head":"\n\u20ac5.3 Million Fine for TWINO Lender? (UOKiK vs. Fincard Explained) - re:think P2P<\/title>\n<meta name=\"description\" content=\"\u20ac5.3 Million Fine for TWINO Lender? (UOKiK vs. Fincard Explained)\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/rethink-p2p.de\/en\/news\/e5-3-million-fine-for-twino-lender-uokik-vs-fincard-explained\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u20ac5.3 Million Fine for TWINO Lender? (UOKiK vs. Fincard Explained) - re:think P2P\" \/>\n<meta property=\"og:description\" content=\"\u20ac5.3 Million Fine for TWINO Lender? 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