{"id":38225,"date":"2026-08-28T13:02:16","date_gmt":"2026-08-28T11:02:16","guid":{"rendered":"https:\/\/rethink-p2p.de\/news\/kreditgeber-vergleich-2-0-ist-online\/"},"modified":"2026-09-01T17:11:40","modified_gmt":"2026-09-01T15:11:40","slug":"loan-originator-comparison-2-0-is-live","status":"publish","type":"news","link":"https:\/\/rethink-p2p.de\/en\/news\/loan-originator-comparison-2-0-is-live\/","title":{"rendered":"Loan Originator Comparison 2.0 Is Live"},"content":{"rendered":"

Last year, I launched the loan originator comparison<\/strong><\/a> page on the blog, which has proven to be very popular based on your feedback. Thanks to your suggestions, I have now made several adjustments to the methodology, particularly regarding the criteria and their weighting.<\/p>\n

The biggest change concerns the calculation of portfolio quality. Instead of relying solely on the default rate, the analysis now uses a risk cost ratio, meaning impairment expenses in relation to the loan income generated during the same year. The question is therefore no longer how many loans have defaulted relative to the total portfolio, but whether the losses can be covered by ongoing income.<\/p>\n

Alongside the updated methodology, numerous financial statements have also been newly reviewed and analysed. 111, to be precise. This includes several new loan originators, for example from platforms such as Swaper and Lendiball.<\/p>\n","protected":false},"template":"","news_kategorie":[374],"class_list":["post-38225","news","type-news","status-publish","hentry","news_kategorie-content"],"acf":[],"yoast_head":"\nLoan Originator Comparison 2.0 Is Live - re:think P2P<\/title>\n<meta name=\"description\" content=\"Loan Originator Comparison 2.0 Is Live.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/rethink-p2p.de\/en\/loan-originators\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Loan Originator Comparison 2.0 Is Live - re:think P2P\" \/>\n<meta property=\"og:description\" content=\"Loan Originator Comparison 2.0 Is Live.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/rethink-p2p.de\/en\/news\/loan-originator-comparison-2-0-is-live\/\" \/>\n<meta property=\"og:site_name\" content=\"re:think P2P\" \/>\n<meta property=\"article:publisher\" content=\"http:\/\/fb.me\/rethinkp2p\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-01T15:11:40+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/rethink-p2p.de\\\/en\\\/news\\\/loan-originator-comparison-2-0-is-live\\\/\",\"url\":\"https:\\\/\\\/rethink-p2p.de\\\/en\\\/news\\\/loan-originator-comparison-2-0-is-live\\\/\",\"name\":\"Loan Originator Comparison 2.0 Is Live - re:think P2P\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/rethink-p2p.de\\\/en\\\/#website\"},\"datePublished\":\"2026-08-28T11:02:16+00:00\",\"dateModified\":\"2026-09-01T15:11:40+00:00\",\"description\":\"Loan Originator Comparison 2.0 Is Live.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/rethink-p2p.de\\\/en\\\/news\\\/loan-originator-comparison-2-0-is-live\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/rethink-p2p.de\\\/en\\\/news\\\/loan-originator-comparison-2-0-is-live\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/rethink-p2p.de\\\/en\\\/news\\\/loan-originator-comparison-2-0-is-live\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/rethink-p2p.de\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Loan Originator Comparison 2.0 Is Live\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/rethink-p2p.de\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/rethink-p2p.de\\\/en\\\/\",\"name\":\"re:think P2P\",\"description\":\"Deep Dive P2P Platform Reviews and Comparisons\",\"publisher\":{\"@id\":\"https:\\\/\\\/rethink-p2p.de\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/rethink-p2p.de\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/rethink-p2p.de\\\/en\\\/#organization\",\"name\":\"re:think P2P\",\"url\":\"https:\\\/\\\/rethink-p2p.de\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/rethink-p2p.de\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/rethink-p2p.de\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/Logo-2026-HD-1.png\",\"contentUrl\":\"https:\\\/\\\/rethink-p2p.de\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/Logo-2026-HD-1.png\",\"width\":1348,\"height\":302,\"caption\":\"re:think P2P\"},\"image\":{\"@id\":\"https:\\\/\\\/rethink-p2p.de\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"http:\\\/\\\/fb.me\\\/rethinkp2p\",\"https:\\\/\\\/www.instagram.com\\\/dennydna\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/in\\\/denny-neidhardt\\\/\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Loan Originator Comparison 2.0 Is Live - re:think P2P","description":"Loan Originator Comparison 2.0 Is Live.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/rethink-p2p.de\/en\/loan-originators\/","og_locale":"en_US","og_type":"article","og_title":"Loan Originator Comparison 2.0 Is Live - re:think P2P","og_description":"Loan Originator Comparison 2.0 Is Live.","og_url":"https:\/\/rethink-p2p.de\/en\/news\/loan-originator-comparison-2-0-is-live\/","og_site_name":"re:think P2P","article_publisher":"http:\/\/fb.me\/rethinkp2p","article_modified_time":"2026-09-01T15:11:40+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/rethink-p2p.de\/en\/news\/loan-originator-comparison-2-0-is-live\/","url":"https:\/\/rethink-p2p.de\/en\/news\/loan-originator-comparison-2-0-is-live\/","name":"Loan Originator Comparison 2.0 Is Live - re:think P2P","isPartOf":{"@id":"https:\/\/rethink-p2p.de\/en\/#website"},"datePublished":"2026-08-28T11:02:16+00:00","dateModified":"2026-09-01T15:11:40+00:00","description":"Loan Originator Comparison 2.0 Is Live.","breadcrumb":{"@id":"https:\/\/rethink-p2p.de\/en\/news\/loan-originator-comparison-2-0-is-live\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/rethink-p2p.de\/en\/news\/loan-originator-comparison-2-0-is-live\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/rethink-p2p.de\/en\/news\/loan-originator-comparison-2-0-is-live\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/rethink-p2p.de\/en\/"},{"@type":"ListItem","position":2,"name":"Loan Originator Comparison 2.0 Is Live"}]},{"@type":"WebSite","@id":"https:\/\/rethink-p2p.de\/en\/#website","url":"https:\/\/rethink-p2p.de\/en\/","name":"re:think P2P","description":"Deep Dive P2P Platform Reviews and Comparisons","publisher":{"@id":"https:\/\/rethink-p2p.de\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/rethink-p2p.de\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/rethink-p2p.de\/en\/#organization","name":"re:think P2P","url":"https:\/\/rethink-p2p.de\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/rethink-p2p.de\/en\/#\/schema\/logo\/image\/","url":"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/Logo-2026-HD-1.png","contentUrl":"https:\/\/rethink-p2p.de\/wp-content\/uploads\/2026\/08\/Logo-2026-HD-1.png","width":1348,"height":302,"caption":"re:think P2P"},"image":{"@id":"https:\/\/rethink-p2p.de\/en\/#\/schema\/logo\/image\/"},"sameAs":["http:\/\/fb.me\/rethinkp2p","https:\/\/www.instagram.com\/dennydna\/","https:\/\/www.linkedin.com\/in\/denny-neidhardt\/"]}]}},"_links":{"self":[{"href":"https:\/\/rethink-p2p.de\/en\/wp-json\/wp\/v2\/news\/38225","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rethink-p2p.de\/en\/wp-json\/wp\/v2\/news"}],"about":[{"href":"https:\/\/rethink-p2p.de\/en\/wp-json\/wp\/v2\/types\/news"}],"wp:attachment":[{"href":"https:\/\/rethink-p2p.de\/en\/wp-json\/wp\/v2\/media?parent=38225"}],"wp:term":[{"taxonomy":"news_kategorie","embeddable":true,"href":"https:\/\/rethink-p2p.de\/en\/wp-json\/wp\/v2\/news_kategorie?post=38225"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}